Chiba Bank

Last updated

Chiba Bank
Industry Financial services
FoundedChiba, Japan
(1943;78 years ago (1943))
Area served
Key people
Hidetoshi Sakuma
Products Retail, corporate, investment and private banking
Total assets ¥14,611.9 billion (2017)
Number of employees

The Chiba Bank, Ltd. (株式会社千葉銀行, Kabushiki-gaisha Chiba Ginkō) (TYO : 8331) is the biggest bank in Chiba Prefecture, Japan. Listed on the Nikkei 225, it has branches in Osaka, New York City, London, and Hong Kong. Assets — $106.1 billion (2015). [1]



Chiba bank was established in March 1943. [2]

In June 1998, Standard & Poor's downgraded Chiba Bank' s credit rating from A-minus to BBB-plus because of negative long-term ratings. [3]

In October 2008, Chiba Bank, jointly with The Daishi Bank and Hokkoku Bank, hired IBM to build a Call Center System common for the three banks. [4] In July 2010, Chiba Bank joined the United Nations Environment Programme Finance Initiative (UNEP FI). [5]

In October 2014, Chiba Bank is the first Japanese regional bank to sell dollar bonds, issuing $300 million of notes in US dollar that month. [6]


Head office (20 Dec. 2011) Chiba Bank, headquarters.jpg
Head office (20 Dec. 2011)

The bank is headquartered in Chiba Prefecture, which lies adjacent to Japan's capital Tokyo on Tokyo Bay and has one of the most important industrial concentrations anywhere in Japan. The bank's strategy is to expand its branch network into adjacent prefectures along Tokyo-bound commuter rail lines. It is also putting an emphasis on developing southern Chiba Prefecture as a tourist and resort area, particularly around the city of Kamogawa.

Chiba Bank has a 36.6% market share of lending and a 23.0% share of all deposits in the prefecture. Of the bank's network of 173 branches, 154 are within Chiba Prefecture. Chiba Bank is the third-largest of Japan's 64 regional banking groups in terms of total assets. As of March 2008, it had total assets of ¥9.8 trillion and a loan portfolio topping ¥6.6 trillion, which also made it one of the world's 200 largest banks. The bank is one of the few banks that discloses net interest margins (NIM) on their lending. [7]

Related Research Articles

Japanese yen Official currency of Japan

The yen is the official currency of Japan. It is the third most traded currency in the foreign exchange market after the United States dollar and the Euro. It is also widely used as a third reserve currency after the U.S. dollar and the Euro.

Chiba Prefecture Prefecture of Japan

Chiba Prefecture is a prefecture of Japan located in the Kantō region of Honshu. Chiba Prefecture has a population of 6,278,060 and has a geographic area of 5,157 km2 (1,991 sq mi). Chiba Prefecture borders Ibaraki Prefecture to the north, Saitama Prefecture to the northwest, and Tokyo to the south.

Kantō region Eastern-central Region in Japan consisting of 7 prefectures, including Tokyo.

The Kanto region is a geographical area of Honshu, the largest island of Japan. In a common definition, the region includes the Greater Tokyo Area and encompasses seven prefectures: Gunma, Tochigi, Ibaraki, Saitama, Tokyo, Chiba and Kanagawa. Within its boundaries, slightly more than 45 percent of the land area is the Kanto Plain. The rest consists of the hills and mountains that form the land borders. According to the official census on October 1, 2010, by the Japan Statistics Bureau, the population was 42,607,376, amounting to approximately one third of the total population of Japan.

Adachi, Tokyo Special ward in Kantō, Japan

Adachi is a special ward located in Tokyo Metropolis, Japan. It is located north of the heart of Tokyo. The ward consists of two separate areas: a small strip of land between the Sumida River and Arakawa River and a larger area north of the Arakawa River. The ward is bordered by the cities of Kawaguchi, Sōka and Yashio in Saitama and Katsushika, Sumida, Arakawa and Kita in Tokyo. The ward is called Adachi City in English.

Greater Tokyo Area Place in Japan

The Greater Tokyo Area is the most populous metropolitan area in the world, consisting of the Kantō region of Japan as well as the prefecture of Yamanashi of the neighboring Chūbu region. In Japanese, it is referred to by various terms, one of the most common being Capital Region.

Mizuho Financial Group Bank and holding company

Mizuho Financial Group, Inc., abbreviated as MHFG, or simply called Mizuho, is a banking holding company headquartered in the Ōtemachi district of Chiyoda, Tokyo, Japan. The name "mizuho (瑞穂)" literally means "abundant rice" in Japanese and "harvest" in the figurative sense. Upon its founding, it was the largest bank in the world by assets. It is considered a G-SIB by the Financial Stability Board.

Sumitomo Mitsui Banking Corporation Japanese multinational banking and financial services company

Sumitomo Mitsui Banking Corporation Group is a Japanese multinational banking and financial services institution headquartered in Yurakucho, Chiyoda, Tokyo, Japan. The group operates in retail, corporate, and investment banking segment worldwide. It provides financial products and services to a wide range of clients, including individuals, small and medium-sized enterprises, large corporations, financial institutions and public sector entities. Since 2011, it has been included into the Financial Stability Board's list of global systemically important banks.

Hokkoku Bank is a Japanese bank headquartered in Kanazawa, Ishikawa prefecture, Japan. The term “Hokkoku” refers to the larger region in Japan that is more commonly known as Hokuriku, and that encompasses Fukui and Toyama prefectures as well as Ishikawa prefecture. While Hokkoku Bank is focused in Ishikawa prefecture, it has offices in the other two prefectures in the Hokuriku region, as well as offices in Tokyo, Osaka, Kyoto, and Nagoya, and representative offices in Shanghai.

Japanese asset price bubble Economic bubble in Japan from 1986 to 1991

The Japanese asset price bubble was an economic bubble in Japan from 1986 to 1991 in which real estate and stock market prices were greatly inflated. In early 1992, this price bubble burst and Japan's economy stagnated. The bubble was characterized by rapid acceleration of asset prices and overheated economic activity, as well as an uncontrolled money supply and credit expansion. More specifically, over-confidence and speculation regarding asset and stock prices were closely associated with excessive monetary easing policy at the time.

Akita Bank

The Akita Bank, Ltd. is a Japanese regional bank headquartered in the city of Akita, Akita Prefecture. Although the bank’s core business comes from Akita prefecture, various branches are situated outside of the area. These include Koriyama, Sapporo, Morioka, Sendai, and Tokyo. The bank was noted for its initial reluctance to establish a wide ATM network, finally implementing one in January 2003.

Dai-ichi Life

The Dai-ichi Life Insurance Company, Limited, or Dai-ichi Life for short, is the third-largest life insurer in Japan by revenue, behind Japan Post Insurance and Nippon Life.

Mitsubishi UFJ Financial Group Japanese bank holding and financial services company

Mitsubishi UFJ Financial Group, Inc. is a Japanese bank holding and financial services company headquartered in Chiyoda, Tokyo, Japan.

MUFG Bank Japanese bank

MUFG Bank, Ltd. is the largest bank in Japan. It was established on January 1, 2006, following the merger of the Bank of Tokyo-Mitsubishi, Ltd. and UFJ Bank Ltd. MUFG is one of the three so-called Japanese "megabanks". As such, it is considered a G-SIB by the Financial Stability Board.

Yamagata Bank

The Yamagata Bank is a Japanese regional bank that is based out of Yamagata city, Yamagata prefecture. Most of the bank's branches are in Yamagata prefecture, or other major cities in the Tohoku region, with a branch in Tokyo as well. The principal shareholders as of March 2005 were The Bank of Tokyo-Mitsubishi, Ltd. and Meiji Yasuda Life Insurance Company.

The Joyo Bank, Ltd. is a Japanese regional bank that is headquartered in Mito city, Ibaraki Prefecture. The bank is relatively large among Japanese regional lenders, and operates branches throughout the Kantō region. In addition to branches in Miyagi, Fukushima, Chiba, Saitama, Tokyo, and Osaka prefectures, the bank also operates a representative office in Shanghai. While the bank has many stakeholders, prominent shareholders include the Bank of Tokyo-Mitsubishi, along with several major Japanese insurance companies

The Kanto Tsukuba Bank, Ltd. is a Japanese bank that is headquartered in Tsuchiura City, Ibaraki Prefecture. This bank was formed in 2003 as the result of a merger between the Kanto Bank and the Tsukuba Bank.

Kawasaki, Kanagawa Designated city in Kantō, Japan

Kawasaki is a city in Kanagawa Prefecture, Japan, one of the main cities of Greater Tokyo Area and Keihin Industrial Area.

Nanto Bank

The Nanto Bank, Ltd. is a regional bank that mainly operates in Nara Prefecture, Japan. The bank, established in June 1934, has 136 domestic branches in Nara, Osaka, Kyoto, Hyogo, Mie, Wakayama, and Tokyo as well as representative offices in Hong Kong and Shanghai, China.

The Daishi Bank

The Daishi Bank lit."The Fourth Bank" is the oldest Japanese bank founded in 1873 and located in Niigata city, Chūō, the business district of Tokyo.


  2. "Company overview". 3 September 2018. Retrieved 21 February 2019.
  3. "In Brief: S&P Cuts Credit Rating on Chiba Bank". 12 June 1998. Retrieved 21 February 2019.
  4. "IBM Signs Contract with Chiba Bank, Daishi Bank and Hokkoku Bank". 6 October 2008. Retrieved 21 February 2019.
  5. "A blossom relationship - Chiba Bank joins Unep Fi". 14 July 2010. Retrieved 21 February 2019.
  6. "Nomura sees Chiba Bank blazing bond trail for regionals". 31 October 2014. Retrieved 21 February 2019.
  7. Tahara-Stubbs, Mia (4 February 2015). "Mortgages: the next threat for Japanese banks?". CNBC. Retrieved 9 September 2015.