Ballard was educated in public schools of Louisville and worked to expand his education at Huntoon's private academy. He went on to attend Cornell University where he was a member of Alpha Delta Phi and graduated in 1878.
For the next four years Ballard would work for Chess,Carley &Company. In 1880,with his brother R. C. Ballard Thruston,Ballard was president of the Ballard &Ballard Flour Company. The first mill was built in the back yard of the Ballard estate on Walnut Street.
On January 25,Ballard was married to Sunshine Harris (1861–1938),the daughter of Theodore Harris of Louisville Kentucky.
Career
In 1884,he faced a debt crisis due to hard times in the land. In 1889,Ballard &Ballard Co. was one of the first employers to introduce the profit sharing plan.
Samuel and Sunshine had four children together. However,only their daughter,Mary,would survive to adulthood. Among Samuel's grandchildren are Thruston Ballard Morton and Rogers Morton.
Death
In 1925,Ballard became ill at his winter home at Eau Gallie,Florida. On January 18,1926,after being bedridden for weeks,Samuel died in his home at Glenview at the age of 71. The disease that took his life was cancerous in nature. He is buried at Cave Hill Cemetery.
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