National Trust and Savings Association

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National Trust and Savings Association (NT&SA) is a designation used by national banks in the United States to denote their national charter. It is significantly less popular than the standard designation National Association (N.A.). Notably, it was used until 1998 by Bank of America NT&SA, the only major bank to utilize the designation. It was also construed to denote the character of a savings and loan association, with a focus on home mortgages and savings accounts.

Bank financial institution

A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

United States Federal republic in North America

The United States of America (USA), commonly known as the United States or America, is a country comprising 50 states, a federal district, five major self-governing territories, and various possessions. At 3.8 million square miles, the United States is the world's third or fourth largest country by total area and is slightly smaller than the entire continent of Europe's 3.9 million square miles. With a population of over 327 million people, the U.S. is the third most populous country. The capital is Washington, D.C., and the largest city by population is New York City. Forty-eight states and the capital's federal district are contiguous in North America between Canada and Mexico. The State of Alaska is in the northwest corner of North America, bordered by Canada to the east and across the Bering Strait from Russia to the west. The State of Hawaii is an archipelago in the mid-Pacific Ocean. The U.S. territories are scattered about the Pacific Ocean and the Caribbean Sea, stretching across nine official time zones. The extremely diverse geography, climate, and wildlife of the United States make it one of the world's 17 megadiverse countries.

Charter Grant of authority or rights

A charter is the grant of authority or rights, stating that the granter formally recognizes the prerogative of the recipient to exercise the rights specified. It is implicit that the granter retains superiority, and that the recipient admits a limited status within the relationship, and it is within that sense that charters were historically granted, and that sense is retained in modern usage of the term.


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NATO reporting names are code names for military equipment from Russia, China, and historically, the Eastern Bloc. They provide unambiguous and easily understood English words in a uniform manner in place of the original designations, which either may have been unknown to the Western world at the time or easily confused codes. For example, the Russian bomber jet Tupolev Tu-160 is simply called "Blackjack".

Washington Mutual, Inc., abbreviated to WaMu, was a savings bank holding company and the former owner of Washington Mutual Bank, which was the United States' largest savings and loan association until its collapse in 2008.

Washington Federal

Washington Federal is a Washington Corporation headquartered in Seattle, Washington. The Company is a bank holding company that conducts its operations through a federally insured national bank subsidiary, Washington Federal, National Association ("Bank").

New Taiwan dollar official currency of Taiwan

The New Taiwan dollar is the official currency of the Republic of China (ROC) used in the Taiwan Area. Formally, one dollar (圓) is divided into ten dimes (角), and to 100 cents (分), although cents are never used in practice. The New Taiwan dollars has been the currency of Taiwan since 1949, when it replaced the Old Taiwan dollar, at a rate of 40,000 old dollars per one new dollar. There are a variety of alternative names to the units in Taiwan. The unit of dollar is usually written in simpler form as 元. Colloquially, the currency unit usually called 篐 in Taiwanese Hokkien, 銀 in Hakka, and 塊 in Mandarin,

In banking, the term national bank carries several meanings:

Bank of South Australia Australian bank

BankSA formally known as The Bank of South Australia, is the largest financial institution in South Australia and the state's largest home lender.

A savings and loan association (S&L), or thrift institution, is a financial institution that specializes in accepting savings, deposits, and making mortgage and other loans. The terms "S&L" or "thrift" are mainly used in the United States; similar institutions in the United Kingdom, Ireland and some Commonwealth countries include building societies and trustee savings banks. They are often mutually held, meaning that the depositors and borrowers are members with voting rights, and have the ability to direct the financial and managerial goals of the organization like the members of a credit union or the policyholders of a mutual insurance company. While it is possible for an S&L to be a joint-stock company, and even publicly traded; in such instances it is no longer truly a mutual association, and depositors and borrowers no longer have membership rights and managerial control. By law, thrifts can have no more than 20 percent of their lending in commercial loans — their focus on mortgage and consumer loans makes them particularly vulnerable to housing downturns such as the deep one the U.S. experienced in 2007.

PKO Bank Polski company listed on the Polish Stock Exchange

Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna is Poland's largest bank. It provides services to individual and business clients. The core business activity of PKO Bank Polski is retail banking. The full name Powszechna Kasa Oszczędności roughly means "General Savings Bank," and Bank Polski means "Polish Bank." Popularly only the acronym is used.

Federal savings associations, in the United States, are institutions chartered by the Office of Thrift Supervision which is now administered by Office of the Comptroller of the Currency after the agencies merged. Institutions chartered by the OTS are still regulated according to the rules and regulations of Federal Savings Banks. Mortgages issued by Federal Savings Banks are pursuant to the provisions of the Home Owners' Loan Act, a U.S. federal statute. Although the activities of federal thrifts were once confined primarily to taking deposits from consumers and making residential mortgage loans, federal thrifts are now authorized to offer a wide range of financial products and services.

Standard Federal Bank

Standard Federal Bank was a Troy, Michigan-based bank serving Michigan and Northern Indiana in the United States which was acquired by Bank of America on 5 May 2008.

National Savings and Investments United Kingdom government non-ministerial department

National Savings and Investments (NS&I), formerly called the Post Office Savings Bank and National Savings, is a state-owned savings bank in the United Kingdom. It is both a non-ministerial government department and an executive agency of the Chancellor of the Exchequer. Historically, the aim of NS&I has been to attract funds from individual savers in the UK for the purpose of funding the government’s public sector borrowing requirement. NS&I attracts savers through offering savings products with tax-free elements on some products, and a 100% guarantee from HM Treasury on all deposits.

Bank of America NT&SA

Bank of America, National Trust and Savings Association (NT&SA) was the primary bank subsidiary of BankAmerica Corp. A.P. Giannini chose this unusual extension for the bank's name in order to highlight its multiple functions when it converted from a state charter to a national one. The bank was founded as Bank of Italy on October 17, 1904.

Bowery Savings Bank

The Bowery Savings Bank of New York City was chartered in May 1834 and is now part of Capital One Bank.

In United States banking, a federal savings bank (FSB) is a savings bank that is created under and regulated by United States federal law, and administered by the United States Department of the Treasury's Office of the Comptroller of the Currency. The Federal Deposit Insurance Corporation (FDIC) insures deposit accounts in federal savings banks up to prescribed limits.

Cooperative banking

Cooperative banking is retail and commercial banking organized on a cooperative basis. Cooperative banking institutions take deposits and lend money in most parts of the world.

Spanish Confederation of Savings Banks organization

The Spanish Confederation of Savings Banks is the representative body of savings banks in Spain.

Savings Bank of South Australia bank in South Australia

The Savings Bank of South Australia was founded in 1848, trading from a single room in Gawler Place, Adelaide. In 1984 it merged with the State Bank of South Australia, with the merged entity taking the latter name. The Bank of South Australia is now a division and a trading name of St.George Bank, which is now a subsidiary of Westpac.

Peoples Federal Savings and Loan Association

The People's Federal Savings and Loan Association is a historic bank building at 101 East Court Street in Sidney. It is an early-modern building in western Ohio, designed by Chicago architect Louis Sullivan, the mentor of Frank Lloyd Wright. It was designed and built in 1917 for use by Peoples Federal Savings and Loan Association, which still operates out of it. It is one of a handful of banks designed by Sullivan between 1908 and 1919 for small communities in the central United States. The building is a National Historic Landmark.

The German banking system is structured in three different pillars, totally separated from each other. They typically differ in their legal form and the ownership. Private banks, represented by banks like Deutsche Bank or Commerzbank as listed companies, and Hauck & Aufhäuser or Bankhaus Lampe as less known private companies, are part of the first tier. The second tier is composed of co-operative banks like the numerous Volksbanken and Raiffeisenbanken. They are based on a member-structure where each member, independently from its capital share, has one vote. The third tier consists of public banks, which are a legally defined arm of the banking industry in Germany. They are further divided into two main groups.