An identity document is any document that may be used to prove a person's identity. If issued in a small, standard credit card size form, it is usually called an identity card, or passport card. Some countries issue formal identity documents, as national identification cards which may be compulsory or non-compulsory, while others may require identity verification using regional identification or informal documents. When the identity document incorporates a person's photograph, it may be called photo ID.
In the United States, a Department of Motor Vehicles (DMV) is a state-level government agency that administers vehicle registration and driver licensing. Similar departments exist in Canada under different names. The name "DMV" is not used in every state or area, nor are the traditional DMV functions handled by a single agency in every state, but the generic term is widely understood, particularly in the context of driver's license issuance and renewal.
Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
The Real ID Act of 2005, Pub.L. 109–13 (text)(pdf), 119 Stat. 302, enacted May 11, 2005, is an Act of Congress that modifies U.S. federal law pertaining to security, authentication, and issuance procedure standards for drivers' licenses and identity documents, as well as various immigration issues pertaining to terrorism.
Identity documents in the United States are typically the regional state-issued driver's license or identity card, while also the Social Security card and the United States Passport Card may serve as national identification. The United States passport itself also may serve as identification. However there is no official "national identity card" in the United States, in the sense that there is no federal agency with nationwide jurisdiction that directly issues an identity document to all US citizens for mandatory regular use.
A vehicle licence is issued by a motor registration authority in a jurisdiction in respect of a particular motor vehicle. A current licence is required for a motor vehicle to be legally permitted to be used or kept on a public road in the jurisdiction. Usually a licence is valid for one year and an annual licence fee is payable before a new one is issued.
Many countries have adopted a penalty point or demerit point system under which a person’s driving license is cancelled or suspended based on the number of points accumulated by them over a period of time because of the traffic offences or infringements committed by them in that period. The demerit points schemes of each jurisdiction varies. These demerit schemes are usually in addition to fines or other penalties which may be imposed for a particular offence or infringement, or after a prescribed number of points have been accumulated.
Motor vehicle registration is the registration of a motor vehicle with a government authority, either compulsory or otherwise. The purpose of motor vehicle registration is to establish a link between a vehicle and an owner or user of the vehicle. This link might be used for taxation or crime detection purposes. While almost all motor vehicles are uniquely identified by a vehicle identification number, only registered vehicles display a vehicle registration plate and carry a vehicle registration certificate. Motor vehicle registration is different from motor vehicle licensing and roadworthiness certification.
Traffic school is the generic common term for remedial courses in Road-traffic safety and safe driving practices. In the United States, these are offered as part of pre-trial diversion programs to Moving violation offenders by traffic courts, in the interest of improving general safety. To offset the oppression suggested by the compulsory nature of traffic school, some businesses present themselves as a "comedy traffic school" where they attempt to have instructors who are, to some degree, entertaining.
Assigned risk is a driver of a motor vehicle or class of such drivers who would be denied insurance coverage by insurance companies but are required to be covered under U.S. state law.
The California Department of Motor Vehicles (DMV) is the state agency that registers motor vehicles and boats and issues driver licenses in the U.S. state of California. It regulates new car dealers, commercial cargo carriers, private driving schools, and private traffic schools. The DMV works with the superior courts of California to promptly record convictions against driver licenses and subsequently suspends or revokes licenses when a driver accumulates excessive convictions. It issues California license plates and driver's licenses. The DMV also issues identification cards to people who request one.
In the United States, driver's licenses are issued by each individual state, territory, and the District of Columbia rather than by the federal government due to federalism. Drivers are normally required to obtain a license from their state of residence and all states recognize each other's licenses for non-resident age requirements. There are also licenses for motorcycle use. Generally, a minimum age of 16 is required to obtain a drivers/M1 license. A state may also suspend an individual's driving privilege within its borders for traffic violations. Many states share a common system of license classes, with some exceptions, e.g. commercial license classes are standardized by federal regulation at 49 CFR 383. Many driving permits and ID cards display small digits next to each data field. This is required by the American Association of Motor Vehicle Administrators’ design standard and has been adopted by many US states. According to the United States Department of Transportation, as of 2018, there are approximately 227 million licensed drivers in the United States.
The New York State Department of Motor Vehicles is the department of the New York state government responsible for vehicle registration, vehicle inspections, driver's licenses, learner’s permits, photo ID cards, and adjudicating traffic violations. Its regulations are compiled in title 15 of the New York Codes, Rules and Regulations.
The U.S. state of California first required its residents to register their motor vehicles in 1905. Registrants provided their own license plates for display until 1914, when the state began to issue plates. Plates are currently issued by the California Department of Motor Vehicles.
In the United States, an SR-22 is a vehicle liability insurance endorsement required by most state Department of Motor Vehicles (DMV) offices for "high-risk" drivers.
The Vermont Department of Motor Vehicles (DMV) is the governmental agency responsible for registering and inspecting automobiles and other motor vehicles as well as licensing drivers in the U.S. state of Vermont.
In the United States, vehicle safety inspection and emissions inspection are governed by each state individually. Fifteen states have a periodic safety inspection program, while Maryland requires a safety inspection and Alabama requires a VIN inspection on sale or transfer of vehicles which were previously registered in another state. An additional 16 states require periodic emissions inspections.
Vehicle insurance, car insurance, or auto insurance in the United States and elsewhere, is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state, New Hampshire, and Mississippi, which offers vehicle owners the option to post cash bonds. The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor vehicle owner typically pays insurers a monthly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Most insurance companies will increase insurance premium rates based on these factors, and less frequently, offer discounts.
A driver's license is a legal authorization, or the official document confirming such an authorization, for a specific individual to operate one or more types of motorized vehicles—such as motorcycles, cars, trucks, or buses—on a public road. Such licenses are often plastic and the size of a credit card.
Driving under the influence (DUI) occurs when a person operates a motor vehicle while under the influence of drugs or alcohol, or when the driver has a blood alcohol level of 0.08 or greater. Minors and young adults aged 18–20 can be charged with impaired driving based on blood alcohol levels of 0.01 or higher, and CDL license holders can be charged based upon blood alcohol levels of 0.04 or higher.
