UniCredit Bank AG, better known under its brand name HypoVereinsbank (HVB), is the fifth-largest of the German financial institutions, ranked according to its total assets, and the fourth-largest bank in Germany according to the number of its employees. Its registered office is in Munich, and it is a member of the Cash Group. Since 2005, UniCredit Bank AG has been a subsidiary of UniCredit S.p.A., an Italian financial service provider headquartered in Milan. When the transfer resolution was entered in the commercial register in 2008, the equities of the minority shareholders were transferred to the principal shareholder, UniCredit S.p.A., as part of a squeeze-out. HVB thus became a wholly owned subsidiary and has not been listed on a stock exchange since that time.
BayernLB or Bayerische Landesbank is a publicly regulated bank based in Munich, Germany and one of the six Landesbanken. It is 75% owned by the Free State of Bavaria and 25% owned by the Sparkassenverband Bayern, the umbrella organization of Bavarian Sparkassen. With a balance of €220 billion and 7,703 employees, it is the seventh-largest financial institution in Germany.
The Norddeutsche Landesbank Girozentrale is a German Landesbank and one of the largest commercial banks in Germany. It is a public corporation majority-owned by the federal states of Lower Saxony and Saxony-Anhalt with its head office in Hanover and branches in Braunschweig and Magdeburg. Regional Sparkassen hold a minority stake of 35 percent.
The Addiko Bank is an Austrian banking group with numerous cross-border activities in the Alps-Adriatic region. The group is active in Slovenia, Croatia, Bosnia and Herzegovina, Serbia and Montenegro. However, the bank itself did not have a banking license in Austria, which now owned by Austrian Anadi Bank, another bank that was spun off Hypo Alpe-Adria-Bank International AG.
The Hypo Real Estate Holding AG is a holding company based in Munich, Germany which comprises a number of real estate financing banks. The company's activities span three sectors of the real estate market: commercial property, infrastructure and public finance, and capital markets and asset management. Hypo Real Estate is the second largest commercial property lender in Germany.
Cash Group is a cooperation of the four largest German private banks and their subsidiaries, in which they mutually waive ATM usage fees for their customers. It is not an interbank network but uses the pre-existing girocard network. With more than 7000 ATMs, the cooperating banks' ATM networks form the third largest ATM network in Germany.
The German banking system is structured in three different pillars, totally separated from each other. They typically differ in their legal form and the ownership. Private banks, represented by banks like Deutsche Bank or Commerzbank as listed companies, and Hauck & Aufhäuser or Bankhaus Lampe as less known private companies, are part of the first tier. The second tier is composed of co-operative banks like the numerous Volksbanken and Raiffeisenbanken. They are based on a member-structure where each member, independently from its capital share, has one vote. The third tier consists of public banks, which are a legally defined arm of the banking industry in Germany. They are further divided into two main groups.
Raiffeisen Bankengruppe is the larger of two groups of cooperative banks in Austria.
The Bundesverband Öffentlicher Banken Deutschlands is the association of national and regional state banks. It assembles 61 financial institutes representing the German public bank branch of the banking industry. Along with other branches the association is member of the Central Credit Committee governing the banking industry in Germany. The Bundesverband has taken the form of Eingetragener Verein.
Volksbanken und Raiffeisenbanken is a brand of co-operative banks in Germany. "Volksbank" derives from People's Bank institutes and "Raiffeisenbanken" refers to banks founded on initiatives by Friedrich Wilhelm Raiffeisen. Many co-operative banks in Germany have either "Volksbank" or "Raiffeisenbank" in their name – the nationwide services and associations in the co-operative branch of the German financing industry used the compound of the plurals of these words.
Jürgen Fenk is a German businessman and was a member of the Board of Managing Directors of Helaba Landesbank Hessen-Thüringen. He is now part of the Group Executive Board at the Signa Holding
Heta Asset Resolution A.G. is a "bad bank" that was the residual asset of the original Hypo Alpe-Adria-Bank International A.G., which was dismantled in 2014. It was owned by the Government of Austria.
Hypo Alpe-Adria-Bank S.p.A. also known as HBI was an Italian bank based in Tavagnacco, in the Province of Udine, Friuli – Venezia Giulia region. The registered office of the bank was located in Udine. In the past, the bank was a subsidiary of Hypo Alpe-Adria-Bank International, which was planned to wind down as "bad bank" and separate saleable assets in 2013 as "good bank". In 2014 the subsidiary was spun off from the bad bank as a separate wind-down unit. As at 31 December 2014, Hypo Italy was a subsidiary HBI-Bundesholding A.G., a Vienna-based sub-holding company for the government of Austria.
Landes-Hypothekenbank Steiermark A.G. known as HYPO Steiermark is an Austrian bank based in Graz, Styria. The bank was specialized in mortgage. Nowadays it provides private banking.
Internationales Bankenhaus Bodensee AG is a private bank headquartered in Friedrichshafen. 94.42 percent of its shares belong to the Würth-Gruppe and the remaining 5.58 percent are held by the Hypo Vorarlberg Bank.
The Deutsche Hypothekenbank (Actien-Gesellschaft) is a Mortgage bank based in Hanover, which specializes in the financing of commercial real estate and the capital market business with domestic and foreign clients. It is a company of NORD/LB and forms the center of excellence for the core business area Commercial Real Estate Financing. The bank employs around 400 people at its five domestic locations in Hanover, Berlin, Frankfurt, Hamburg and Munich as well as its foreign locations in Amsterdam, London, Paris, Madrid and Warsaw. With a balance sheet total of almost €23.7 billion, the Deutsche Hypo is one of Germany's largest real estate financiers.
The Berlin Hyp AG, based in Berlin, is one of the large German real estate and mortgage banks. The bank was created in 1996 from the merger of Berliner Hypotheken- und Pfandbriefbank AG and Braunschweig-Hannoversche Hypothekenbank AG.
The Düsseldorfer Hypothekenbank AG, also known as DüssHyp, is a mortgage bank based in Düsseldorf that specializes in government and real estate financing. Refinancing takes place through issuing bonds via the capital market.
HYPO NOE Landesbank für Niederösterreich und Wien AG is one of the oldest and largest regional banks in Austria. Within the Group, HYPO NOE Landesbank is a partner for the public sector, real estate and key accounts as well as private and business customers in the core market of Lower Austria, Vienna and selectively in the Danube region. The Province of Lower Austria is the 100 percent owner of the bank.
Wendelin Weingartner is an Austrian politician who served as the Governor of Tyrol from 1993 to 2002. He studied law at the University of Innsbruck, and was the Chairman of the Landes-Hypothekenbank Steiermark in 1984.
