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Professional certification, trade certification, or professional designation, often called simply certification or qualification, is a designation earned by a person to assure qualification to perform a job or task. Not all certifications that use post-nominal letters are an acknowledgement of educational achievement, or an agency appointed to safeguard the public interest.
An investment bank is a financial services company or corporate division that engages in advisory-based financial transactions on behalf of individuals, corporations, and governments. Traditionally associated with corporate finance, such a bank might assist in raising financial capital by underwriting or acting as the client's agent in the issuance of securities. An investment bank may also assist companies involved in mergers and acquisitions (M&A) and provide ancillary services such as market making, trading of derivatives and equity securities, and FICC services. Most investment banks maintain prime brokerage and asset management departments in conjunction with their investment research businesses. As an industry it is broken up into the Bulge Bracket, Middle Market, and boutique market.
The Southern Association of Colleges and Schools (SACS) is one of the six regional accreditation organizations recognized by the United States Department of Education and the Council for Higher Education Accreditation. This agency accredits over 13,000 public and private educational institutions ranging from preschool to college level in the Southern United States. Its headquarters are in North Druid Hills, Georgia, near Decatur and in the Atlanta metropolitan area.
In banking and finance, clearing denotes all activities from the time a commitment is made for a transaction until it is settled. This process turns the promise of payment into the actual movement of money from one account to another. Clearing houses were formed to facilitate such transactions among banks.
A payment system is any system used to settle financial transactions through the transfer of monetary value, and includes the institutions, instruments, people, rules, procedures, standards, and technologies that make such an exchange possible. A common type of payment system is the operational network that links bank accounts and provides for monetary exchange using bank deposits.
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special Accessing Entity in the Philippines, and also to private lenders. It is not the same as a credit rating agency.
Export Development Canada is Canada's export credit agency and a state-owned enterprise wholly owned by the Government of Canada. Its mandate is to support and develop trade between Canada and other countries and Canada's competitiveness in the international market-place. EDC products and services include trade credit insurance, export financing for Canadian companies and for their foreign customers, bonding solutions, international market expertise, as well as information on opportunities in international markets.
Association of Christian Colleges and Theological Schools, ACCTS, is a Christian theological "approval" board that is not recognized as an educational accreditor by the United States Department of Education (USDE). It is located in the state of Louisiana. Gary Wilson is the current president.
The National Association for Campus Activities (NACA) is an organization designed to provide information and resources for campus activities programmers throughout the United States and Canada. Formed in 1960, NACA links the higher education and entertainment communities in a business and learning partnership, creating educational and business opportunities for our student and professional members.
The Tanzania Chamber of Commerce, Industry and Agriculture(TCCIA) is a government agency of Tanzania with a mandate to promote business and industry, and to facilitate an interface between the private sector and public sector in the country. TCCIA was founded in 1988 and its head offices are in Dar es Salaam. It has played in important role in the privatization and liberalization of Tanzania's economy.
Treasury management includes management of an enterprise's holdings, with the ultimate goal of managing the firm's liquidity and mitigating its operational, financial and reputational risk. Treasury Management includes a firm's collections, disbursements, concentration, investment and funding activities. In larger firms, it may also include trading in bonds, currencies, financial derivatives and the associated financial risk management.
The Electronic Money Association (EMA) is the trade body representing electronic money issuers in Europe.
NACHA creates broadly adopted payment and financial messaging rules and standards. As administrator of the ACH Network, which annually moves tens of billions of electronic payments and trillions of dollars in debits and credits, including Direct Deposits and bill payments, NACHA sets and enforces the NACHA Operating Rules, by which users of the ACH Network must abide.
The National Rural Water Association (NRWA), with its affiliated state rural water associations, is the largest water and wastewater utility membership organization in the United States of America. The NRWA is a professional organization that supports rural and small water utilities throughout the nation. NRWA and its state affiliates are organized as a non-profit trade association, and represent more than 31,000 water and wastewater utility members.
The Cornerstone Credit Union League (Cornerstone) is a not-for-profit credit union league that publicly represents nearly 600 credit unions across Texas, Oklahoma, and Arkansas. It communicates with and educates the general public on credit unions as a safe and secure financial institution, provides professional development to practitioners in the industry and advocates for the credit unions on a state and federal legislative and regulatory level. More than 8.4 million members in turn own these credit unions, with Cornerstone's service corporation providing industry assistance and tools to help spread their presence as full-service financial institutions.
A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.
The Clearing House Payments Company L.L.C. (PayCo) is a U.S.-based limited liability company formed by Clearing House Association. PayCo is a private sector, payment system infrastructure that operates an electronic check clearing and settlement system (SVPCO), a clearing house, and a wholesale funds transfer system (CHIPS).
Cuscal Limited is an Australian company that predominantly provides transactional banking, liquidity and capital management services and products to institutional customers including credit unions, mutual banks and superannuation funds. Cuscal is regulated by the Australian Prudential Regulation Authority (APRA) as an Australian authorised deposit-taking institution (ADI), and by the Australian Securities and Investments Commission (ASIC). It is a member of EFTPOS Payments Australia and the Australian Payments Clearing Association.
An automated clearing house (ACH), or automated clearinghouse, is an electronic network for financial transactions, generally domestic low value payments. An ACH is a computer-based clearing house and settlement facility established to process the exchange of electronic transactions between participating financial institutions. It is a form of clearing house that is specifically for payments and may support both credit transfers and direct debits.