The Federation of American Consumers and Travelers (FACT) is a nonprofit organization and consumer group based in Edwardsville, Illinois, United States. Membership includes I.D. Theft and Cyber Security, online fitness and wellness classes, Accidental Death Coverage, scholarships, community and classroom grants, assistance for small business owners, travel discounts and more. [1]
There are two FACT membership payment preferences: $10 per month or $100 for a year's membership. [2]
Membership in FACT was required to buy certain health insurance products by Golden Rule Insurance Company. [3]
FACT was formed in 1984 under the not-for-profit corporation laws of the District of Columbia. It has a governing board of directors with four members, who are elected annually by a vote of regular members. Reporting directly to the board of directors are its 4 officers and a managing director, all of whom are volunteers. Day-to-day administrative, management and marketing responsibilities are entirely outsourced to companies that specialize in their respective fields. [2]
A board of directors is an executive committee that jointly supervise the activities of an organization, which can be either a for-profit or a nonprofit organization such as a business, nonprofit organization, or a government agency.
The Society of Actuaries (SOA) is a global professional organization for actuaries. It was founded in 1949 as the merger of two major actuarial organizations in the United States: the Actuarial Society of America and the American Institute of Actuaries. It is a full member organization of the International Actuarial Association.
AARP is a United States–based interest group focusing on issues affecting those over the age of fifty. According to the organization, it had more than 38 million members as of 2018. The magazine and bulletin it sends to its members are the two largest-circulation publications in the United States.
Kaiser Permanente, commonly known simply as Kaiser, is an American integrated managed care consortium, based in Oakland, California, United States, founded in 1945 by industrialist Henry J. Kaiser and physician Sidney Garfield. Kaiser Permanente is made up of three distinct but interdependent groups of entities: the Kaiser Foundation Health Plan, Inc. (KFHP) and its regional operating subsidiaries; Kaiser Foundation Hospitals; and the regional Permanente Medical Groups. As of 2017, Kaiser Permanente operates in eight states and the District of Columbia, and is the largest managed care organization in the United States.
USA Track & Field (USATF) is the United States national governing body for the sports of track and field, cross country running, road running and racewalking. The USATF was known between 1979 and 1992 as The Athletics Congress (TAC) after its spin off from the Amateur Athletic Union (AAU), which governed the sport in the US through most of the 20th century until the Amateur Sports Act of 1978 dissolved its responsibility. Based in Indianapolis, USATF is a non-profit organization with a membership of nearly 130,000. The organization has three key leadership positions: CEO Max Siegel, Board of Directors Chair Steve Miller, and elected President Vin Lananna.
The term managed care or managed healthcare is used in the United States to describe a group of activities intended to reduce the cost of providing health care and providing American health insurance while improving the quality of that care. It has become the predominant system of delivering and receiving American health care since its implementation in the early 1980s, and has been largely unaffected by the Affordable Care Act of 2010.
...intended to reduce unnecessary health care costs through a variety of mechanisms, including: economic incentives for physicians and patients to select less costly forms of care; programs for reviewing the medical necessity of specific services; increased beneficiary cost sharing; controls on inpatient admissions and lengths of stay; the establishment of cost-sharing incentives for outpatient surgery; selective contracting with health care providers; and the intensive management of high-cost health care cases. The programs may be provided in a variety of settings, such as Health Maintenance Organizations and Preferred Provider Organizations.
The Canadian Institute of Actuaries (CIA) is the national organization of the actuarial profession in Canada. It was incorporated on March 18, 1965. The FCIA designation stands for Fellow of the Canadian Institute of Actuaries. As the national organization of the Canadian actuarial profession, the CIA means to serve the public through the provision by the profession of actuarial services and advice by: representing the Canadian actuarial profession in the formulation of public policy; promoting the advancement of actuarial science and sponsoring programs for the education and qualification of CIA members and prospective members; ensuring that actuarial services provided by its members meet accepted professional standards; and assisting actuaries in Canada in the discharge of their professional responsibilities.
The Consumer Federation of America (CFA) is a non-profit organization founded in 1968 to advance consumer interests through research, education and advocacy.
The Michigan Farm Bureau was founded on the campus of Michigan State University in 1919. The organization's primary goal is to promote and represent the interests of its agricultural members within the state of Michigan.
The Canadian Automobile Association is a federation of eight regional not-for-profit automobile associations in Canada, founded in 1913. The constituent associations are responsible for providing roadside assistance, auto touring and leisure travel services, insurance services, and member discount programs within their service territories. The CAA National Office in Ottawa coordinates relations between the clubs, oversees joint initiatives, and lobbies the federal government. In 2020 and 2021, the Gustavson Brand Trust Index named CAA the most trusted brand in Canada.
National Association of Personal Financial Advisors (NAPFA) is an American financial planning trade organization created in 1983 to expand the use of fee-only financial advisors by individual consumers. NAPFA established the first set of professional standards for fee-only financial advisors and has updated them to reflect changes in industry practices.
Freelancers Union is a non-profit organization in the United States of America. The organization provides advocacy, programming and curated insurance benefits for freelancers through partnerships. The union promotes information through monthly meetings. Rafael Espinal became Executive Director & president in January, 2020
AHIP is an American political advocacy and trade association of health insurance companies that offer coverage through the employer-provided, Medicare Advantage, Medicaid managed care, and individual markets.
The Alliance for Retired Americans (ARA) is a 501(c)(4) non-profit organization, nonpartisan organization of retired trade union members affiliated with the AFL-CIO, as well as non-union, community-based members. Its predecessor organization was known as the National Council of Senior Citizens(NCSC).
The Oregon Bicycle Racing Association is a bicycle racing organization based in the U.S. state of Oregon.
Golden Rule Insurance Company was a provider of health insurance based in Indianapolis with operations in 40 U.S. states and the District of Columbia. It was acquired by UnitedHealth Group in November 2003.
Armed Forces Insurance (AFI) is a mutual insurer that provides property and casualty insurance to military professionals throughout the United States and overseas. AFI is headquartered in Leavenworth, Kansas, approximately 20 miles northwest of Kansas City, Missouri.
The Canadian Life and Health Insurance Association Inc. is a voluntary trade organization representing life insurance and health insurance providers in Canada. The organization was formed as the Canadian Life Managers Association by executives representing eight Canadian life insurance companies on May 5, 1894; and was incorporated in 1901 as the Canadian Life Insurance Officers Association.
Alan D. Schnitzer is Chairman and Chief Executive Officer of The Travelers Companies, Inc., a leading provider of property casualty insurance for auto, home and business. He was previously Vice Chairman of Travelers, and Chief Executive Officer of the company's Business and International Insurance segment. Schnitzer oversaw Travelers’ Field Management, Corporate Communications and Public Policy organizations.