The National Credit Union Administration (NCUA) is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 111 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. As of 31 December 2020, there were 5,099 federally insured credit unions, with assets totaling more than $1.84 trillion, and net loans of $1.16 trillion. The NCUA exclusively insures credit unions, whereas commercial banks and savings institutions are insured by the Federal Deposit Insurance Corporation.
Navy Federal Credit Union is a global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Navy Federal is the largest natural member credit union in the United States, both in asset size and in membership. As of March 2021, Navy Federal has US $138.6 billion in assets, and has 10.1 million members.
Digital Federal Credit Union (DCU) is a credit union based in Marlborough, Massachusetts. It has over 800,000 members and is the largest credit union headquartered in New England as measured by assets, managing over US $8 billion. DCU is regulated under the authority of the National Credit Union Administration (NCUA) of the US federal government.
Citizens Equity First Credit Union is a federally insured credit union based in Peoria, Illinois, commonly referred to by its registered trademark, CEFCU.
Arizona Federal Credit Union is a federally insured $1.7 billion, 125,000 member, natural person credit union headquartered in Phoenix, Arizona, chartered and regulated under the authority of the National Credit Union Administration (NCUA). As of October 2018, there are 12 branch locations in the metropolitan Phoenix area.
First Tech Federal Credit Union is a federally chartered credit union headquartered in San Jose, California. It is regulated under the authority of the National Credit Union Administration (NCUA). First Tech has over 620,000 members, and over 12 billion dollars in assets with 41 branches located mostly in high technology business centers of California, Colorado, Oregon, Washington and five other states and Puerto Rico. It was the first financial institution to offer telephone interactive voice response access and online banking.
iTHINK Financial was formed in 1969 to serve the employees of IBM. iTHINK Financial is a state chartered, federally insured credit union with more than $1.5 billion in assets and more than 95,000 Members. iTHINK Financial has 22 branches located throughout Florida and Georgia and approximately 380 employees. iTHINK Financial’s headquarters are located in Delray Beach, Florida.
Credit unions in the United States served 100 million members, comprising 43.7% of the economically active population in 2014. U.S. credit unions are not-for-profit, cooperative, tax-exempt organizations. The clients of the credit unions become partners of the financial institution and their presence focuses in certain neighborhoods because they center their services in one specific community. As of March 2020, the largest American credit union was Navy Federal Credit Union, serving U.S. Department of Defense employees, contractors, and families of servicepeople, with over $125 billion in assets and over 9.1 million members. Total credit union assets in the U.S. reached $1 trillion as of March 2012. Approximately 236,000 people were directly employed by credit unions per data derived from the 2012 NCUA Credit Union Directory. As of 2019, there were 5,236 credit unions with 120.4 million members, and deposits of $1.22 trillion.
State Employees' Credit Union (SECU) is a North Carolina state chartered credit union headquartered in Raleigh, North Carolina regulated under the authority of the Credit Union Division of the NC Department of Commerce. SECU member deposits are insured by National Credit Union Administration (NCUA) of the U.S. federal government. SECU is the second largest natural member credit union in the United States, both in asset size and in membership. As of March 31, 2017, SECU has $36.5 billion in assets, over 2.1 million members, and 265 branches with locations in all of North Carolina's 100 counties. SECU operates the no-fee CashPoints automated teller machine network, which is the largest ATM network in North Carolina. Membership in the credit union is primarily limited to employees of the state of North Carolina and their immediate family or the immediate family of current SECU members.
Del-One Federal Credit Union is a federally chartered credit union headquartered in Dover, Delaware and regulated under the authority of the National Credit Union Administration (NCUA). Del-One Federal Credit Union was officially chartered in 1960 and was assigned the NCUA charter number 13919. Del-One is the largest credit union in Delaware. As of March 2020, Del-One had over $520 million in assets, serving over 72,000 members, and 11 branches. Member deposits up to $500,000 in Del-One are insured by $250,000 through the National Credit Union Share Insurance Fund, and an additional $250,000 through Excess Share Insurance.
Western Bridge Corporate Federal Credit Union, or WesCorp, was a financial services cooperative headquartered in San Dimas, California. As a corporate credit union, WesCorp provided services to natural person (consumer) credit unions. WesCorp served America's credit union industry as an aggregator of financial products and services for the purpose of delivering cost-savings and greater efficiencies to more than 950 member/owner credit unions throughout the United States.
Wright-Patt Credit Union (WPCU) is a US credit union or financial cooperative headquartered in Beavercreek, Ohio. The credit union was originally headquartered in Fairborn, Ohio; however, it relocated in early 2014. WPCU is registered as a state-chartered type credit union, is the largest member-owned credit union in Ohio, and is one of the 50 largest credit unions in the United States. As of May 2018, WPCU has over $4.3 billion in assets, and over 375,000 members. WPCU is federally insured by the National Credit Union Administration (NCUA), which insures accounts in federal and most state-chartered credit unions in the United States. Deposits with Wright-Patt Credit Union are insured to $250,000.
Genisys Credit Union is a credit union based in Auburn Hills, Michigan.
Technicolor Federal Credit Union is a federally chartered multiple common-bond credit union – a cooperative financial institution that is owned and controlled by its members and operated for the purpose of offering lower rates on loans, lower fees on services and higher returns on savings. Headquartered in Burbank, California, Technicolor Federal Credit Union is regulated under the authority of the National Credit Union Administration (NCUA), an agency of the U.S. federal government. This credit union is federally insured by the National Credit Union Administration (NCUA).
Randolph-Brooks Federal Credit Union (RBFCU) is a credit union headquartered in Live Oak, Texas, chartered and regulated under the authority of the National Credit Union Administration (NCUA). RBFCU serves more than 850,000 members from a network of full-service branch locations in Texas, and has more than $9.5 billion in assets as of June 2019, according to the NCUA. It is one of the largest credit unions in the United States; as of the end of 2018, it was the second largest credit union in Texas, and the 11th largest credit union in the United States, based on total assets.
Hawaiian Financial Federal Credit Union is a member-owned financial institution in Honolulu, Hawaii. The credit union is administered and regulated by the National Credit Union Administration (NCUA) and insured by the National Credit Union Share Insurance Fund (NCUSIF). Hawaiian Financial Federal Credit Union is the fourth largest credit union in Hawaii. As of 2012, it has a total of $512.3 million USD in assets, serving more than 50,000 members, and seven office branches. As of March 2018, the President of the credit union is Norman Okimoto. HiTel FCU is guided by the principle, "We are people helping people make their dreams come true by being their financial institution of choice."
PrimeWay Federal Credit Union is a federally insured, state-chartered, member-owned, not-for-profit financial cooperative. The credit union was organized in April 1937 as Houston Telephone Federal Credit Union to serve the employees of Southwestern Bell in the Houston area. In April 2003, the name was officially changed to PrimeWay Federal Credit Union. The name change was prompted by credit union growth and diversification of membership. In 2004, PrimeWay Federal Credit Union was granted a community charter under the National Credit Union Administration (NCUA). PrimeWay Federal Credit Union serves over 48,000 members and manages assets of more than $525 million. PrimeWay Federal Credit Union operates 8 locations in the Houston area with more than 3,500 Shared Service Centers available to serve its members.
Philadelphia Federal Credit Union (PFCU) is a credit union headquartered in Philadelphia. It is chartered and regulated under the National Credit Union Administration (NCUA).
Langley Federal Credit Union or is a US credit union headquartered in Newport News, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Langley FCU is one of the 100 largest credit unions in the United States. As of January 2019, Langley FCU has $2.8 billion USD in assets and approximately 252,029 members. The credit union has 20 branches in the Hampton Roads area of Virginia.
Citadel Credit Union, headquartered in Exton, Chester County, Pennsylvania, is the fourth largest credit union in Pennsylvania. It is the second largest credit union in the Greater Philadelphia area. Citadel serves Bucks, Chester, Delaware, Lancaster, Montgomery, and Philadelphia counties with 24 branch locations in Southeastern Pennsylvania. It is chartered and regulated under the authority of the National Credit Union Administration (NCUA). Citadel offers banking, investments, and insurance services. Citadel provides services to more than 200,000 customers.
