| Hensley v. Shelter Mutual Insurance Co. | |
|---|---|
| Court | Missouri Court of Appeals, Southern District, Division Two |
| Decided | 4 January 2007 |
| Citation | 210 S.W.3d 455 (Mo. Ct. App. 2007) |
Hensley v. Shelter Mutual Insurance Co., 210 S.W.3d 455 (Mo. Ct. App. 2007) was a Missouri court case which set out the legal test to demonstrate bad faith by an insurer. [1] The plaintiff-respondent won against the defendant, successfully proving that the refusal to settle his property damage claim after a significant fire was vexatious. [2] The case was discussed in professor Jay M. Feinman's book Delay, Deny, Defend . [3]