Karen Pence (economist)

For the former second lady of the United States, see Karen Pence.

Karen Pence
Alma mater	Swarthmore College (BA) University of Wisconsin–Madison (MS), (PhD)
Scientific career
Fields	Real estate economics, financial economics
Institutions	Federal Reserve Board of Governors
Website	https://works.bepress.com/karen_pence/

Karen M. Pence is an American economist who is Deputy Associate Director of the Research and Statistics Division of the Federal Reserve Board of Governors, ^[1] responsible for the Survey of Consumer Finances, and former chair of the Board of the Panel Study of Income Dynamics. ^[2] She is a past president of the American Real Estate and Urban Economics Association. ^[3]

Her research focuses on household housing finance, particularly mortgage lending and mortgage default. ^{[4] [5] [6]}

Selected works

• Mayer, Christopher, Karen Pence, and Shane M. Sherlund. "The rise in mortgage defaults." Journal of Economic perspectives 23, no. 1 (2009): 27–50.
• Dynan, Karen, Atif Mian, and Karen M. Pence. "Is a household debt overhang holding back consumption?[with comments and discussion]." Brookings Papers on Economic Activity (2012): 299–362.
• Pence, Karen M. "Foreclosing on opportunity: State laws and mortgage credit." Review of Economics and Statistics 88, no. 1 (2006): 177–182.
• Campbell, Sean, Daniel Covitz, William Nelson, and Karen Pence. "Securitization markets and central banking: An evaluation of the term asset-backed securities loan facility." Journal of Monetary Economics 58, no. 5 (2011): 518–531.
• Pence, Karen M. "The role of wealth transformations: An application to estimating the effect of tax incentives on saving." The BE Journal of Economic Analysis & Policy 5, no. 1 (2006).

References

1. "The Fed - Karen M. Pence". www.federalreserve.gov. Retrieved October 27, 2020.
2. "CSWEP At-Large: Karen Pence". www.aeaweb.org. Retrieved October 27, 2020.
3. "AREUEA Board Members". www.areuea.org. Retrieved October 27, 2020.
4. "AREUEA BIO: Karen Pence, First Vice President". www.areuea.org. Retrieved October 27, 2020.
5. Hilsenrath, Jon (January 5, 2010). "Fed Economist: Housing Is a Lousy Investment". WSJ. Retrieved October 27, 2020.
6. "A decade after housing bust, mortgage industry on shaky ground, experts warn: A boom in fragile nonbank lenders has put the system at risk of another meltdown". ScienceDaily. Retrieved October 27, 2020.