 | |
| Pacific Blue Cross | |
| Type | Nonprofit corporation |
| Industry | Health insurance |
| Predecessors |
|
| Founded | 1997 [1] |
| Headquarters | Burnaby, British Columbia |
Key people | Sarah Hoffman (CEO) |
| Website | pac |
PBC Health Benefits Society, [2] operating as Pacific Blue Cross, is a not-for-profit health insurance provider headquartered in Burnaby, British Columbia, Canada.
Affiliated with the Canadian Association of Blue Cross Plans, Pacific Blue Cross dates back to the 1940s, when its predecessor organizations - the Medical Services Association (MSA) and CU&C (Credit Union & Cooperative) Health Services Society - were founded. Both companies grew steadily and successfully dealt with major challenges, including the introduction of Medicare and the merger that brought the two former competitors together as Pacific Blue Cross in 1997.
Now Pacific Blue Cross, with its subsidiary Work and Wellness, formerly branded “BC Life” (British Columbia Life & Casualty Company), provides health, dental, life, disability, travel and other health insurance products to approximately 1 in 3 British Columbians enrolled in group and individual plans. In 2015, Pacific Blue Cross was named the 15th Most Loved Brand in British Columbia by BC Business. [3] In 2016, Pacific Blue Cross was named one of BC's Top Employers. In 2017, Pacific Blue Cross and their unionized staff (under CUPE1816) could not reach a new collective bargaining agreement. The labour dispute ended in September after an agreement was reached on a new 6 year contract. [4] Following the departure of Jan K. Grude, John Crawford was appointed President and CEO in August 2018. [5]
The Pacific Blue Cross health foundation supports organizations throughout British Columbia that help improve health outcomes. Notable initiatives of Pacific Blue Cross include Text-Blue-Wish [6] in support of the Children's Wish Foundation of Canada and Share the Care which celebrated their 75th anniversary by donating $75,000. [7]
Health insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity.
MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries. The firm was founded on March 24, 1868. MetLife ranked No. 43 in the 2018 Fortune 500 list of the largest United States corporations by total revenue.
Science World is a science centre run by a not-for-profit organization called ASTC Science World Society in Vancouver, British Columbia, Canada. It is located at the end of False Creek and features many permanent interactive exhibits and displays, as well as areas with varying topics throughout the years.
Highmark is an American non-profit healthcare company and Integrated Delivery Network based in Pittsburgh, Pennsylvania, United States. It is a large individual not-for-profit health insurer in the United States, which operates several for-profit subsidiaries.
Blue Cross Blue Shield Association is a federation, or supraorganization, of, in 2022, 34 independent and locally operated BCBSA companies that provide health insurance in the United States to more than 115 million people. It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, while Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948.
The Christian Labour Association of Canada (CLAC) is a labour union that represents companies in the construction, healthcare, and food industries. It was established in 1952 to represent workers on the basis of "Christian social principles". The union claims that its approach to labour relations develops workers' sense of responsibility, participation, stewardship, and dignity. It opposes what it calls the undemocratic, adversarial, and monopolistic practices of the labour movement. It has been characterized by other Canadian trade unions for being a "company union" for its support of employer friendly legislation.
Cambia Health Solutions is a nonprofit health care company based in Portland, Oregon. It is the parent company of Regence, a member of the Blue Cross Blue Shield Association operating in Oregon, Idaho, Utah, and Washington; Asuris Northwest Health; BridgeSpan Health; and LifeMap.
Freelancers Union is a nonprofit organization based in New York City that provides advocacy, programming and curated insurance benefits for freelancers through partnerships. The organization dessiminates information through monthly meetings. Rafael Espinal became executive director and president in January 2020.
Medavie Blue Cross is a not-for-profit Canadian medical care insurance company headquartered in Moncton, New Brunswick.
The Delta Dental Plans Association, also known as simply Delta Dental, is an American network of dental insurance companies composed of 39 independent Delta Dental members operating in all 50 states, the District of Columbia and Puerto Rico. These member companies provide coverage to 85 million people, enrolled in over 157,000 groups. While many of the Delta Dental member companies and Delta Dental Plans Association (DDPA) are non-profit organizations, a few of the member companies have for-profit segments.
In the United States, health insurance helps pay for medical expenses through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits". In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, which both provide assistance to people who cannot afford health coverage.
Bupa, legally British United Provident Association Limited, is a British multinational health insurance and healthcare company with over 43 million customers worldwide.
Blue Cross and Blue Shield of Alabama (BCBSAL) is a nonprofit health insurance company headquartered in Birmingham, Alabama. The company was founded in 1936, provides coverage to more than 3 million people and is a member of the Blue Cross and Blue Shield Association (BCBS). BCBSAL employs nearly 5,000 people, which includes almost 3,500 people at its corporate headquarters in Birmingham. The company also operates Cahaba Government Benefit Administrators and Cahaba Safeguard Administrators, both headquartered in Birmingham. It commands over 90 percent of the health insurance market in Alabama, a state with half a million uninsured people, one of the highest uninsured rates in the nation at 10 percent of the population.
Elevance Health, Inc. is an American health insurance provider. Prior to June 2022, Elevance Health was named Anthem, Inc. The company's services include medical, pharmaceutical, dental, behavioral health, long-term care, and disability plans through affiliated companies such as Anthem Blue Cross and Blue Shield, Empire BlueCross BlueShield in New York State, Anthem Blue Cross in California, Wellpoint, and Carelon. It is the largest for-profit managed health care company in the Blue Cross Blue Shield Association. As of 2022, the company had 46.8 million members within its affiliated companies' health plans.
Washington Healthplanfinder is one of the fourteen health insurance marketplaces in the United States and was created in accordance with the Patient Protection and Affordable Care Act, commonly referred to as Obamacare.
Abbotsford Regional Hospital and Cancer Centre (ARHCC) is a 300-bed Canadian health care facility in the City of Abbotsford, British Columbia that houses the acute care Abbotsford Regional Hospital (ARH) operated by Fraser Health and the regional cancer facility operated by the BC Cancer Agency.
Wellmark Blue Cross Blue Shield is a mutual insurance in the United States with more than two million members in Iowa and South Dakota. It is the dominant health insurance in Iowa. It is an independent licensee of the Blue Cross Blue Shield Association. Founded in 1939, Wellmark offers dental and health insurance as well as life insurance. It began participating in the health care exchange for 2017.
The BC Centre for Disease Control is the public health arm for British Columbia's Provincial Health Services Authority.
Manitoba Blue Cross is a not-for-profit health benefits provider headquartered in Winnipeg, Manitoba.
1997 — MSA and CU&C, BC's two largest benefits organizations, merge to become Pacific Blue Cross
PBC Health Benefits Society (doing business as Pacific Blue Cross)