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A cooperative is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise". Cooperatives are democratically owned by their members, with each member having one vote in electing the board of directors. Cooperatives may include:
The Communication Workers Union (CWU) is the main trade union in the United Kingdom for people working for telephone, cable, digital subscriber line (DSL) and postal delivery companies. It has 110,000 members in Royal Mail as well as more in many other communication companies.
The National Union of Rail, Maritime and Transport Workers is a British trade union covering the transport sector. Its president is Alex Gordon and its general secretary Mick Lynch.
The Abbey National Building Society was formed in 1944 by the merger of the Abbey Road and the National building societies.
Lloyds Bank plc is a British retail and commercial bank with branches across England and Wales. It has traditionally been considered one of the "Big Four" clearing banks. Lloyds Bank is the largest retail bank in Britain, and has an extensive network of branches and ATMs in England and Wales and offers 24-hour telephone and online banking services. As of 2012 it had 16 million personal customers and small business accounts.
The Trustee Savings Bank (TSB) was a British financial institution. Trustee savings banks originated to accept savings deposits from those with moderate means. Their shares were not traded on the stock market but, unlike mutually held building societies, depositors had no voting rights; nor did they have the power to direct the financial and managerial goals of the organisation. Directors were appointed as trustees on a voluntary basis. The first trustee savings bank was established by Reverend Henry Duncan of Ruthwell in Dumfriesshire for his poorest parishioners in 1810, with its sole purpose being to serve the local people in the community. Between 1970 and 1985, the various trustee savings banks in the United Kingdom were amalgamated into a single institution named TSB Group plc, which was floated on the London Stock Exchange. In 1995, the TSB merged with Lloyds Bank to form Lloyds TSB, at that point the largest bank in the UK by market share and the second-largest by market capitalisation.
Argos Limited, trading as Argos, is a catalogue retailer operating in the United Kingdom and Ireland, acquired by Sainsbury's supermarket chain in 2016. It was established in November 1972 and is named after the Greek city of Argos. The company trades both through physical shops and online, with 29 million yearly shop customers, and nearly a billion online visitors per annum. It has also franchised overseas to countries such as China.
Missing People is a national organisation in the United Kingdom that offers assistance to people who run away and/or go missing and their families. It is a registered charity under English law.
The United Kingdom is home to a widespread and diverse co-operative movement, with over 7000 registered co-operatives owned by 17 million individual members and which contribute £34bn a year to the British economy. Modern co-operation started with the Rochdale Pioneers' shop in the northern English town of Rochdale in 1844, though the history of co-operation in Britain can be traced back to before 1800. The British co-operative movement is most commonly associated with The Co-operative brand which has been adopted by several large consumers' co-operative societies; however, there are many thousands of registered co-operative businesses operating in the UK. Alongside these consumers' co-operatives, there exist many prominent agricultural co-operatives (621), co-operative housing providers (619), health and social care cooperatives (111), cooperative schools (834), retail co-operatives, co-operatively run community energy projects, football supporters' trusts, credit unions, and worker-owned businesses.
M&G plc is a global investment manager headquartered in the City of London. It invests in and manages a wide range of assets including Equities, Fixed Income and Real Estate. It also manages more esoteric assets within the private finance arena such as Structured Products, Leveraged Finance, Project and Infrastructure Finance. After its de-merger from Prudential plc it has been listed on the London Stock Exchange and is a constituent of the FTSE 100 Index.
Virgin Money is a banking and financial services brand operating in the United Kingdom.
Anchor was England’s largest not-for-profit provider of housing, care and support to people over 55 years old up until November 2018 when Anchor merged with Hanover Housing Association to form Anchor Hanover Group, the largest provider of specialist housing and care for older people in England.
Lloyds Banking Group plc is a British financial institution formed through the acquisition of HBOS by Lloyds TSB in 2009. It is one of the UK's largest financial services organisations, with 30 million customers and 65,000 employees. Lloyds Bank was founded in 1765 but the wider Group's heritage extends over 320 years, dating back to the founding of the Bank of Scotland by the Parliament of Scotland in 1695.
London Mutual Credit Union Limited (LMCU) is a not-for-profit member-owned financial co-operative, based in Peckham and operating in the City of Westminster and the London boroughs of Southwark, Lambeth and Camden. The primary lines of business include retail banking, deposit-taking and lending.
JPMorgan Chase is an American multinational banking corporation with a large presence in the United Kingdom. The corporation’s European subsidiaries J.P. Morgan Europe Limited, J.P. Morgan International Bank Limited and J.P. Morgan Securities plc are headquartered in London.
Credit unions in the United Kingdom were first established in the 1960s. Credit unions are member-owned financial cooperatives operated for the purpose of promoting thrift, providing credit and other financial services to their members.
London Capital Credit Union Limited is a not-for-profit member-owned financial co-operative, based in Archway and operating in the City of London and north London boroughs of Barnet, Camden, Hackney, Haringey and Islington.
National Fire Savers Credit Union Limited is a not-for-profit member-owned financial co-operative, based in the London Borough of Southwark and operating throughout Great Britain. It has assets in excess of £11,000,000.
Churches' Mutual Credit Union Limited is a not-for-profit member-owned financial co-operative, based in Gloucester and operating throughout the United Kingdom. It has in excess of 600 members and assets of £3 million.
References
- ↑ "About Us - Retail Trust". www.retailtrust.org.uk. Archived from the original on 2008-12-15.
- ↑ http://www.retailtrust.org.uk/photogallery-photo.asp?id=53&lStart=0 [ dead link ]
- ↑ "Archived copy". Archived from the original on 2009-11-21. Retrieved 2009-07-06.
{{cite web}}: CS1 maint: archived copy as title (link) - ↑ "Welcome... - Retail Trust Search for a Star". www.retailtrustsearchforastar.co.uk. Archived from the original on 2009-10-12.
- ↑ Milligan, Brian Why are credit unions not very popular? BBC News, 13 June 2014
- ↑ Jones, Rupert John Lewis-backed credit union bids to fend off payday lenders The Guardian, 23 May 2017