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Telematics 2.0 is the name for IoT-based telematics technology for the automotive industry. [1] Telematics 2.0 utilises smartphone based sensors rather than black-box devices used in the traditional PAYD insurance industry. Telematics 2.0 solutions hit the consumer market in 2012/3 with solutions being offered by leading auto insurers such as AIG and AssetFENCE in the US. [2] [3]
A commercial pilot of SafeDrive was run 2013 in Sweden, where the shortcomings of the smartphone as measurement probe were handled by digital signal processing. [4]
QNX is a commercial Unix-like real-time operating system, aimed primarily at the embedded systems market. QNX was one of the first commercially successful microkernel operating systems. As of 2020, it is used in a variety of devices including cars and mobile phones.
An intelligent transportation system (ITS) is an advanced application which aims to provide innovative services relating to different modes of transport and traffic management and enable users to be better informed and make safer, more coordinated, and 'smarter' use of transport networks.
Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
Telematics is an interdisciplinary field that encompasses telecommunications, vehicular technologies, for instance, road transport, road safety, electrical engineering, and computer science. Telematics can involve any of the following:
Usage-based insurance (UBI) also known as pay as you drive (PAYD) and pay how you drive (PHYD) and mile-based auto insurance is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.
The Reynolds and Reynolds Company is a private corporation based in Dayton, Ohio. Its primary business is providing business forms, management software and professional services to car dealerships. Its software is used to manage sales logistics at dealerships. It also produces forms used in medicine and insurance.
ACORD, the Association for Cooperative Operations Research and Development, is a non-profit organization that provides the global insurance industry with data standards and implementation solutions. ACORD is widely known across the industry for the publication and maintenance of an extensive archive of standardized forms. ACORD has also developed a comprehensive library of electronic data standards with more than 1200 standardized transaction types to support exchange of insurance data between trading partners.
A cyberphysicalsystem (CPS) is a system in which a mechanism is controlled or monitored by computer-based algorithms. In cyber-physical systems, physical and software components are deeply intertwined, able to operate on different spatial and temporal scales, exhibit multiple and distinct behavioral modalities, and interact with each other in ways that change with context. Examples of CPS include smart grid, autonomous automobile systems, medical monitoring, industrial control systems, robotics systems, and automatic pilot avionics.
SVOX is an embedded speech technology company founded in 2000 and headquartered in Zurich, Switzerland. SVOX was acquired by Nuance Communications in 2011. The company’s products included Automated Speech Recognition (ASR), Text-to-Speech (TTS) and Speech Dialog systems, with customers mostly being manufacturers and system integrators in automotive and mobile device industries.
A connected car is a car that is one that can communicate bidirectionally with other systems outside of the car (LAN). This allows the car to share internet access, and hence data, with other devices both inside and outside the vehicle. For safety-critical applications, it is anticipated that cars will also be connected using dedicated short-range communications (DSRC) radios, operating in the FCC-granted 5.9 GHz band with very low latency.
Lytx is a San Diego, California based technology company that designs, manufactures and sells video telematics products used by commercial and public-sector fleets to help improve driver safety and business productivity. Products include risk detection, fleet tracking, and driver safety programs that use artificial intelligence and analysts to identify risky driving behaviors and report real-time fleet information. The company's clients include waste management and sanitation companies, trucking and distribution, government and municipality vehicles, passenger transit, construction, utilities, telecom and field services. Lytx also provides compliance services for trucking fleets regulated by the U.S. Department of Transportation.
NNG, formerly known as Nav N Go is a company which provides navigation software for the automotive, enterprise, wireless and personal navigation industries. In 2016, NNG had nearly 1000 employees, 12 offices and 4 auxiliary offices on 6 continents. NNG's products are based on the iGO Navigation Engine, which consists of the navigation software, user interfaces, and related content and services, which it sells to device manufacturers, auto makers, network operators, and transport specialist companies.
ERM Electronic Systems ltd. Aka: ERM Advanced Telematics is an Israeli electronic company focused on the design, development and manufacture of vehicle security & GPS tracking devices for the telematics and fleet management industry. ERM Advanced Telematics has a global operation offering telematics devices for Stolen Vehicle Recovery (SVR) and Fleet Management (FMS), all incorporated with vehicle security.
CSIO, the Centre for Study of Insurance Operations, is the Canadian property and casualty insurance industry's nonprofit association of insurers, brokers and software providers. Much of its work is in the development of data standards, especially XML and EDI, for the transmission of insurance information throughout the Canadian P&C insurance industry.
Airbiquity Inc. is a business-to-business (B2B) software development and engineering company operating in the automotive telematics industry. Airbiquity's business model is to develop, deploy, and support the ongoing management of connected car programs for automotive industry customers using a software-as-a-service (SaaS) business model, and its Choreo cloud-based connected car service delivery platform.
Driveway Software is a telematics company that provides a smartphone-based platform for the usage-based insurance (UBI) industry. The company was co-founded in 2013 by CEO Igor Katsman and Jake Diner. It is headquartered in San Mateo, California.
Octo Telematics commonly known as Octo, is a privately held company that specializes in Big Data analytics and machine learning based systems, driven by connected vehicles. Founded in 2002 by Fabio Sbianchi, Octo provides telematics to the insurance industry for the risk profiling of policy holders. For auto insurance, this is commonly known as Usage-based insurance (UBI) or pay-as-you-drive. With their advanced analytical services, Octo also serves the fleet management industry and provides IoT driven end-to-end solutions to other markets.
FUNTORO is a Taiwan-based subsidiary brand of the Micro-Star International (MSI) group and global provider of Telematics and Infotainment Solutions for commercial vehicles and venues. It also supplies global OE manufacturers including Mercedes Benz, MAN, Scania and IRIZAR. It designs, develops and supplies Fleet management services, a Cloud management platform, commercial digital AD solutions, Media on Demand Infotainment solutions, Stadium & Arena solutions and Hospitality solutions to commercial sectors, public transportation and automotive industries. An estimated 1,000,000+ terminals across 38+ countries run the system on commercial vehicles, railway, stadium and other venues.
Bright Box is a technology company with offices in Switzerland, Russia, Hungary, and the UAE. It develops a connected car platform that links drivers to their cars, and the vehicles to car manufacturers and to dealerships. At the end of 2017 Zurich Insurance Group acquired the company.
CalAmp is an Irvine, California-based provider of IoT software applications, cloud services, data intelligence and networked telematics products and services. The company's technology includes edge computing devices and SaaS-based applications for remotely tracking and managing vehicles and consumer products. The company also owns the LoJack Stolen Vehicle Recovery System and provides connected car and lot management products.
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