Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products or investment private equity, and insurance products or participation and monitoring of and- or employer-sponsored retirement plans, social security benefits, and income tax management.
California Lutheran University is a private liberal arts university in Thousand Oaks, California. It was founded in 1959 and is affiliated with the Evangelical Lutheran Church in America, but is nonsectarian. It opened in 1960 as California Lutheran College and was California's first four-year liberal arts college and the first four-year private college in Ventura County. It changed its name to California Lutheran University on January 1, 1986.
Jane Bryant Quinn is an American financial journalist. She is one of the nation's leading commentators on personal finance. Her policy columns have addressed matters of top concern to citizens, including investor protection, health insurance, Social Security, and the sufficiency of retirement plans.
Sucheta Dalal is an award-winning business journalist and author. She has been a journalist for 25 years and was conferred the prestigious Padma Shri for journalism in 2006.
Insurable interest exists when an insured person derives a financial or other kind of benefit from the continuous existence, without repairment or damage, of the insured object. A person has an insurable interest in something when loss of or damage to that thing would cause the person to suffer a financial or other kind of loss. Normally, insurable interest is established by ownership, possession, or direct relationship. For example, people have insurable interests in their own homes and vehicles, but not in their neighbors' homes and vehicles, and almost certainly not those of strangers.
Larry Burkett was an American author and radio personality whose work focused on financial counseling from an evangelical Christian point of view.
Kenneth Lawrence Fisher is an American investment analyst and the founder and chairman of Fisher Investments, a fee-only financial adviser with United States offices in Woodside California; San Mateo, California; Camas, Washington; and Plano, Texas, and international offices in England, Germany, Australia, Japan, and the Dubai International Financial Centre. Fisher's Forbes "Portfolio Strategy" column ran from 1984 to 2017, making him the longest continuously-running columnist in the magazine's history. He is currently a regular columnist for several publications, including USA Today, Financial Times in the UK, Dagbladet Børsen in Denmark, De Telegraaf in The Netherlands, Il Sole 24 Ore in Italy, L’Opinion in France, El Economista in Spain, Handelszeitung in Switzerland, IrishIndependent in Ireland, and Handelsblatt and Focus in Germany. Fisher has authored eleven books on investing, and has written research papers in the field of behavioral finance. He is on the Forbes 400 list of richest Americans and Forbes list of world billionaires, and as of 2017 is worth $3.8 billion. In 2010, he was named to Investment Advisor magazine's "30 for 30" list of the 30 most influential people in the investment advisory business over the last 30 years. As of 2018, Fisher's firm manages $100 billion.
Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States and the United Kingdom. Understanding basic financial concepts allows people to know how to navigate in the financial system. People with appropriate financial literacy training make better financial decisions and manage money better that those without such training.
Nancy Lynn Snyderman is an American physician, author, former broadcast journalist. She served as a medical correspondent for ABC News for 15 years, and she was the chief medical editor for NBC News from 2006 to 2015, frequently appearing on the Today show, NBC Nightly News and MSNBC to discuss medical-related issues. Snyderman is also on the staff of the otolaryngology-head and neck surgery department at the University of Pennsylvania, located in Philadelphia, Pennsylvania.
Mehmet Cengiz Öz, known professionally as Dr. Oz, is a Turkish American television personality, cardiothoracic surgeon, Columbia University professor, pseudoscience promoter, and author. Oprah Winfrey was the first guest on the Discovery Channel series, Second Opinion with Dr. Oz in 2003. Oz became a regular guest on The Oprah Winfrey Show beginning in 2004, and made more than sixty appearances. In 2009, The Dr. Oz Show, a daily television program focusing on medical issues and personal health, was launched by Winfrey's Harpo Productions and Sony Pictures Television.
The Oklahoma Insurance Department (OID) is a agency of the state of Oklahoma under the Oklahoma Insurance Commissioner, a statewide elected official. The Oklahoma Insurance Department is responsible for supervising and regulating all insurance business in Oklahoma.
R. Jan Pinney, CLU, ChFC, CPCU is an American businessman, author, speaker, and consultant. He received national attention for various issues discussed during his tenure on the Roseville Joint Union High School District Board of Trustees. He has also testified before Assembly and Senate committees on insurance and finance. Jan is a prominent and active figure within the insurance industry where he advocates at the State and National levels for common-sense laws, transparency in regulator oversight, and a consumer-first focus on insurance company product designs, sales distribution, and consumer protection. Most recently, he has lead a coalition of NAILBA, LIDMA, and NAIFA leaders in fighting for an insurance agent exemption to the TCPA Laws that currently prevents a licensed agent from contacting a consumer regarding an existing insurance policy via telephone without written permission. Under the current rules, agents may only have telephone contact with their clients without written permission for a period of 18-months from the inception of a new insurance policy or are subject to fines.
David Sheff is an American author of the books Clean: Overcoming Addiction and Ending America's Greatest Tragedy and Beautiful Boy: A Father's Journey Through His Son's Addiction. In 2009, Sheff was included in Time Magazine's Time 100, The World's Most Influential People, and Beautiful Boy was named the best nonfiction book of the year by Entertainment Weekly. The book also won the Barnes & Noble "Discover Great New Writers Award" for nonfiction and was an Amazon Best Book of the Year (2008). He was awarded the 2013 College of Problems on Drug Dependence (CPDD) Media Award, and 2017 American Society of Addiction Medicine (ASAM) Media Award.
Jean Sherman Chatzky is the financial editor of NBC’s TODAY show and AARP’s personal finance ambassador, is an award-winning personal finance journalist and founder and CEO of HerMoney, a multimedia company changing the relationships women have with money — inspired by her weekly podcast, HerMoney with Jean Chatzky.
J. Barry Griswell is former Chairman and CEO of the Principal Financial Group and retired CEO of the Community Foundation of Greater Des Moines.
Insurability can mean either whether a particular type of loss (risk) can be insured in theory, or whether a particular client is insurable for by a particular company because of particular circumstance and the quality assigned by an insurance provider pertaining to the risk that a given client would have.
Luther S. Luedtke is an author, educator, and non-profit executive. From 2006 to 2015 he was president and chief executive officer of Education Development Center, an international research and development organization with headquarters in Waltham, Massachusetts. EDC has been named one of the top 100 places to work in Boston.
Alan Lawrence Sitomer is California's Teacher of the Year (2007) and a author of young adult fiction, teacher methodology texts, and children's literature. He has written several widely held books and has become nationally renowned for his success work in secondary literacy instruction, particularly when it comes to engaging reluctant readers.
Analjit Singh is the Founder Chairman Emeritus of Max Group. A multi business conglomerate, Max Group has interests in life insurance, healthcare, health insurance, Senior Living (Antara), Speciality packing, Real Estate. He is the founder of Leeu Collection, an international collection of boutique hotels. He is also the Non-Executive Chairman of Vodafone India.
Jonathan Alexander is an American rhetorician and memoirist. He is Chancellor's Professor of English, Informatics, Education, and Gender & Sexuality Studies at the University of California, Irvine. His scholarly and creative work is situated at the intersections of digital culture, sexuality, and composition studies.
