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Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss.
A pet, or companion animal, is an animal kept primarily for a person's company or entertainment rather than as a working animal, livestock, or a laboratory animal. Popular pets are often considered to have attractive/cute appearances, intelligence, and relatable personalities, but some pets may be taken in on an altruistic basis and accepted by the owner regardless of these characteristics.
The American Kennel Club (AKC) is a registry of purebred dog pedigrees in the United States. In addition to maintaining its pedigree registry, this kennel club also promotes and sanctions events for purebred dogs, including the Westminster Kennel Club Dog Show, an annual event which predates the official forming of the AKC, the National Dog Show and the AKC National Championship. The AKC is a non-member partner with the Fédération Cynologique Internationale. The AKC recognizes 200 dog breeds, as of 2022.
Pet adoption is the process of transferring responsibility for a pet that was previously owned by another party. Common sources for adoptable pets are animal shelters, rescue groups, or other pet owners. Some organizations give adopters ownership of the pet, while others use a guardianship model wherein the organization retains some control over the animal's future use or care.
A puppy mill, also known as a puppy farm, is a commercial dog breeding facility characterized by quick breeding and poor conditions. Although no standardized legal definition for "puppy mill" exists, a definition was established in Avenson v. Zegart in 1984 as "a dog breeding operation in which the health of the mill’s dogs is disregarded to maintain a low overhead and maximize profits". They are cited as being a result of increased demand for household pets, especially after World War II. The Veterinary Medical Association of the Humane Society of the United States defines the main characteristics of a puppy mill as "emphasis on quantity over quality, indiscriminate breeding, continuous confinement, lack of human contact and environmental enrichment, poor husbandry, and minimal to no veterinary care."
A therapy dog is a dog that is trained to provide affection, comfort and support to people, often in settings such as hospitals, retirement homes, nursing homes, schools, libraries, hospices, or disaster areas. In contrast to assistance dogs, which are trained to assist specific patients with their day-to-day physical needs, therapy dogs are trained to interact with all kinds of people, not just their handlers.
In finance, a surety, surety bond or guaranty involves a promise by one party to assume responsibility for the debt obligation of a borrower if that borrower defaults. Usually, a surety bond or surety is a promise by a surety or guarantor to pay one party a certain amount if a second party fails to meet some obligation, such as fulfilling the terms of a contract. The surety bond protects the obligee against losses resulting from the principal's failure to meet the obligation. The person or company providing the promise is also known as a "surety" or as a "guarantor".
The Animal Welfare Act was signed into law by President Lyndon B. Johnson on August 24, 1966. It is the main federal law in the United States that regulates the treatment of animals in research and exhibition. Other laws, policies, and guidelines may include additional species coverage or specifications for animal care and use, but all refer to the Animal Welfare Act as the minimally acceptable standard for animal treatment and care. The USDA and APHIS oversee the AWA and the House and Senate Agriculture Committees have primary legislative jurisdiction over the Act. Animals covered under this Act include any live or dead cat, dog, hamster, rabbit, nonhuman primate, guinea pig, and any other warm-blooded animal determined by the Secretary of Agriculture for research, pet use or exhibition. Excluded from the Act are birds, rats of the genus Rattus, mice of the genus Mus, farm animals, and all cold-blooded animals.
A kennel is a structure or shelter for dogs. Used in the plural, the kennels, the term means any building, collection of buildings or a property in which dogs are housed, maintained, and bred. A kennel can be made out of various materials, the most popular being wood and canvas.
A claims adjuster, desk adjuster, field adjuster, or general adjuster investigates insurance claims by interviewing the claimant and witnesses, consulting police and hospital records, and inspecting property damage to determine the extent of the insurance company's liability. Other claims adjusters who represent policyholders may aid in the preparation of an insurance claim.
Pet insurance is a form of insurance that pays, partly or in total, for veterinary treatment of the insured person's ill or injured pet. Some policies will pay out when the pet dies, or if the pet is lost or stolen.
House sitting is the practice whereby a person leaving their house for a period of time entrusts it to one or more "house sitters", who by a mutual agreement are permitted to live or stay in the property temporarily, in exchange for assuming any combination of responsibilities. These can include taking care of the home owner's pets, performing general maintenance, keeping trespassers off the property, readdressing the mail, and in general, making sure that everything runs smoothly, just as if the owner was at home.
Dog walking is the act of a person walking with a dog, typically from the dog's residence and then returning. Leashes are commonly used for this. Both owners and pets receive many benefits, including exercise and companionship.
Pet Sitters International (PSI) is an educational association for professional pet sitters located in King, North Carolina. The professional pet-sitting association represents nearly 7,000 independent professionals. PSI was established in 1994 by Patti Moran, author of Pet Sitting for Profit.
Dog daycare, or doggy daycare, is short-term daytime care for dogs. It differs from multi-day kennel boarding and pet sitting, where the sitter comes to the pet's home.
Vehicle insurance in the United States is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state, New Hampshire, and Mississippi, which offers vehicle owners the option to post cash bonds. The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor vehicle owner typically pays insurers a monthly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Most insurance companies will increase insurance premium rates based on these factors, and less frequently, offer discounts.
Human–canine bonding is the relationship between dogs and humans. This relationship can be traced back to at least 15,000 years ago, to the Bonn-Oberkassel dog, who was found buried alongside two humans. For centuries, dogs have been considered man's best friend. This is most evident in western countries, such as the United States, where over 48% of households have a pet dog.
A business owner's policy is a special type of commercial insurance designed for small and medium-sized businesses. BOPs are cost-effective and convenient for business owners, as they provide comprehensive protection against common risks like property damage, lawsuits, and income loss due to unforeseen events. By bundling general liability insurance and property insurance into a single policy, BOPs typically offer a reduced premium, often making them a more cost-effective option than separately purchased policies.
Rover Group, Inc. is an American company which operates an online marketplace for people to buy and sell pet care services including pet sitting, dog boarding, and dog walking. Rover.com was founded in 2011 in Seattle, Washington and is formally incorporated under the name "A Place for Rover, Inc." The company serves as a broker and takes roughly 20% of each transaction booked through its site.
Dog boarding, also known as dog sitting, refers to overnight care for dogs. It is offered through various establishments, including dog kennels, professional boarding facilities, dog hotels, dog resorts, private dog sitters' homes, or the homes of dog owners.
References
- ↑ Stultz, Beth. "Pet Sitters International releases 2016 State of the Industry Survey results". Pet Sitters International. Retrieved 25 September 2017.
- ↑ Hunter, Marnie. "Make sure your pet enjoys your vacation, too". CNN. Retrieved 1 February 2015.
- ↑ Dunsby, Megan (21 January 2015). "Business ideas for 2015: Pet sitting". Startups. Retrieved 1 February 2015.
- ↑ Griswold, Alison. "Dog-sharing is the new hot thing in the sharing economy". qz.com. Retrieved 24 August 2017.
- ↑ "This dog walker probably makes more money than you do".
- ↑ Williams, Kale (14 July 2013). "Commercial dog walkers must follow new law". SFGate. Retrieved 1 February 2015.
- ↑ "Interim Permit Requirement for Commercial Dog Walking in GGNRA and the Presidio". National Park Service. 27 May 2014. Retrieved 1 February 2015.
- ↑ https://www.petsit.com/pet-sitting-insurance-guide