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A building society is a financial institution owned by its members as a mutual organization, which offers banking and related financial services, especially savings and mortgage lending. They exist in the United Kingdom, Australia and New Zealand, and formerly in Ireland and several Commonwealth countries. They are similar to credit unions, but rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups.
England is a country that is part of the United Kingdom. It shares land borders with Wales to its west and Scotland to its north. The Irish Sea lies northwest and the Celtic Sea area of the Atlantic Ocean to the southwest. It is separated from continental Europe by the North Sea to the east and the English Channel to the south. The country covers five-eighths of the island of Great Britain, which lies in the North Atlantic, and includes over 100 smaller islands, such as the Isles of Scilly and the Isle of Wight.
A primary school, elementary school or grade school is a school for primary education of children who are 2.5 to 10 years of age. Primary schooling follows pre-school and precedes secondary schooling.
The United Kingdom of Great Britain and Northern Ireland, simply known as the United Kingdom (UK) or Britain, is a country in Northwestern Europe, off the north-western coast of the continental mainland. It comprises England, Scotland, Wales, and Northern Ireland. It includes the island of Great Britain, the north-eastern part of the island of Ireland, and most of the smaller islands within the British Isles. Northern Ireland shares a land border with the Republic of Ireland; otherwise, the United Kingdom is surrounded by the Atlantic Ocean, the North Sea, the English Channel, the Celtic Sea and the Irish Sea. The total area of the United Kingdom is 242,495 square kilometres (93,628 sq mi), with an estimated 2023 population of over 68 million people.
An actuary is a business professional with advanced statistical skills who deals with the measurement and management of risk and uncertainty. The name of the corresponding field is actuarial science. These risks can affect both sides of the balance sheet and require asset management, liability management, and valuation skills. Actuaries provide assessments of financial security systems, with a focus on their complexity, their mathematics, and their mechanisms.
Washington, D.C., formally the District of Columbia and commonly called Washington or D.C., is the capital city of the United States. The city is located on the east bank of the Potomac River, which forms its southwestern border with Virginia, and borders Maryland to its north and east. The city was named for George Washington, a Founding Father, commanding general of the Continental Army in the American Revolutionary War, and the first president of the United States, and the district is named for Columbia, the female personification of the nation.
The flag of Scotland is the national flag of Scotland, which consists of a white saltire defacing a blue field. The Saltire, rather than the Royal Standard of Scotland, is the correct flag for all private individuals and corporate bodies to fly. It is also, where possible, flown from Scottish Government buildings every day from 8:00 am until sunset, with certain exceptions.
The National Physical Laboratory (NPL) is the national measurement standards laboratory of the United Kingdom. It sets and maintains physical standards for British industry.
Leigh is a town in the Metropolitan Borough of Wigan, Greater Manchester, England, on low-lying land northwest of Chat Moss.
Religion in the United Kingdom, and in the countries that preceded it, has been dominated for over 1,400 years by various forms of Christianity, replacing Romano-British religions, Celtic and Anglo-Saxon paganism as the primary religion. Religious affiliations of United Kingdom citizens are recorded by regular surveys, the four major ones being the national decennial census, the Labour Force Survey, the British Social Attitudes survey and the European Social Survey.
The Embassy of the United States of America in London is the diplomatic mission of the United States in the United Kingdom. It is located in Nine Elms and is the largest American embassy in Western Europe and the focal point for events relating to the United States held in the United Kingdom.
The Principality Building Society is a building society based in Cardiff, Wales. With assets of £11bn it is the largest building society in Wales and the sixth largest in the United Kingdom. Principality Building Society is mutual, which means it is owned by its members rather than shareholders. It serves clients through the internet and telephone as well as at high street branches. It is a member of the Building Societies Association.
Derbyshire Building Society was a UK building society based in Duffield, Derbyshire in the East Midlands of England. It was the 9th largest building society in the United Kingdom based on total assets of £7.1 billion at 31 December 2007, until it was acquired by Nationwide Building Society on 1 December 2008. It operated as a trading division of the society, with 50 branches, until it was fully integrated into its parent in November 2014.
Birmingham is a city and metropolitan borough in the metropolitan county of West Midlands in England. It is the second-largest city in the United Kingdom with a population of 1.145 million in the city proper, 2.92 million in the West Midlands metropolitan county, and approximately 4.3 million in the wider metropolitan area. It is the largest UK metropolitan area outside of London. Birmingham is commonly referred to as the second city of the United Kingdom.
The High Commission of India in London is the diplomatic mission of India in the United Kingdom. It is located in India House on Aldwych, between Bush House, what was Marconi House and Australia House. It faces both the London School of Economics and King's College London. Since 1981, India House is a Grade II listed building.
The Pentagon is the headquarters building of the United States Department of Defense, in Arlington County, Virginia, across the Potomac River from Washington, D.C. It was constructed on an accelerated schedule during World War II. As a symbol of the U.S. military, the phrase The Pentagon is often used as a metonym for the Department of Defense and its leadership.
The Embassy of the Republic of Indonesia in London is the diplomatic mission of Indonesia in the United Kingdom and concurrently accredited to the Republic of Ireland. From shortly after independence until the end of February 2017, the embassy was located at 38 Grosvenor Square, a leasehold building in Mayfair, close to the location of the American embassy.
The University of Exeter is a public research university in Exeter, Devon, England, United Kingdom. Its predecessor institutions, St Luke's College, Exeter School of Science, Exeter School of Art, and the Camborne School of Mines were established in 1838, 1855, 1863, and 1888 respectively. These institutions later formed the University of Exeter after receiving its royal charter in 1955. In post-nominals, the University of Exeter is abbreviated as Exon., and is the suffix given to honorary and academic degrees from the university.
The Royal Thai Embassy in London is the diplomatic mission of Thailand in the United Kingdom, located at Queen's Gate.
References
- ↑ "D/D BE: Bowen Evans". Archived from the original on 3 December 2013. Retrieved 2 December 2013.
- ↑ "Extract from BSA Yearbook 2013/14 - Mergers and Name Changes" (PDF). 4 October 2013. Archived from the original (PDF) on 9 November 2013. Retrieved 2 December 2013.
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