 | This article contains content that is written like an advertisement .(June 2016) |
| Company type | Private |
|---|---|
| Founded | 2004  |
| Headquarters | Austin, Texas |
Key people | Bo Holland, Founder and CEO |
| Website | www.AllClearID.com/business |
AllClear ID (aka AllClear and formerly Debix) provides products and services meant to protect people and their personal information from threats related to identity theft. AllClear ID's main service providers include technology and customer service teams.
The breach response services from AllClear ID include notification, call center & customer support, and identity protection products. Notification provides access to identity protection services. The call center provides a team experienced in managing the anxiety of breach victims to answer questions about the incident, reassure individuals, and explain the identity protection services offered. Products are available to mitigate risk from different types of breaches including compromised credit cards, passwords, health information, and Social Security numbers. AllClear ID has worked with large companies to manage sensitive and highly-visible breach responses including The Home Depot, P.F. Chang's, Michael's–Aaron Brothers, The UPS Store, Dairy Queen, Albertson's–SuperValu, and Anthem BCBS. This is an advertisement [ citation needed ]
| This article contains content that is written like an advertisement and it lacks sources .(January 2024) |
In April 2011 AllClear ID released a report with Richard Power, a distinguished fellow at Carnegie Mellon University CyLab, on the prevalence of child ID theft. Using the data supplied by AllClear ID, Power completed the largest report ever done on child identity theft. From the database of over 40,000 children, Power found that 4,311 had someone else using their Social Security numbers. [1]
The Today Show led a follow-up investigation, interviewing victims of child identity theft. Investigators found some of the thieves who were still living and working using a child's Social Security number. [2]
In July 2011, CEO Bo Holland, along with leaders from the Social Security Administration, Identity Theft 911, The Identity Theft Resource Center, and more, spoke at Stolen Futures, the FTC forum on Child Identity Theft. [3] There he presented the findings from the CyLab report on child identity theft, as well as findings from follow up data sampling since the report release. [4]
In May 2012, AllClear ID released a follow-up report on child ID theft data involving 27,000 minors. [5] [6] This report further confirmed the growing problem of child identity theft, indicating that children were targeted at a rate 35 times greater than that of adults [7]
Identity theft, identity piracy or identity infringement occurs when someone uses another's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term identity theft was coined in 1964. Since that time, the definition of identity theft has been legally defined throughout both the U.K. and the U.S. as the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources.
RSA SecurID, formerly referred to as SecurID, is a mechanism developed by RSA for performing two-factor authentication for a user to a network resource.
Experian is a multinational data analytics and consumer credit reporting company headquartered in Dublin, Ireland. Experian collects and aggregates information on over 1 billion people and businesses including 235 million individual U.S. consumers and more than 25 million U.S. businesses. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Experian is a partner in USPS address validation. It is one of the "Big Three" credit-reporting agencies, alongside TransUnion and Equifax.
Laptop theft is a significant threat to users of laptop computers. Many methods to protect the data and to prevent theft have been developed, including alarms, laptop locks, and visual deterrents such as stickers or labels. Victims of laptop theft can lose hardware, software, and essential data that has not been backed up. Thieves also may have access to sensitive data and personal information. Some systems authorize access based on credentials stored on the laptop including MAC addresses, web cookies, cryptographic keys and stored passwords.
TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax.
Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
VTech Holdings Limited is a Hong Kong-based global supplier of electronic learning products from infancy to preschool, and the world's largest manufacturer of cordless phones.
Personal data, also known as personal information or personally identifiable information (PII), is any information related to an identifiable person.
Identity fraud is the use by one person of another person's personal information, without authorization, to commit a crime or to deceive or defraud that other person or a third person. Most identity fraud is committed in the context of financial advantages, such as accessing a victim's credit card, bank accounts, or loan accounts. False or forged identity documents have been used in criminal activity or in dealings with government agencies, such as immigration. Today, the identities of real persons are often used in the preparation of these false documents. This can lead to bad consequences and trouble.
SK Communications KRX: 066270 is a South Korean tech company that owns and operates popular web portal Nate. It offers Internet access and telecommunications services for residences and businesses. SK Communications was founded in 1999 as Lycos Korea, a 50-50 venture of Lycos of the United States and Mirae Corp. of South Korea. The firm was sold to SK Telecom in 2002 and changed its name to SK Communications. SK Telecom currently holds 85.9 percent of its shares.
Security breach notification laws or data breach notification laws are laws that require individuals or entities affected by a data breach, unauthorized access to data, to notify their customers and other parties about the breach, as well as take specific steps to remedy the situation based on state legislature. Data breach notification laws have two main goals. The first goal is to allow individuals a chance to mitigate risks against data breaches. The second goal is to promote company incentive to strengthen data security.Together, these goals work to minimize consumer harm from data breaches, including impersonation, fraud, and identity theft.
LifeLock Inc. was an American software company active from 2005 to 2017. The company was best known for its eponymous LifeLock identity theft prevention software, now sold by Gen Digital after the latter acquired LifeLock in 2017. LifeLock's system monitors for identity theft, the use of personal information, and credit score changes.
A data breach, also known as data leakage, is "the unauthorized exposure, disclosure, or loss of personal information".
Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal. The Payment Card Industry Data Security Standard is the data security standard created to help financial institutions process card payments securely and reduce card fraud.
The Identity Theft Resource Center (ITRC) is a United States non-profit organization that provides identity crime victim assistance and education, free of charge, through a toll-free call center, live chat, website, podcasts, and social media. The ITRC educates consumers, businesses, government agencies, policymakers, and other organizations on best practices for identity theft and fraud detection, reduction, and mitigation; and, serves as an objective national resource on trends related to cybersecurity, data breaches, social media, fraud, scams, and other identity issues.
The Personal Data Privacy and Security Act of 2009, was a bill proposed in the United States Congress to increase protection of personally identifiable information by private companies and government agencies, set guidelines and restrictions on personal data sharing by data brokers, and to enhance criminal penalty for identity theft and other violations of data privacy and security. The bill was sponsored in the United States Senate by Patrick Leahy (Democrat-Vermont), where it is known as S.1490.
The 2011 PlayStation Network outage was the result of an "external intrusion" on Sony's PlayStation Network and Qriocity services, in which personal details from approximately 77 million accounts were compromised and prevented users of PlayStation 3 and PlayStation Portable consoles from accessing the service. The attack occurred between April 17 and April 19, 2011, forcing Sony to deactivate the PlayStation Network servers on April 20. The outage lasted 23 days.
Chris Jay Hoofnagle is an American professor at the University of California, Berkeley who teaches information privacy law, computer crime law, regulation of online privacy, internet law, and seminars on new technology. Hoofnagle has contributed to the privacy literature by writing privacy law legal reviews and conducting research on the privacy preferences of Americans. Notably, his research demonstrates that most Americans prefer not to be targeted online for advertising and despite claims to the contrary, young people care about privacy and take actions to protect it. Hoofnagle has written scholarly articles regarding identity theft, consumer privacy, U.S. and European privacy laws, and privacy policy suggestions.
Identity theft involves obtaining somebody else's identifying information and using it for a criminal purpose. Most often that purpose is to commit financial fraud, such as by obtaining loans or credits in the name of the person whose identity has been stolen. Stolen identifying information might also be used for other reasons, such as to obtain identification cards or for purposes of employment by somebody not legally authorized to work in the United States.