A chatbot is a software application used to conduct an on-line chat conversation via text or text-to-speech, in lieu of providing direct contact with a live human agent. A chatbot is a type of software that can automate conversations and interact with people through messaging platforms. Designed to convincingly simulate the way a human would behave as a conversational partner, chatbot systems typically require continuous tuning and testing, and many in production remain unable to adequately converse or pass the industry standard Turing test. The term "ChatterBot" was originally coined by Michael Mauldin in 1994 to describe these conversational programs.
Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York, United States. The Global Operations Headquarters is located in O'Fallon, Missouri, United States, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the "Mastercard" brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006. Prior to its initial public offering, Mastercard Worldwide was a cooperative owned by the more than 25,000 financial institutions that issue its branded cards.
Artificial intelligence, defined as intelligence exhibited by machines, has many applications in today's society. More specifically, it is Weak AI, the form of AI where programs are developed to perform specific tasks, that is being utilized for a wide range of activities including medical diagnosis, electronic trading platforms, robot control, and remote sensing. AI has been used to develop and advance numerous fields and industries, including finance, healthcare, education, transportation, and more.
An identity verification service is used by businesses to ensure that users or customers provide information that is associated with the identity of a real person. The service may verify the authenticity of physical identity documents such as a drivers license, passport, or a nationally issued identity document through documentary verification. Additionally, also involve the verification of identity information (fields) against independent and authoritative sources, such as a credit bureau or proprietary government data.
Payoneer is an American financial services company that provides online money transfer, digital payment services and provides customers with working capital.
Stripe is an Irish-American financial services and software as a service (SaaS) company dual-headquartered in San Francisco, California and Dublin, Ireland. The company primarily offers payment processing software and application programming interfaces (APIs) for e-commerce websites and mobile applications.
NetOwl is a suite of multilingual text and identity analytics products that analyze big data in the form of text data – reports, web, social media, etc. – as well as structured entity data about people, organizations, places, and things.
Feedzai is a data science company that prevents, detects, and remediates fraud risk for financial institutions. The company develops real-time machine learning to analyze big data to identify fraudulent payment transactions and minimize risk in the financial services, retail, and eCommerce industries. The CEO of Feedzai is Nuno Sebastião Feedzai is headquartered in San Mateo, California, in the Silicon Valley.
Bill.com is a provider of cloud-based software that automates back-office financial operations for small and midsize businesses. The Bill.com platform connects businesses with their suppliers and clients to help them manage their cash inflows and outflows. Top competitors include Tipalti and YayPay.
LendingPoint is a financial technology platform. The company looks at a person's complete financial picture, taking into consideration credit history, employment history, earning potential and other data to determine creditworthiness. LendingPoint gives access to more affordable loans for consumers with credit scores between 500–850 and discounts traditional creditworthiness factors, such as FICO scores, debt-to-income (DTI) ratios, and payment-to-income (PTI) ratios. It was founded in 2014 by Tom Burnside, Franck Fatras, Victor J. Pacheco, and Juan E. Tavares.
Unanimous AI is an American technology company that amplifies the intelligence of human groups using AI algorithms modeled after swarms in nature. Inspired by the intelligence amplification effects that occur within flocks of birds, schools of fish, and swarms of bees, Unanimous enables people to achieve similar benefits by forming "artificial swarms" online. Known as Artificial Swarm Intelligence (ASI), the core technology enables groups to efficiently combine their knowledge, wisdom, insights, and intuitions into an emergent intelligence that is sometimes referred to as a "hive mind."
Kriti Sharma is an artificial intelligence technologist, business executive and humanitarian. As of 2018, she is the vice president of artificial intelligence and ethics at UK software company Sage Group. Sharma is the founder of AI for Good UK, which works to make artificial intelligence tools more ethical and equitable. Sharma has been named to Forbes magazine's 30 Under 30 Europe: Technology list, and appointed as a United Nations Young Leader. In 2018, she was appointed as an advisor to the UK's Department for Digital, Culture, Media and Sport. Sharma's initiatives include Pegg, an accounting chatbot, and rAInbow, a platform to support survivors of domestic violence. She has called for a philosophy of "embracing botness", arguing that artificial intelligence should prioritize utility over human resemblance.
Artificial intelligence in healthcare is an overarching term used to describe the use of machine-learning algorithms and software, or artificial intelligence (AI), to mimic human cognition in the analysis, presentation, and comprehension of complex medical and health care data. Specifically, AI is the ability of computer algorithms to approximate conclusions based solely on input data.
PayU is a fintech company that provides payment technology to online merchants. The company was founded in 2002 and is headquartered in Hoofddorp, Netherlands. It allows online businesses to accept and process payments through payment methods that can be integrated with web and mobile applications. As of 2018, the service is available in 17 countries. The firm is owned by the Naspers Group.
Cybertonica is a FinTech company which detects and prevents fraudulent transactions and reduces risk for financial services organisations. The company uses machine learning and artificial intelligence (AI) to analyse data in real-time and help secure online transactions by identifying who is a fraudster and who is a good customer.
The Open Neural Network Exchange (ONNX) is an open-source artificial intelligence ecosystem. ONNX is available on GitHub.
CUJO AI is an American network intelligence software company headquartered in El Segundo, California, United States. It provides cybersecurity and device management software for network operators.
nCino is a financial technology company founded in 2012 by Chip Mahan and Neil Underwood. It is headquartered in Wilmington, North Carolina. nCino's customers include TD Bank, Truist Financial, and Santander Bank. nCino's strategic partners include Accenture, Deloitte Digital, PwC and West Monroe Partners. Pierre Naudé has served as CEO of nCino since its inception.
Squirrel AI is a Chinese online education company.
ComplyAdvantage, founded in 2014, is a UK-based RegTech company that provides anti-money laundering technology. The company uses artificial intelligence, machine learning and natural language processing to help regulated organisations manage risk obligations and counteract financial crime.
