Christians Against Poverty

Last updated

Christians Against Poverty
Founded1996
FounderJohn Kirkby
TypeChristian Charity
PurposeDebt counselling [1]
OriginsFlag of the United Kingdom.svg  United Kingdom
Website capuk.org

Christians Against Poverty (CAP) is a Christian charitable company in the United Kingdom founded in Bradford, West Yorkshire by John Kirkby in 1996. It is a national organisation specialising in debt counselling for people in financial difficulty, including those in need of bankruptcy or insolvency. It also provides Job Clubs for those seeking employment, Life Skills groups to help people with practical skills for surviving on a low income, and Fresh Start Courses for those looking to overcome addictions and dependencies.

Contents

December 2011, Christians Against Poverty were granted their own Group Licence by the Office of Fair Trading alongside other leading debt counselling bodies, such as CAB and Advice UK. The Financial Conduct Authority, which replaced the Office of Fair Trading in 2014, gave Christians Against Poverty full authorisation in 2017.[ citation needed ]

CAP also has independently operated affiliates in Australia, New Zealand, Canada, and the United States. Paula Stringer was UK Chief Executive until 2023. [2]

Services

Christians Against Poverty offers several different services. Since the organisation was founded in 1996, it has been best known for offering free debt counselling. The organisation works through a network of regional offices that exist in partnership with a local Christian church.[ citation needed ] Individuals seeking the assistance of the charity give authority to the charity to negotiate with creditors, and the charity will then organise the individual's finances with the objective of making them debt free within 5 years. The debt advisor will create a sustainable personal budget for clients, prioritising basic living needs and offering creditors fair and affordable pro-rata payments whenever possible.

In 2013, CAP launched Job Clubs, a service targeted at the unemployed. [3] In 2014, CAP started running Release Groups (now called Fresh Start) for people seeking to overcome addictions and dependencies. [4] Groups run a course based on the Twelve Steps and offer one to one coaching for all members. In 2015 CAP launched Life Skills, teaching practical skills to survive life on a low income.

CAP also runs the CAP Money Course to teach budgeting skills. The course exists in a number of variations, tailored to children, young people, students and adults.

Recognition

The charity has won a number of awards, including "Debt Advice Provider of the Year" at the 2015 Collections and Customer Service Awards, the "Martin Williams Award for Contribution to the Credit Industry" at the 2014 Credit Today Awards, as well as Charity Times Awards' "Best Charity to Work For" in 2006 and 2007. CAP came top in "the UK's Best Small Company to Work For" in the Sunday Times' Best Companies list on its debut in 2008, and topped the list again in 2009. [5] CAP's founder, John Kirkby, received a CBE in 2018 for his services. [6]

The Archbishop of Canterbury, Justin Welby, became patron of the charity in May 2015. [7]

In October 2018, CAP was featured in the BBC Two documentary The Debt Saviours, questioning whether the charity's true motivation is debt relief or recruitment to Christianity. [8]

Funding

CAP is funded by donations from individuals, churches, charities and trusts. CAP also operates a Fair Share scheme, whereby banks and other financial organisations donate to CAP 10% of the value of repayments made to them by CAP clients.[ citation needed ]

International

CAP expanded into Australia in 2000, New Zealand in 2008, and Canada in 2013. [9] CAP America, based in the Chicago area, was launched in 2019.[ citation needed ] The international affiliates are each separate and independent charities, but work on the same principles.

Related Research Articles

<span class="mw-page-title-main">Cherie Blair</span> British barrister (born 1954)

Cherie, Lady Blair, also known professionally as Cherie Booth, is an English barrister and writer. She is the spouse of former Prime Minister of the United Kingdom Tony Blair.

<span class="mw-page-title-main">Action for Children</span> United Kingdom childrens charity

Action for Children is a UK children's charity created to help vulnerable children and young people and their families in the UK. The charity has 7,000 staff and volunteers who operate over 475 services in the UK. They served a total of 671,275 children in 2021 and 2022. Action for Children's national headquarters is in Watford, and it is a registered charity under English and Scottish law. In 2017/2018, it had a gross income of £151 million.

<span class="mw-page-title-main">Islamic Relief</span> International aid agency based in Birmingham, UK

Islamic Relief Worldwide is a faith-inspired humanitarian and development agency which is working to support and empower the world's most vulnerable people.

Make Poverty History were organizations in a number of countries, which focused on issues relating to 8th Millennium Development Goal such as aid, trade and justice. They generally formed a coalition of aid and development agencies which worked together to raise awareness of global poverty and achieve policy change by governments. The movement has existed in Australia, Canada, Denmark, Finland, New Zealand, Nigeria, Norway, Romania, South Africa, Ireland, the United Arab Emirates, the United States of America, and the United Kingdom. The various national campaigns were part of the international Global Call to Action Against Poverty campaign.

<span class="mw-page-title-main">King's Trust</span> United Kingdom-based charity

The King's Trust is a United Kingdom-based charity founded in 1976 by King Charles III to help vulnerable young people get their lives on track. It supports 11-to-30-year-olds who are unemployed or struggling at school and at risk of exclusion. Many of the young people helped by the trust face issues such as homelessness, disability, mental health problems, or trouble with the law.

Tearfund is an international Christian relief and development agency based in Teddington, UK. It currently works in around 50 countries, with a primary focus on supporting those in poverty and providing disaster relief for disadvantaged communities.

Julian Richer is an English retail entrepreneur, philanthropist and author, best known as the founder of Richer Sounds, the UK's largest hi-fi retailer. Richer has gained a reputation for his motivational style of management and his philanthropic and charitable activities.

An individual voluntary arrangement (IVA) is a formal alternative in England and Wales for individuals wishing to avoid bankruptcy. In Scotland, the equivalent statutory debt solution is known as a protected trust deed.

<span class="mw-page-title-main">StepChange</span>

StepChange Debt Charity, formerly the Consumer Credit Counselling Service (CCCS), is the trading name of the Foundation for Credit Counselling, and is a debt counselling charity in the United Kingdom. The organisation offers free debt advise, money management and can be contacted through its freephone telephone helpline or online through its onine debt advice tool. In 2022, over 500,000 people contacted the charity for help. The charity also campaigns to change policies and practices that trap people in problem debt.

<span class="mw-page-title-main">Prue Leith</span> South African chef living in the UK (born 1940)

Dame Prudence Margaret Leith, is a South African restaurateur, broadcaster, cookery writer and novelist.

<span class="mw-page-title-main">Martin Lewis (financial journalist)</span> English financial journalist and broadcaster

Martin Steven Lewis CBE is an English financial journalist and broadcaster. Lewis founded the website MoneySavingExpert.com. He sold the website in 2012 to the Moneysupermarket.com group for up to £87 million. Lewis is currently a presenter for ITV, on the morning shows Good Morning Britain and This Morning since 2007. He also presents The Martin Lewis Money Show.

Sir Robin John Christian Millar is an English record producer, musician and businessman, known variously as 'The Original Smooth Operator', 'The man behind Sade', and 'Golden Ears' by Boy George. He was born in London to an Irish father and West Indian mother, and is blind. He is one of the world's most successful record producers with over 150 gold, silver and platinum discs and 55 million record sales to his credit. His 1984 production of Diamond Life, the debut album by Sade, was named one of the best ten albums of the last 30 years at the 2011 Brit Awards.

Church Action on Poverty is a UK-based national ecumenical Christian social justice charity, committed to tackling poverty in the United Kingdom. Church Action on Poverty works in partnership with churches and with people in poverty themselves to find solutions to poverty, locally, nationally and globally.

Five Talents is a Christian charity that provides savings programs, and financial literacy and business training for those in need in developing countries. They make use of a form of savings-led microfinance. Five Talents' programs serve people regardless of religious background, and they aim to transform lives through economic empowerment, creating long-term solutions to poverty in the developing world.

Tzedek is a UK-based registered charity organisation which aims to provide a Jewish response to the problem of extreme global poverty. Registered as a charity in 1993, Tzedek has a number of overseas development programmes, working closely with local NGOs to alleviate extreme poverty in Northern Ghana and Northeast & Southeast India. As well as supporting local NGOs within these regions, Tzedek aims to develop the leadership skills of young Jewish leaders within the community to provide a long-term, sustainable solution to global poverty.

<span class="mw-page-title-main">Camila Batmanghelidjh</span> British businesswoman (1963–2024)

Camila Batmanghelidjh CBE was an Iranian-Belgian author, psychotherapist, and charity executive based in the United Kingdom. She was the founder of the charity Kids Company and Place2Be, charities that worked with marginalised children and young people at risk, in inner London, Bristol and Liverpool.

<span class="mw-page-title-main">St Gabriel's, Cricklewood</span> Church in London, United Kingdom

St Gabriel's, Cricklewood, is an Anglican church in Cricklewood, Brent, London, United Kingdom.

City of Faith Church is a multi-cultural church in South London situated in the London Borough of Lewisham which has faced local opposition. From 1996 until 2015, the congregation was a church in fellowship with the Assemblies of God in Great Britain, a worldwide Pentecostal denomination. The church is part of a network of local and international branches.

<span class="mw-page-title-main">Mohammed Mamdani</span> British social entrepreneur and activist (born 1983)

Mohammed Sadiq Mamdani is an English social entrepreneur and activist, who is currently the UK Director of Kijana Kwanza. He is known for his extensive work in founding charitable organisations; including Muslim Youth Helpline, Ansar Youth Project, Al-Mizan Charitable Trust and Sufra NW London. Mamdani is an advocate on youth issues and community development, who is passionate about interfaith social action.

<span class="mw-page-title-main">Fair for You</span>

Fair for You is a British, not-for-profit online lending company. It is a Community Interest Company set up to provide finance to families who do not have access to mainstream credit, so that they can purchase goods for their home directly from the manufacturers.

References

  1. "Christians Against Poverty". capuk.org. Retrieved 2 October 2020.
  2. Russell Hargrave (5 May 2023). "Trustee takes top job as charity chief executive leaves for the BBC". ThirdSector. Retrieved 19 August 2023.
  3. "CAP launches new ministry for unemployed". Evangelical Alliance. Retrieved 2 February 2016.
  4. "CAPreleasebirthdayBEST.pdf" (PDF). Archived from the original (PDF) on 21 September 2015. Retrieved 2 February 2016.
  5. Times Best Companies
  6. Adeogun, Eno (9 June 2018). "Queen's Birthday Honours: Christians against Poverty founder gets CBE". Premier Christian Radio. Archived from the original on 27 September 2018. Retrieved 27 September 2018.
  7. "Archbishop becomes patron of Christians Against Poverty". www.archbishopofcanterbury.org. Archived from the original on 5 April 2016. Retrieved 2 February 2016.
  8. "BBC - The Debt Saviours - Media Centre". www.bbc.co.uk. Archived from the original on 8 November 2018. Retrieved 4 October 2018.
  9. "CAP International". CAP America. Archived from the original on 19 August 2023. Retrieved 19 August 2023.