David Silberman | |
---|---|
Deputy Director of the Consumer Financial Protection Bureau | |
Acting | |
In office January 11, 2016 –November 24, 2017 | |
President | Barack Obama Donald Trump |
Preceded by | Meredith Fuchs (acting) |
Succeeded by | Leandra English |
Personal details | |
Education | Brandeis University Harvard Law School |
David M. Silberman is an American government administrator who served as the associate director for Research,Markets,and Regulation at the Consumer Financial Protection Bureau. Silberman also previously served as the agency's Acting Deputy Director,until the appointment of Leandra English to the office. [1] [2]
Silberman began his law career as a clerk for D.C. Circuit Judge David Bazelon,Supreme Court Justice Thurgood Marshall,and later as a member of the law firm Bredhoff &Kaiser. [3]
Before joining the Consumer Financial Protection Bureau,Silberman served as general counsel and Executive Vice President of Kessler Financial Services. [4] The company's focus is to "develop more effective partnerships,optimize the value of credit card portfolios,fund risk-based marketing campaigns,and develop and execute marketing strategies." [5]
Silberman served as president and CEO of Union Privilege while he was deputy general counsel of the AFL–CIO. The company provided financial services to union members,as well as the first AFL-CIO credit card program. [6]
Silberman has argued three cases before the Supreme Court and briefed many others. [7]
He is the son of Charles E. Silberman. He is married to Claire Engers. He has three sons:Peter,Eric,and Jonathan. [8]
The National Labor Relations Board (NLRB) is an independent agency of the federal government of the United States that enforces U.S. labor law in relation to collective bargaining and unfair labor practices. Under the National Labor Relations Act of 1935,the NLRB has the authority to supervise elections for labor union representation and to investigate and remedy unfair labor practices. Unfair labor practices may involve union-related situations or instances of protected concerted activity.
The Office of the Comptroller of the Currency (OCC) is an independent bureau within the United States Department of the Treasury that was established by the National Currency Act of 1863 and serves to charter,regulate,and supervise all national banks and federal thrift institutions and the federally licensed branches and agencies of foreign banks in the United States. The acting comptroller of the currency is Michael J. Hsu,who took office on May 10,2021.
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Todd Joseph Zywicki is an American lawyer,legal scholar and educator. He is a George Mason University Foundation Professor of Law at the Antonin Scalia Law School,where he teaches in the areas of bankruptcy and contracts.
Kent Richard Markus is an American attorney. He currently works as bar counsel and general counsel for the Columbus Bar Association. Before working at the CBA,he served as a Senior Advisor in the Director's Office and Director of Enforcement at the Consumer Financial Protection Bureau. Markus served as Counselor and Chief Legal Counsel to Ohio Governor Ted Strickland and as a law professor Capital University Law School. During the administration of President Clinton,he was a senior official at the United States Department of Justice. Markus was also a federal judicial nominee to the U.S. Court of Appeals for the Sixth Circuit,though his nomination was never voted upon by the Senate.
Donald Beaton Verrilli Jr. is an American lawyer who served as the solicitor general of the United States from 2011 to 2016. President Barack Obama nominated Verrilli to the post on January 26,2011. On June 6,the United States Senate confirmed Verrilli in a 72–16 vote,and he was sworn in on June 9. Verrilli previously served in the Obama administration as the associate deputy attorney general and as Deputy Counsel to the President. He is currently a partner in the Washington,D.C. office of Munger,Tolles &Olson and a lecturer at Columbia University Law School,his alma mater.
The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22,2009. It is a comprehensive credit card reform legislation that aims "to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan,and for other purposes." The bill was passed with bipartisan support by both the House of Representatives and the Senate.
Michael S. Barr is an American legal scholar who has been serving as second vice chair of the Federal Reserve for supervision since 2022. From 2009 to 2011,he was assistant secretary of the treasury for financial institutions under President Barack Obama. At the University of Michigan,he has been serving as faculty member since 2001,professor of law since 2006,professor of public policy since 2014.
David C. Vladeck is an American lawyer and the former director of the Bureau of Consumer Protection of the Federal Trade Commission,an independent agency of the United States government. He was appointed by the chairman of the FTC,Jon Leibowitz,on April 14,2009,shortly after Leibowitz became chairman.
The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector. CFPB's jurisdiction includes banks,credit unions,securities firms,payday lenders,mortgage-servicing operations,foreclosure relief services,debt collectors,for-profit colleges,and other financial companies operating in the United States. Since its founding,the CFPB has used technology tools to monitor how financial entities used social media and algorithms to target consumers.
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Disputes between consumers and businesses that are arbitrated are resolved by an independent neutral arbitrator rather than in court. Although parties can agree to arbitrate a particular dispute after it arises or may agree that the award is non-binding,most consumer arbitrations occur pursuant to a pre-dispute arbitration clause where the arbitrator's award is binding.
Noel John Francisco is an American lawyer who served as Solicitor General of the United States from 2017 to 2020. He was the first Asian American confirmed by the United States Senate to hold the position. Francisco is now a partner at the law firm Jones Day.
Heath Price Tarbert is an American lawyer and former government official who served as the 14th Chairman of the Commodity Futures Trading Commission (CFTC) from 2019 to 2021. He previously served as Assistant Secretary of the Treasury for International Markets and Development and as acting Under Secretary of the Treasury for International Affairs. As of 2023,he is Chief Legal Officer and Head of Corporate Affairs for Circle.
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Deepak Gupta is an American attorney known for representing consumers,workers,and a broad range of clients in U.S. Supreme Court and appellate cases and constitutional,class action,and complex litigation. Gupta is the founding principal of the law firm Gupta Wessler LLP and a lecturer at Harvard Law School,where he is an instructor in the Harvard Supreme Court Litigation Clinic.
Leandra English v. Donald Trump,et al.,No. 1:17-cv-02534,was a lawsuit before the United States District Court for the District of Columbia. The plaintiff,Leandra English,alleged that the defendants,Donald Trump and Mick Mulvaney,violated 12 U.S.C. §5491(b)(5)(B),a component of the Dodd–Frank Act of 2010,when President Trump appointed Mulvaney to be Acting Director of the Consumer Financial Protection Bureau (CFPB).
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Seila Law LLC v. Consumer Financial Protection Bureau,591 U.S. 197 (2020) was a U.S. Supreme Court case which determined that the structure of the Consumer Financial Protection Bureau (CFPB),with a single director who could only be removed from office "for cause",violated the separation of powers. Handed down on June 29,2020,the Court's 5–4 decision created a new test to determine when Congress may limit the power of the president of the United States to remove an officer of the United States from office.
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