Leandra English | |
---|---|
Deputy Director of the Consumer Financial Protection Bureau | |
In office November 24, 2017 –July 9, 2018 | |
President | Donald Trump |
Preceded by | David Silberman (acting) |
Succeeded by | Brian Johnson (acting) |
Personal details | |
Education | New York University (BA) London School of Economics (MS) |
Leandra English is an American political advisor serving as an advisor to the Superintendent of the New York State Department of Financial Services. [1] She formerly was the Deputy Director of the Consumer Financial Protection Bureau (CFPB) from 2017 until her resignation in 2018. [2] She was the plaintiff in the lawsuit English v. Trump ,in which she unsuccessfully sought to have herself acknowledged as Acting Director of the CFPB. [3] [4]
English has served in many capacities as a member of the U.S. federal government. Before joining the CFPB,she worked in both the U.S. Office of Management and Budget (OMB) and the Department of the Treasury. [5] She worked on the transition team that launched the new agency in 2010. She later served as Deputy Chief of Staff. [5] She then returned to OMB,serving as senior advisor to the Deputy Director of Management. She returned to CFPB in 2015,serving as Deputy Chief Operating Officer [6] and then Chief of Staff. [7] [8]
On November 24,2017,English was appointed Deputy Director of the CFPB by outgoing Director Richard Cordray. Cordray resigned his position as Director effective midnight November 25,2017,and sent a letter to CFPB staff announcing that English would serve as Acting Director. [9] [10] That same evening,President Donald Trump appointed the Director of the Office of Management and Budget,Mick Mulvaney,as the Acting Director of the CFPB. On November 26,2017,English filed a lawsuit in the United States District Court for the District of Columbia to block Mulvaney from taking leadership of the CFPB. [11] English was represented in the lawsuit by appellate lawyer and former CFPB official Deepak Gupta. Two days later,28 November 2017,a federal judge rejected English's emergency request to block President Trump's appointment of Mulvaney. [12] A few weeks later,10 January,a court ruled against English. [13]
English has received backing from a number of current and former Democrat legislators calling her the rightful Acting Director,including Senator Elizabeth Warren, [14] Senator Sherrod Brown, [15] Senator Richard Durbin, [11] Representative Nancy Pelosi, [16] and former Representative Barney Frank, [17] co-author of the Dodd-Frank Act. A number of law professors also support her position,including Laurence Tribe, [17] Martin Lederman, [18] and Nina Mendelson. [19]
The Federal Vacancies Reform Act (FVRA) allows the president to appoint an interim replacement for an appointed officer of an executive agency without Senate confirmation,but the FVRA does not provide the "exclusive means" for filling a vacancy when "a statutory provision...designates an officer or employee to perform the functions and duties of a specified office temporarily in an acting capacity." The law establishing the CFPB (the Dodd–Frank Act) is arguably unclear about whether the director's resignation qualifies as "unavailability" under FVRA,leading to confusion as to who would lead the agency and setting up a legal battle. [20] [21]
The Office of Legal Counsel has consistently interpreted the FVRA as providing a non-exclusive option for appointing a successor when another,more specific option exists in another statute (in this case,the Dodd–Frank Act). The Office of Legal Counsel thus released an opinion that the FVRA gives the President the right to appoint an interim successor in this case. [22] The top lawyer at the CFPB concurred with the Trump administration's opinion and directed all staff at the agency to disregard English's claims to be the Acting Director. [23]
She resigned from office on July 9,2018,in light of President Trump's appointment of Kathleen Kraninger to serve as CFPB director full-time. [24] [25] She was succeeded by Brian Johnson,who was appointed to serve in an acting capacity. [26]
In 2020,English was named a volunteer member of the Joe Biden presidential transition Agency Review Team to support transition efforts related to the Consumer Financial Protection Bureau. [27]
Benjamin Zachary Konop is a Senior Litigation Counsel in the Office of Enforcement at the Consumer Financial Protection Bureau in Washington,D.C. He also was a law professor and attorney in private practice.
Richard Adams Cordray is an American lawyer and politician serving as the COO of Federal Student Aid in the United States Department of Education. He served as the first director of the Consumer Financial Protection Bureau (CFPB) from 2012 to 2017. Before that,Cordray variously served as Ohio's attorney general,solicitor general,and treasurer. He was the Democratic nominee for governor of Ohio in 2018.
The PHH Corporation is an American financial services corporation headquartered in Mount Laurel,New Jersey which provides mortgage services to some of the world's largest financial services firms. PHH is the biggest U.S. outsourcer of home loans,processes and originates mortgages on behalf of small banks and some of the world's largest financial firms,including Morgan Stanley and HSBC Holdings Plc. On October 4,2018 Ocwen Financial completed its acquisition of PHH Corporation and PHH is now a wholly owned subsidiary of Ocwen Financial Corp.
Josephine Laura Staton is a United States district judge of the United States District Court for the Central District of California.
John Michael Mulvaney is an American politician who served as director of the Office of Management and Budget (OMB) from February 2017 until March 2020,and as acting White House Chief of Staff from January 2019 until March 2020. Prior to his appointments to the Trump administration,he served in the U.S. House of Representatives.
The Consumer Financial Protection Bureau (CFPB) is an agency of the United States government responsible for consumer protection in the financial sector. CFPB's jurisdiction includes banks,credit unions,securities firms,payday lenders,mortgage-servicing operations,foreclosure relief services,debt collectors,and other financial companies operating in the United States. Since its founding,the CFPB has used technology tools to monitor how financial entities used social media and algorithms to target consumers.
Rajeev V. Date is an American businessman,attorney,and venture capital investor who served as Deputy Director and Special Advisor for the United States Consumer Financial Protection Bureau. He had previously served in a variety of leadership positions at the Bureau,including several months as the startup agency's leader,as the Special Advisor to the United States Secretary of the Treasury. He is credited with guiding the Consumer Financial Protection Bureau's early strategic,operational,and policy initiatives.
The Consumer Financial Protection Safety and Soundness Improvement Act of 2013 is a bill that would restructure the Consumer Financial Protection Bureau (CFPB) by transforming it into a five-person commission and removing it from the Federal Reserve System. The CFPB would be renamed the "Financial Product Safety Commission." This bill is also intended to make overturning the decisions about regulations that the new commission makes easier to do.
Timothy James Kelly is a United States district judge of the United States District Court for the District of Columbia and former chief counsel for national security and senior crime counsel to the Senate Judiciary Committee.
Keith A. Noreika is an American lawyer who specializes in the regulation of financial institutions. He served as Acting Comptroller of the Currency from May 5,2017,to November 27,2017,following the 30th Comptroller of the Currency,Thomas J. Curry,and preceding the 31st Comptroller of the Currency,Joseph Otting. Noreika rejoined the law firm of Simpson Thacher on January 8,2018. He joined Patomak Global Partners as Executive Vice President and Chairman of its Banking Supervision and Regulation Group on July 5,2022.
David M. Silberman is an American government administrator who served as the associate director for Research,Markets,and Regulation at the Consumer Financial Protection Bureau. Silberman also previously served as the agency's Acting Deputy Director,until the appointment of Leandra English to the office.
Leandra English v. Donald Trump,et al.,No. 1:17-cv-02534,was a lawsuit before the United States District Court for the District of Columbia. The plaintiff,Leandra English,alleged that the defendants,Donald Trump and Mick Mulvaney,violated 12 U.S.C. §5491(b)(5)(B),a component of the Dodd–Frank Act of 2010,when President Trump appointed Mulvaney to be Acting Director of the Consumer Financial Protection Bureau (CFPB).
Rohit Chopra is an American consumer advocate who is the 3rd director of the Consumer Financial Protection Bureau and previous member of the Federal Trade Commission (FTC). Prior to this,Chopra served as assistant director of the Consumer Financial Protection Bureau (CFPB),a federal agency tasked with consumer protection in the financial sector. Chopra also served within the CFPB as the agency's first Student Loan Ombudsman,an office created by the Dodd–Frank Act.
The Equifax data breach occurred between May and July 2017 at the American credit bureau Equifax. Private records of 147.9 million Americans along with 15.2 million British citizens and about 19,000 Canadian citizens were compromised in the breach,making it one of the largest cybercrimes related to identity theft. In a settlement with the United States Federal Trade Commission,Equifax offered affected users settlement funds and free credit monitoring.
Kathleen Laura Kraninger is an American government official who served as director of the Consumer Financial Protection Bureau (CFPB) from December 11,2018,until her resignation on January 20,2021. Before that,she served in the White House Office of Management and Budget during the Trump administration.
Erie Meyer is an American technologist and federal government executive. She currently serves as Chief Technologist of the Consumer Financial Protection Bureau (CFPB) and previously served as Chief Technologist of the Federal Trade Commission (FTC) under FTC Chair Lina Khan in 2021. Meyer had also served as a technologist in the office of then-FTC Commissioner Rohit Chopra. Meyer is the co-founder of the networking list Tech Ladymafia with Aminatou Sow. In 2022,she was named a Tech Titan by Washingtonian magazine.
Seila Law LLC v. Consumer Financial Protection Bureau,591 U.S. ____ (2020) was a U.S. Supreme Court case which determined that the structure of the Consumer Financial Protection Bureau (CFPB),with a single director who could only be removed from office "for cause",violated the separation of powers. Handed down on June 29,2020,the Court's 5–4 decision created a new test to determine when Congress may limit the power of the president of the United States to remove an officer of the United States from office.
Collins v. Yellen,594 U.S. ___ (2021),was a United States Supreme Court case dealing with the structure of the Federal Housing Finance Agency (FHFA). The case follows on the Court's prior ruling in Seila Law LLC v. Consumer Financial Protection Bureau,which found that the establishing structure of the Consumer Financial Protection Bureau (CFPB),with a single director who could only be removed from office "for cause",violated the separation of powers;the FHFA shares a similar structure as the CFPB. The case extends the legal challenge to the federal takeover of Fannie Mae and Freddie Mac in 2008.
David Uejio is an American government official who is the chief strategy officer at the Consumer Financial Protection Bureau. His nomination to serve as assistant secretary of housing and urban development for fair housing and equal opportunity was returned to the President in January of 2022 and renominated the next day. He previously served as acting director of the Consumer Financial Protection Bureau (CFPB) since January 20,2021.
Consumer Financial Protection Bureau v. Community Financial Services Association of America,Limited is a pending United States Supreme Court case related to the Consumer Financial Protection Bureau's funding mechanism.