![]() | This article contains paid contributions. It may require cleanup to comply with Wikipedia's content policies, particularly neutral point of view. |
Industry | Financial services, IT |
---|---|
Headquarters | , England |
Area served | Worldwide |
Key people | Rami Cassis (Executive Chairman) |
Products | Interact |
Services | IT, financial services, security |
Website | fintilect |
Fintilect is a British-based global software company, providing financial services technology and AI-driven recommendations for financial services providers from its headquarters in Kingston upon Thames, near London. It also has an established office in Utah.
The company's products are the "Abaka" AI platform, the "Interact", digital banking platform and the "Emerge" credit union platform. [1]
Past clients include global banks Lloyds and HSBC [2] and UK-based Dudley Building Society [3] and Darlington Building Society. [4]
Fintilect is owned by Parabellum Investments, which was founded by Rami Cassis. [5]
ieDigital was founded as Intelligent Environments in 1985 providing software for the financial services sector. [6]
It was rebranded as ieDigital in 2018. [7] [8]
In January 2023, ieDigital acquired ABAKA, a UK-based AI fintech software provider. [9]
In October 2023, ieDigital acquired Connect FSS, a US-based digital banking technology provider, thus cementing its position as one of the largest global digital banking software providers. [10]
In 2024, Fintilect was formed from the merger of ieDigital, the digital banking engagement platform and digital transformation provider for the UK; Utah-based Connect FSS, a US-based digital banking technology provider exclusively serving credit unions; and ABAKA, a UK-based AI fintech software provider. [11]
In 2019, ieDigital was a finalist in the Technology awards for its work with Santander Bank. [12]
In 2021, ieDigital launched "Interact Switch", a digital platform to help mortgage companies retain customers, [13] and announced a partnership with outsystems to benefit its financial IT services. [14]
In 2023, ieDigital was selected by Suffolk Building Society as its official partner to develop a new eSavings platform. [15]
Rami Cassis is an entrepreneur, investor and the founder and CEO of family office, Parabellum Investments, which owns Fintilect. [11]
He is also the CEO of Fintilect.
In 2010, as CEO of multi-channel service provider Parseq, Rami Cassis led the acquisition of ieDigital as part of a reverse takeover, [16] then became the executive chairman and largest shareholder.
Fiserv, Inc. is an American multinational company headquartered in Milwaukee, Wisconsin. Fiserv provides financial technology and services to clients across the financial services sector, including banks, thrifts, credit unions, securities broker dealers, mortgage, insurance, leasing and finance companies, and retailers.
Finastra is a financial software company headquartered in London, England. The company sells to the retail banking, transaction banking, lending, and treasury capital markets. Finastra was formed in 2017 by the combination of London-based Misys, a provider of financial operations software, and global payments and lending technology provider D+H. At the time of its formation, Finastra was considered the third-largest financial services technology company in the world.
Temenos AG is a company specialising in enterprise software for banks and financial services, with its headquarters in Geneva, Switzerland. Temenos was initially created in 1993, and has been listed on the Swiss stock exchange since 2001.
VERMEG is an international software group operating across several lines of B2B services: pensions & insurance, wealth & asset management, financial & security markets and Digital Financial Services. The company develops software used across the private banking sector, consumer finance, asset management companies, central banks, insurance and other financial services providers covering insurance policy administration, asset portfolio management, regulatory reporting, collateral management, post-trade processing, low code application development, business process management and risk management.
Infibeam Avenues Limited is an Indian fintech company that provides digital payment services, eCommerce platforms, digital lending, data cloud storage and omnichannel enterprise software to businesses across industries in India and globally.
AnaCap Financial Partners ('AnaCap') is a London-based British private equity firm advising funds that invest in Software, Technology and Services within the European financial sector.
"Fintech", a clipped compound of "financial technology", refers to the application of innovative technologies to products and services in the financial industry. This broad term encompasses a wide array of technological advancements in financial services, including mobile banking, online lending platforms, digital payment systems, robo-advisors, and blockchain-based applications such as cryptocurrencies. Fintech companies include both startups and established technology and financial firms that aim to improve, complement, or replace traditional financial services.
Revolut Group Holdings Ltd, doing business as Revolut, is a British multinational neobank and fintech company that offers banking services for individuals and businesses. The company was founded in July 2015 by British-Russian businessman Nikolay Storonsky and British-Ukrainian software engineer Vlad Yatsenko and operates in 48+ countries.
Banking as a service (BaaS) is the provision of banking products to non-bank third parties through APIs.
SumUp is a British financial technology company headquartered in London. SumUp’s primary product is an EMV card reader and a number of online payment and bank account system for merchants and businesses.
Bitwala is a blockchain banking service, headquartered in Berlin, Germany, that was founded by Jörg von Minckwitz, Jan Goslicki, and Benjamin P. Jones in October 2015.
PayU is a Netherlands-based payment service provider to online merchants. The company was founded in 2002, and is headquartered in Hoofddorp. It allows online businesses to accept and process payments through payment methods that can be integrated with web and mobile applications. As of 2018, the service is available in 17 countries. The firm is owned by the Naspers Group, which also owns a stake in one of its sister companies, Tencent.
Settle Group is a Norwegian, VC-backed financial technology company. Its PSD2 compliant technology platform enables banks to issue white label mobile payments products to their private and merchant customers.
Entersekt is a Stellenbosch, South Africa-based fintech provider of mobile-based authentication and app security software protecting online and mobile banking and transactions.
CR2 is an Irish-owned banking software company which provides mobile, internet and ATM financial service technology to more than 100 retail banks across Africa, the Middle East and Asia. Headquartered in Dublin, Ireland, the company has offices in Dubai, London, Cairo, Amman, Bengaluru, Lagos, Johannesburg, Singapore and Perth. Its customers include ANZ, Barclays, Standard Chartered, Botswana Savings Bank, Jordanian Bank al Etihad, pan-African bank Orabank, and Nigeria’s Access Bank plc and Diamond Bank.
Acton Capital is a German venture capital fund, founded in Munich and investing in tech-enabled startup companies in Europe and North America.
ComplyAdvantage, founded in 2014, is a RegTech company that provides software to help detect and manage risks associated with AML and Fraud. The company uses artificial intelligence, machine learning and natural language processing to help regulated organisations manage risk obligations and counteract financial crime.
Lesaka Technologies is a South-African financial technology company that is listed on the NASDAQ and Johannesburg Stock Exchange. Lesaka’s primary focus is on financial inclusion, offering financial services to previously underserved communities and merchants.
Bunq B.V., is a fintech and neobank licensed in the Netherlands and operating within 30 European countries. It is headquartered in Amsterdam.
GoCardless is a fintech company that specialises in bank payments including recurring payments, Direct Debit processing and Open Banking. GoCardless is headquartered in London.