Forever GI Bill

Last updated

The Harry W. Colmery Veterans Educational Assistance Act of 2017 (Public Law 115-48), commonly known as the "Forever GI Bill", eliminated the 15-year use-it-or-lose-it constraint associated with the Post-9/11 GI Bill education benefit. The updated bill was created with the intent of improving previous versions of the bill and the Reserve Educational Assistance Program (REAP) which is now defunct. The bill, called the Harry W. Colmery Veterans Education Assistance Act of 2017, flew through both the House of Representatives and the Senate in the span of three weeks, passing both by unanimous votes. After the Senate's vote, the bill was signed into law by President Donald Trump. [1]

Contents

The official name of the bill is for Harry W. Colmery who is credited with being the author of the original GI Bill (Servicemen's Readjustment Act of 1944). [2]

Overview

The Forever GI Bill includes 34 provisions, 15 of which have the most substantial impact on the greatest number of servicemen, veterans, their dependents, and their beneficiaries. Some of the changes were positive, although some changes reduced coverage and/or eligibility. The most impactful 15 include:

  1. Elimination of the 15-year limitation on the use of the Post-9/11 GI Bill benefits.
  2. Restoration of lost GI Bill entitlement due to school closures.
  3. Expansion of benefits to Purple Heart recipients.
  4. Added Yellow Ribbon Program coverage to Fry Scholarship and Purple Heart recipients.
  5. Expanded Yellow Ribbon Program coverage for Active Duty members.
  6. Changed the entitlement use for licensing and certification tests.
  7. Reduced the amount authorized for Basic Allowance for Housing (BAH).
  8. Changed how the Basic Allowance for Housing is calculated.
  9. Changed Post-9/11 GI Bill eligibility tiering for National Guard and Reservists.
  10. Increased GI Bill eligibility for National Guard and Reservists.
  11. Changed the transfer of Post-9/11 GI Bill benefits.
  12. Reduced the number of months of coverage under the Survivors’ and Dependents Educational Assistance Program (DEA).
  13. Increased DEA payment structure.
  14. Creation of a STEM scholarship program.
  15. Creation of a High Technology pilot program.

There are several lesser known changes that include:

Summary of Changes

Change [3] Summary of Change
Assistance for students affected by school closures and program disapprovalsIf the school closed while the student was attending, the student may seek back entitlements.
Elimination of 15-year time limit to use post-9/11 GI BillFor service members discharged after January 1, 2013, the 15-year time limit to use benefits was removed. This also applies to children of deceased service members and spouses using Fry Scholarships.
Independent study at technical schools and non-institutions of higher learningBeneficiaries can now use educational assistance at non institutions of higher education, which are accredited in career and technical education at the postsecondary level.
Priority enrollmentThe VA will better share with the beneficiary information regarding institutions which allow priority (early) enrollment to student veterans.
REAP eligibility credited toward post-9/11 GI BIll programReserve Educational Assistance Program (REAP) service members can apply their service credit toward the post-9/11 GI Bill.
Work-study expansionThe expiration date for work-study qualification was removed.
GI Bill monthly housing allowanceService members using the post-9/11 GI Bill after January 1, 2018 will receive a monthly housing allowance.
Changes to licensing and certification chargesThe charges under these concepts will be prorated based on the fee charge for the test.
Changes to survivors’ and dependents’ educational assistanceNew enrollments under the Survivors’ and Dependents’ Educational Assistance (DEA) after 08/01/2018 will decrease from 45 months to 36 month, however, enrollments before this date will maintain 45 months of benefits. The monthly allowance after 10/01/2018 increase to $1,224 for full-time coursework, $967 three quarter of time and $710 half-time.
Changes to transfer of benefits (TBE)Dependents’ entitlement can be transferred from a deceased dependent to another. If a veteran dies following the transfer of their entitlement, the dependent who had received their entitlement may transfer the entitlement to another.
Informing schools about beneficiary entitlementAfter 08/01/2018 the amount for educational assistance entitled to each beneficiary must be informed by the State to educational institutions. The veterans may opt to not share this information.
Monthly housing allowance during active duty serviceThe effective day for receiving housing allowance will be the day the beneficiary is discharged from duty, before this bill the effective day corresponded to the first day of the next full month.
Monthly housing based on campus where student attends most classesMonthly houses allowance consider the zipcode where the beneficiary attends the majority of their classes rather than the school zip code.
Pilot programs for technology coursesThe state will give the opportunity to beneficiaries to enroll in high technology education programs based on the skills demanded by employers and industry.
Purple Heart recipientsRecipients of the Purple Heart on or after September 11, 2001 are entitled to Post-9/11 GI Benefits (100% up to 36 months).
Reserve component benefitsNational Guard and Reserve members who perform service under 10 U.S.C. 12304a or 12304b are entitled to benefits.
Reserve duty that counts toward post-9/11 eligibilityIf a Reservist entered active duty for medical reasons, this is counted towards active duty time necessary for Post-9/11 GI Bill eligibility.
Yellow Ribbon extension to Fry and Purple Heart recipientsUnder the Yellow Ribbon Program, universities choose to provide matching funding to cover tuition and fees that exceed those covered under the GI Bill. The Forever GI Bill allows Fry Scholarship and Purple Heart recipients to use this program.
More benefits for STEM programsUp to nine months of additional benefits are provided for those enrolled in STEM degree fields.
Consolidation of benefit levelsThe 40% benefit level has been eliminated and folded into the 60% benefit level.
Yellow Ribbon extension to active duty servicemembersUnder the Yellow Ribbon Program, universities choose to provide matching funding to cover tuition and fees that exceed those covered under the GI Bill. The Forever GI Bill allows active duty service members to use this program.

Effectiveness of the GI Bill

A 2021 study published by the National Bureau of Economic Research (NBER) indicates that the GI Bill has had limited value, and in some cases may be less valuable for veterans than working after leaving military service. According to the authors "All veterans who were already enrolled in college at the time of bill passage increase their months of schooling, but only for those in public institutions did this translate into increases in bachelor’s degree attainment and longer-run earnings. For specific groups of students, large subsidies can modestly help degree completion but harm long run earnings due to lost labor market experience." [4] [5]

Additional Resources

Related Research Articles

<span class="mw-page-title-main">Medicaid</span> United States social health care program for families and individuals with limited resources

In the United States, Medicaid is a government program that provides health insurance for adults and children with limited income and resources. The program is partially funded and primarily managed by state governments, which also have wide latitude in determining eligibility and benefits, but the federal government sets baseline standards for state Medicaid programs and provides a significant portion of their funding.

<span class="mw-page-title-main">G.I. Bill</span> U.S. law providing benefits for World War II veterans

The G.I. Bill, formally known as the Servicemen's Readjustment Act of 1944, was a law that provided a range of benefits for some of the returning World War II veterans. The original G.I. Bill expired in 1956, but the term "G.I. Bill" is still used to refer to programs created to assist American military veterans.

<span class="mw-page-title-main">United States Department of Veterans Affairs</span> Department of the United States government

The United States Department of Veterans Affairs (VA) is a Cabinet-level executive branch department of the federal government charged with providing lifelong healthcare services to eligible military veterans at the 170 VA medical centers and outpatient clinics located throughout the country. Non-healthcare benefits include disability compensation, vocational rehabilitation, education assistance, home loans, and life insurance. The VA also provides burial and memorial benefits to eligible veterans and family members at 135 national cemeteries.

The Fair Deal was a set of proposals put forward by U.S. President Harry S. Truman to Congress in 1945 and in his January 1949 State of the Union address. More generally, the term characterizes the entire domestic agenda of the Truman administration, from 1945 to 1953. It offered new proposals to continue New Deal liberalism, but with a conservative coalition controlling Congress, only a few of its major initiatives became law and then only if they had considerable Republican Party support. As Richard Neustadt concludes, the most important proposals were aid to education, national health insurance, the Fair Employment Practices Commission, and repeal of the Taft–Hartley Act. They were all debated at length, then voted down. Nevertheless, enough smaller and less controversial items passed that liberals could claim some success.

The US Department of Veterans Affairs provides a wide variety of benefits, e.g., educational assistance, healthcare, assisted living, home loans, insurance, and burial and memorial services, for retired or separated United States armed forces personnel, their dependents, and survivors. The VA provides compensation to disabled veterans who suffer from a medical disorder or injury that was incurred in, or aggravated by, their military service, and which causes social and occupational impairment. Many U.S. states also offer disability benefits for veterans.

A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and new construction. The VA does not originate loans, but sets the rules for who may qualify, issues minimum guidelines and requirements under which mortgages may be offered and financially guarantees loans that qualify under the program.

<span class="mw-page-title-main">Veterans Benefits Administration</span> Component of U.S. Department Veterans Affairs

The Veterans Benefits Administration (VBA) is an agency of the U.S. Department of Veterans Affairs. It is responsible for administering the department's programs that provide financial and other forms of assistance to veterans, their dependents, and survivors. Major benefits include Veterans' compensation, Veterans' pension, survivors' benefits, rehabilitation and employment assistance, education assistance, home loan guaranties, and life insurance coverage.

The Reserve Educational Assistance Program (REAP) was an education program for American students that was established as a part of the Ronald W. Reagan National Defense Authorization Act for Fiscal Year 2005.

<span class="mw-page-title-main">Iraq and Afghanistan Veterans of America</span> Nonprofit veterans organization

Iraq and Afghanistan Veterans of America (IAVA), is a nonprofit 501(c)(3) veterans organization founded by Paul Rieckhoff, an American writer, social entrepreneur, advocate, activist and veteran of the United States Army and the Iraq War. He served as an Army First Lieutenant and infantry rifle platoon leader in Iraq from 2003 through 2004. Rieckhoff was released from the Army National Guard in 2007.

<span class="mw-page-title-main">Post-9/11 Veterans Educational Assistance Act of 2008</span>

The Post-9/11 Veterans Educational Assistance Act of 2008 is Title V of the Supplemental Appropriations Act of 2008, Pub. L.Tooltip Public Law  110–252 (text)(PDF), H.R. 2642, an Act of Congress which became law on June 30, 2008. The act amended Part III of Title 38, United States Code to include a new Chapter 33, which expands the educational benefits for military veterans who have served since September 11, 2001. At various times the new education benefits have been referred to as the Post-9/11 GI Bill, the 21st Century G.I. Bill of Rights, or the Webb G.I. Bill, with many current references calling it simply the new G.I. Bill. President George W. Bush signed H.R. 2642 into law on June 30, 2008.

Military dependents are the spouse(s), children, and possibly other familial relationship categories of a sponsoring military member for purposes of pay as well as special benefits, privileges and rights. This generic category is enumerated in great detail for U.S. military members.

<span class="mw-page-title-main">Student Veterans of America</span>

Student Veterans of America (SVA), is a 501(c)(3) non-profit organization focused on addressing the needs and concerns of American military veterans in higher education. SVA is best known for being an umbrella organization for student veterans' groups that advocates for improvements in veterans educational benefits. Its efforts, combined with other veterans' service organizations, led to passage of the Post-9/11 Veterans Educational Assistance Act of 2008. Senator Jim Webb (D-VA), a lead sponsor of the legislation, has cited SVA's efforts as one of the primary reasons the new G.I. Bill was signed into law on June 30, 2008.

In July 2008 the Post-9/11 GI Bill was signed into law, creating a new robust education benefits program rivaling the WWII Era GI Bill of Rights. The new Post 9/11 GI Bill, which went into effect on August 1, 2009, provides education benefits for service members who served on active duty for 90 or more days since September 10, 2001. These benefits are tiered based on the number of days served on active duty, creating a benefit package that gives current and previously activated National Guard and Reserve members the same benefits as active duty servicemembers.

<span class="mw-page-title-main">Veterans Economic Opportunity Act of 2013</span>

The Veterans Economic Opportunity Act of 2013, which was introduced as Veterans G.I. Bill Enrollment Clarification Act of 2013, is a bill that would make changes to several economic programs involving veterans. One provision would change how veterans' education benefits are processed. Another provision would increase funding on a program that helps homeless veterans. The bill was introduced into the United States House of Representatives during the 113th United States Congress.

<span class="mw-page-title-main">GI Bill Tuition Fairness Act of 2013</span> Bill of the 113th U.S. Congress

The G.I. Bill Tuition Fairness Act of 2013 is a bill that would require colleges to charge veterans the in-state tuition rates regardless of whether they meet the residency requirement. The bill also makes several other changes related to veterans benefits, such as extending the time period during which veterans are eligible for job training. The bill passed the House of Representatives on February 4, 2014 during the 113th United States Congress.

<span class="mw-page-title-main">United States military veteran suicide</span> Suicide among veterans of the United States armed forces

United States military veteran suicide is an ongoing phenomenon regarding the high rate of suicide among U.S. military veterans in comparison to the general civilian public. A focus on preventing veteran suicide began in 1958 with the opening of the first suicide prevention center in the United States. During the mid-1990s, a paradigm shift in addressing veteran suicide occurred with the development of a national strategy which included several Congressional Resolutions. More advancements were made in 2007, when the Joshua Omvig Veterans Suicide Prevention Act created a comprehensive program including outreach at each Veterans Affairs Office (VA) and the implementation of a 24-hour crisis hotline. PTSD, depression, and combat-related guilt in veterans are often related to suicide as it can be difficult for veterans to transition to civilian life.

National Association of State Approving Agencies (NASAA) is a member association that facilitates the efforts of its member State Approving Agencies (SAAs) in the United States of America, to promote and safeguard quality education and training programs for veterans, ensuring greater education and training opportunities for veterans, and protecting the integrity of the GI Bill.

The Transition Assistance Program (TAP) is a U.S. Department of Defense (DoD) led program that provides information and training to ensure service members transitioning from active-duty are prepared for their next step in life - whether pursuing additional education, finding a job in the public or private sector, or starting their own business.

The 90–10 rule refers to a U.S. regulation that governs for-profit higher education. It caps the percentage of revenue that a proprietary school can receive from federal financial aid sources at 90%; the other 10% of revenue must come from alternative sources.

Educational assistance benefits are employee benefits that allow workers to participate in educational programs for free or at a reduced cost. These benefits are administered through education assistance programs. Education assistance programs are used by corporations to recruit, retain, and retrain employees and to increase goodwill with former employees and the public. They also serve as a corporate tax break.

References

  1. "Congress Just Made Huge Changes to the GI Bill. Here's What Matters Most for Veterans". Money. Retrieved 2020-02-16.
  2. "Harry Walter Colmery - Kansapedia - Kansas Historical Society". www.kshs.org. Retrieved 2019-05-06.
  3. "Forever GI Bill - Harry W. Colmery Veterans Educational Assistance Act - Education and Training". www.benefits.va.gov. U.S. Depart of Veterans Affairs. Archived from the original on January 16, 2021. Retrieved 2019-05-06.
  4. Newton, Derek. "Report: Veterans Who Use GI Bill Have Lower Incomes After College Enrollments". Forbes. Retrieved 2 September 2021.
  5. Barr, Andrew; Kawano, Laura; Sacerdote, Bruce; Skimmyhorn, William; Stevens, Michael. "YOU CAN'T HANDLE THE TRUTH: THE EFFECTS OF THE POST-9/11 GI BILL ON HIGHER EDUCATION AND EARNINGS" (PDF). www.nber.org. National Bureau for Economic Research. Retrieved 2 September 2021.