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Identity theft, identity piracy or identity infringement occurs when someone uses another's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term identity theft was coined in 1964. Since that time, the definition of identity theft has been legally defined throughout both the U.K. and the U.S. as the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources.
Biometrics are body measurements and calculations related to human characteristics. Biometric authentication is used in computer science as a form of identification and access control. It is also used to identify individuals in groups that are under surveillance.
A facial recognition system is a technology potentially capable of matching a human face from a digital image or a video frame against a database of faces. Such a system is typically employed to authenticate users through ID verification services, and works by pinpointing and measuring facial features from a given image.
A digital identity is data stored on computer systems relating to an individual, organization, application, or device. For individuals, it involves the collection of personal data that is essential for facilitating automated access to digital services, confirming one's identity on the internet, and allowing digital systems to manage interactions between different parties. It is a component of a person's social identity in the digital realm, often referred to as their online identity.
Personal data, also known as personal information or personally identifiable information (PII), is any information related to an identifiable person.
The Fair and Accurate Credit Transactions Act of 2003 is a U.S. federal law, passed by the United States Congress on November 22, 2003, and signed by President George W. Bush on December 4, 2003, as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. In cooperation with the Federal Trade Commission, the three major credit reporting agencies set up the web site AnnualCreditReport.com to provide free access to annual credit reports.
Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal. The Payment Card Industry Data Security Standard is the data security standard created to help financial institutions process card payments securely and reduce card fraud.
The National Information Infrastructure Protection Act was Title II of the Economic Espionage Act of 1996, as an amendment to the Computer Fraud and Abuse Act.
In the United States, a Social Security number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary (working) residents under section 205(c)(2) of the Social Security Act, codified as . The number is issued to an individual by the Social Security Administration, an independent agency of the United States government. Although the original purpose for the number was for the Social Security Administration to track individuals, the Social Security number has become a de facto national identification number for taxation and other purposes.
The Red Flags Rule was created by the Federal Trade Commission (FTC), along with other government agencies such as the National Credit Union Administration (NCUA), to help prevent identity theft. The rule was passed in January 2008, and was to be in place by November 1, 2008, but due to push-backs by opposition, the FTC delayed enforcement until December 31, 2010.
The Biometric Database Law is an Israeli law which the Knesset passed in December 2009, determining that fingerprints and facial contours would be collected from all Israeli residents, that the collected data would be integrated onto the Israeli digital identity cards and digital passports, and that a biometric government database of all Israeli citizens and residents would be created which would be used for biometric identification that would allow the management of access control, identification of individuals and assist in locating individuals suspected of criminal activity by the law enforcement officials. When the law passed in December 2009 it was determined that the law be gradually applied and that at the first phase, the inclusion of one's biometric data in the central database would be voluntary.
The Ghana Card is the national Identity card that is issued by the Ghanaian authorities to Ghanaian citizens – both resident and non-resident, legal and permanent residents of foreign nationals. It is proof of identity, citizenship and residence of the holder. The current version is in ID1 format and biometric. It is issued by the National Identification Authority of Ghana and Regarded as a property of the country as such. In July 2023, through the initiative of the Vice President, Dr. Mahamudu Bawumia, new card numbers were issued to newborn babies as part of pilot program to incorporate newborn babies unto the database.
The Lebanese identity card is a compulsory Identity document issued to citizens of the Republic of Lebanon by the police on behalf of the Lebanese Ministry of Interior or in Lebanese embassies/consulates (abroad) free of charge. It is proof of identity, citizenship and residence of the Lebanese citizens.
Biometrics refers to the automated recognition of individuals based on their biological and behavioral characteristics, not to be confused with statistical biometrics; which is used to analyse data in the biological sciences. Biometrics for the purposes of identification may involve DNA matching, facial recognition, fingerprints, retina and iris scanning, voice analysis, handwriting, gait, and even body odor.
IDEMIA is a multinational technology company headquartered in Courbevoie, France. It provides identity-related security services, and sells facial recognition and other biometric identification products and software to private companies and governments.
Identity theft involves obtaining somebody else's identifying information and using it for a criminal purpose. Most often that purpose is to commit financial fraud, such as by obtaining loans or credits in the name of the person whose identity has been stolen. Stolen identifying information might also be used for other reasons, such as to obtain identification cards or for purposes of employment by somebody not legally authorized to work in the United States.
Identity-based security is a type of security that focuses on access to digital information or services based on the authenticated identity of an entity. It ensures that the users and services of these digital resources are entitled to what they receive. The most common form of identity-based security involves the login of an account with a username and password. However, recent technology has evolved into fingerprinting or facial recognition.
Identity interrogation is a method of authentication or identity proofing that involves posing one or more knowledge-based authentication questions to an individual. Identity interrogation questions such as "What is your mother’s maiden name?" or "What are the last four digits of your social security number?" It is a method businesses use to prevent identity theft or impersonation of customers.
DeepFace is a deep learning facial recognition system created by a research group at Facebook. It identifies human faces in digital images. The program employs a nine-layer neural network with over 120 million connection weights and was trained on four million images uploaded by Facebook users. The Facebook Research team has stated that the DeepFace method reaches an accuracy of 97.35% ± 0.25% on Labeled Faces in the Wild (LFW) data set where human beings have 97.53%. This means that DeepFace is sometimes more successful than human beings. As a result of growing societal concerns Meta announced that it plans to shut down Facebook facial recognition system, deleting the face scan data of more than one billion users. This change will represent one of the largest shifts in facial recognition usage in the technology's history. Facebook planned to delete by December 2021 more than one billion facial recognition templates, which are digital scans of facial features. However, it did not plan to eliminate DeepFace which is the software that powers the facial recognition system. The company has also not ruled out incorporating facial recognition technology into future products, according to Meta spokesperson.
Identity replacement technology is any technology that is used to cover up all or parts of a person's identity, either in real life or virtually. This can include face masks, face authentication technology, and deepfakes on the Internet that spread fake editing of videos and images. Face replacement and identity masking are used by either criminals or law-abiding citizens. Identity replacement tech, when operated on by criminals, leads to heists or robbery activities. Law-abiding citizens utilize identity replacement technology to prevent government or various entities from tracking private information such as locations, social connections, and daily behaviors.
References
- 1 2 "Text of H.R. 5405 [110th]: Social Security Identity Theft Prevention Act". Govtrack. February 13, 2008. Retrieved 2009-03-16.
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