Koons Buick, Inc. v. Nigh

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Koons Buick Pontiac GMC, Inc. v. Nigh
Seal of the United States Supreme Court.svg
Argued October 5, 2004
Decided November 30, 2004
Full case nameKoons Buick Pontiac GMC, Inc. v. Bradley Nigh
Citations543 U.S. 50 ( more )
125 S. Ct. 460; 160 L. Ed. 2d 389; 2004 U.S. LEXIS 7979
Holding
The Truth in Lending Act imposes a $1000 limit on statutory damages for violations of the Act involving personal-property loans.
Court membership
Chief Justice
William Rehnquist
Associate Justices
John P. Stevens  · Sandra Day O'Connor
Antonin Scalia  · Anthony Kennedy
David Souter  · Clarence Thomas
Ruth Bader Ginsburg  · Stephen Breyer
Case opinions
MajorityGinsburg, joined by Rehnquist, Stevens, O'Connor, Kennedy, Souter, Breyer
ConcurrenceStevens, joined by Breyer
ConcurrenceKennedy, joined by Rehnquist
ConcurrenceThomas
DissentScalia
Laws applied
Truth in Lending Act's civil-liability provision, 15 U. S. C. §1640

Koons Buick Pontiac GMC, Inc. v. Nigh, 543 U.S. 50 (2004), was a case in which the Supreme Court of the United States held that Congress's 1995 amendment of the Truth in Lending Act (TILA) left unaltered the prior minimum and maximum limits of $100 and $1000 prescribed for statutory damages awarded to plaintiffs in TILA violation suits involving personal-property loans. [1]

Supreme Court of the United States Highest court in the United States

The Supreme Court of the United States is the highest court in the federal judiciary of the United States. Established pursuant to Article III of the U.S. Constitution in 1789, it has original jurisdiction over a narrow range of cases, including suits between two or more states and those involving ambassadors. It also has ultimate appellate jurisdiction over all federal court and state court cases that involve a point of federal constitutional or statutory law. The Court has the power of judicial review, the ability to invalidate a statute for violating a provision of the Constitution. Executive acts can be struck down by the Court for violating either the Constitution or federal law. However, it may act within the context of a case in an area of law over which it has jurisdiction. The court may decide cases having political overtones, but it has ruled that it does not have power to decide non-justiciable political questions.

Truth in Lending Act

The Truth in Lending Act (TILA) of 1968 is a United States federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed.

A plaintiff is the party who initiates a lawsuit before a court. By doing so, the plaintiff seeks a legal remedy; if this search is successful, the court will issue judgment in favor of the plaintiff and make the appropriate court order. "Plaintiff" is the term used in civil cases in most English-speaking jurisdictions, the notable exception being England and Wales, where a plaintiff has, since the introduction of the Civil Procedure Rules in 1999, been known as a "claimant", but that term also has other meanings. In criminal cases, the prosecutor brings the case against the defendant, but the key complaining party is often called the "complainant".

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References

  1. ↑ Koons Buick, Inc. v. Nigh, 543 U.S. 50 (2004).
<i>United States Reports</i> United States Supreme Court decisions

The United States Reports are the official record of the Supreme Court of the United States. They include rulings, orders, case tables, in alphabetical order both by the name of the petitioner and by the name of the respondent, and other proceedings. United States Reports, once printed and bound, are the final version of court opinions and cannot be changed. Opinions of the court in each case are prepended with a headnote prepared by the Reporter of Decisions, and any concurring or dissenting opinions are published sequentially. The Court's Publication Office oversees the binding and publication of the volumes of United States Reports, although the actual printing, binding, and publication are performed by private firms under contract with the United States Government Publishing Office.

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