 | |
| Company type | Not-for-profit corporation |
|---|---|
| Industry | Health Insurance Dental Insurance Travel Insurance |
| Founded | Winnipeg, MB (1974) |
| Headquarters | Winnipeg, MB |
Key people | Benjamin Graham; President and CEO |
| Website | Official website  |
Manitoba Blue Cross is a not-for-profit health benefits provider headquartered in Winnipeg, Manitoba, Canada.
Affiliated with the Canadian Association of Blue Cross Plans, Manitoba Blue Cross was founded in 1974. [1] Its history, however, dates back to 1938 when the Manitoba Hospital Services Association (a non-profit, hospital-sponsored association and the first organization to operate as Manitoba Blue Cross) began offering hospital benefits on a prepaid basis. [2] [ better source needed ]
Manitoba Blue Cross, with its subsidiary Blue Cross Life, provides health, dental, employee assistance, life, disability and travel coverage for over half a million Manitobans. [3] In 2018, it was named a 2018 Manitoba Top Employer by MediaCorp Canada. [4]
Manitoba Blue Cross is the primary contributor of funding and administrative support for the Manitoba Medical Services Foundation (MMSF), a foundation which supports scientific research that advances and maintains the health and welfare of Manitoba residents. [5]
Manitoba Blue Cross also supports the Children's Wish Foundation, [6] providing free travel coverage to Manitoba children and their families any time a travel wish is granted. [7]
Medicare is an unofficial designation used to refer to the publicly funded single-payer healthcare system of Canada. Canada's health care system consists of 13 provincial and territorial health insurance plans, which provide universal healthcare coverage to Canadian citizens, permanent residents, and depending on the province or territory, certain temporary residents. The systems are individually administered on a provincial or territorial basis, within guidelines set by the federal government. The formal terminology for the insurance system is provided by the Canada Health Act and the health insurance legislation of the individual provinces and territories.
The Ontario Health Insurance Plan, commonly known by the acronym OHIP, is the government-run health insurance plan for the Canadian province of Ontario. OHIP is funded by a payroll deduction tax by residents who are gainfully employed, by businesses in the province of Ontario, and by transfer payments from the Government of Canada.
Health insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity.
The term managed care or managed healthcare is used in the United States to describe a group of activities intended to reduce the cost of providing health care and providing American health insurance while improving the quality of that care. It has become the predominant system of delivering and receiving American health care since its implementation in the early 1980s, and has been largely unaffected by the Affordable Care Act of 2010.
...intended to reduce unnecessary health care costs through a variety of mechanisms, including: economic incentives for physicians and patients to select less costly forms of care; programs for reviewing the medical necessity of specific services; increased beneficiary cost sharing; controls on inpatient admissions and lengths of stay; the establishment of cost-sharing incentives for outpatient surgery; selective contracting with health care providers; and the intensive management of high-cost health care cases. The programs may be provided in a variety of settings, such as Health Maintenance Organizations and Preferred Provider Organizations.
Employee benefits and benefits in kind, also called fringe benefits, perquisites, or perks, include various types of non-wage compensation provided to employees in addition to their normal wages or salaries. Instances where an employee exchanges (cash) wages for some other form of benefit is generally referred to as a "salary packaging" or "salary exchange" arrangement. In most countries, most kinds of employee benefits are taxable to at least some degree. Examples of these benefits include: housing furnished or not, with or without free utilities; group insurance ; disability income protection; retirement benefits; daycare; tuition reimbursement; sick leave; vacation ; social security; profit sharing; employer student loan contributions; conveyancing; long service leave; domestic help (servants); and other specialized benefits.
The Canadian Automobile Association is a federation of eight regional not-for-profit automobile associations in Canada, founded in 1913. The constituent associations are responsible for providing roadside assistance, auto touring and leisure travel services, insurance services, and member discount programs within their service territories. The CAA National Office in Ottawa coordinates relations between the clubs, oversees joint initiatives, and lobbies the federal government. In 2020 and 2021, the Gustavson Brand Trust Index named CAA the most trusted brand in Canada.
Blue Cross Blue Shield Association, also known as BCBS, BCBSA, or The Blues, is a United States-based federation with 34 independent and locally-operated BCBSA companies that provide health insurance in the United States to more than 115 million people as of 2022.
Health care prices in the United States of America describe market and non-market factors that determine pricing, along with possible causes as to why prices are higher than in other countries.
The Massachusetts health care reform, commonly referred to as Romneycare, was a healthcare reform law passed in 2006 and signed into law by Governor Mitt Romney with the aim of providing health insurance to nearly all of the residents of the Commonwealth of Massachusetts.
Medavie Blue Cross is a not-for-profit Canadian medical care insurance company headquartered in Moncton, New Brunswick.
The Winnipeg Regional Health Authority is the governing body for healthcare regulation for the City of Winnipeg, the northern community of Churchill, and the Rural Municipalities of East and West St. Paul, in the Canadian province of Manitoba. The WRHA also provides health-care support and specialty referral services to those Manitobans who live out of these boundaries, as well as residents of northwestern Ontario and Nunavut.
In the United States, health insurance helps pay for medical expenses through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits". In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, which both provide assistance to people who cannot afford health coverage.
Healthcare reform in the United States has a long history. Reforms have often been proposed but have rarely been accomplished. In 2010, landmark reform was passed through two federal statutes: the Patient Protection and Affordable Care Act (PPACA), signed March 23, 2010, and the Health Care and Education Reconciliation Act of 2010, which amended the PPACA and became law on March 30, 2010.
In the United States, health insurance coverage is provided by several public and private sources. During 2019, the U.S. population overall was approximately 330 million, with 59 million people 65 years of age and over covered by the federal Medicare program. The 273 million non-institutionalized persons under age 65 either obtained their coverage from employer-based or non-employer based sources, or were uninsured. During the year 2019, 89% of the non-institutionalized population had health insurance coverage. Separately, approximately 12 million military personnel received coverage through the Veteran's Administration and Military Health System.
Medical Mutual of Ohio (MMOH) is an American mutual health insurance company. It is the oldest and largest health insurance company based in Cleveland, Ohio, and serves more than 1.6 million customers. Employing 2,500 people, Medical Mutual is one of the biggest employers in downtown Cleveland.
According to the Ontario Hospital Association (OHA) website, the OHA is a member association that represents approximately 154 public hospitals in Ontario. The association characterizes itself as "the voice of Ontario's public hospitals".
National Coalition on Health Care(NCHC) is a coalition of groups working to achieve comprehensive health system reform. Founded in 1990 by Dr. Henry E. Simmons, M.D., NCHC is a non-profit alliance of more than 80 organizations.
UMass Memorial Health (UMM Health) is the clinical partner of the University of Massachusetts Medical School and the largest healthcare system in Central Massachusetts. It is a not-for-profit/nonprofit healthcare network providing all levels of primary to quartenary healthcare.
PBC Health Benefits Society, operating as Pacific Blue Cross, is a not-for-profit health insurance provider headquartered in Burnaby, British Columbia, Canada.
Québec Blue Cross is a registered trademark in Health Insurance. It is owned by Canassurance Hospital Service Association, a member of the Canadian Association of Blue Cross Plans.