Money Observer was a British monthly personal finance and investment magazine which began as a newspaper supplement in 1979, and in 2008 was acquired from Guardian Media Group by Interactive Investor. Publication ceased in 2020.
Money Observer was a British monthly personal finance and investment magazine which began as a newspaper supplement in 1979, and in 2008 was acquired from Guardian Media Group by Interactive Investor. Publication ceased in 2020.
First published in October 1979 [1] as a supplement in The Observer Sunday newspaper, the magazine expanded from 12 pages to an average of 100 pages per issue. In addition to share tips, the editorial team offered advice on topics ranging from savings accounts to stock broking.
The magazine formed part of the purchase of The Observer by Guardian Media Group in 1993; at that time its circulation was almost 24,000. [2]
In 2004 Interactive Investor bought Moneywise, another monthly personal finance magazine, from Reader's Digest. [3] In 2008 the company acquired Money Observer from the Guardian group, [2] and from then both titles were published by Moneywise Publishing Limited, a wholly owned subsidiary of II. [4]
Circulation of Money Observer declined to 16,500 in 2018 and 12,000 in 2019. [5] Although the business was profitable, [5] in June 2020 Interactive Investor announced that the August 2020 editions would be the last and that both magazines would cease publication. [6]
Investment is traditionally defined as the "commitment of resources to achieve later benefits". If an investment involves money, then it can be defined as a "commitment of money to receive more money later". From a broader viewpoint, an investment can be defined as "to tailor the pattern of expenditure and receipt of resources to optimise the desirable patterns of these flows". When expenditure and receipts are defined in terms of money, then the net monetary receipt in a time period is termed as cash flow, while money received in a series of several time periods is termed as cash flow stream. Investment science is the application of scientific tools for investments.
An individual savings account is a class of retail investment arrangement available to residents of the United Kingdom. First introduced in 1999, the accounts have favourable tax status. Payments into the account are made from after-tax income, then the account is exempt from income tax and capital gains tax on the investment returns, and no tax is payable on money withdrawn from the scheme.
The Financial Times (FT) is a British daily business newspaper printed in broadsheet and also published digitally that focuses on business and economic current affairs. Based in London, the paper is owned by a Japanese holding company, Nikkei, with core editorial offices across Britain, the United States and continental Europe. In July 2015, Pearson sold the publication to Nikkei for £844 million after owning it since 1957. In 2019, it reported one million paying subscriptions, three-quarters of which were digital subscriptions. The newspaper has a prominent focus on financial journalism and economic analysis rather than generalist reporting, drawing both criticism and acclaim. It sponsors an annual book award and publishes a "Person of the Year" feature.
Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.
Financial services are economic services provided by the finance industry, which together encompass a broad range of service sector firms that provide financial management, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, individual asset managers, and some government-sponsored enterprises.
Jane Bryant Quinn is an American financial journalist. Her columns talk about financial topics such as investor protection, health insurance, Social Security, and the sufficiency of retirement plans.
Dennis Publishing Ltd. was a British publisher. It was founded in 1973 by Felix Dennis. Its first publication was a kung-fu magazine. Most of its titles now belong to Future plc.
HSBC UK Bank plc is a British multinational banking and financial services organisation based in Birmingham, England. It is a wholly owned subsidiary of the global HSBC banking and financial group, which has been headquartered in London since 1993. The UK headquarters of HSBC is located at One Centenary Square in Birmingham.
Financial literacy is the possession of skills, knowledge and behaviors that allow an individual to make informed decisions regarding money. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States, and the United Kingdom. Understanding basic financial concepts allows people to know how to navigate in the financial system. People with appropriate financial literacy training make better financial decisions and manage money better than those without such training.
The Investors' Chronicle is a weekly magazine in the United Kingdom for private investors and is published by the Financial Times Group. The magazine publishes articles about global markets and sectors, and news on corporate actions such as takeovers and share issues. It was established in 1860, and has been considered a "highly influential magazine".
MoneyWeek is a British weekly investment magazine that covers financial and economic news and provides commentary and analysis across the UK and global markets. MoneyWeek is edited in London.
interactive investor is a subscription-based online investment service in the United Kingdom, founded in 1995. It provides financial information, as well as investment tools. It is the UK's biggest flat-fee investment platform, with £59 billion of assets under administration and over 400,000 customers. The company is based in Manchester, with offices in London and Leeds. Since 2022 it has been a subsidiary of UK-based investment company Abrdn.
Moneyfacts Group Plc is a financial information company founded in 1988 based in Norwich in the United Kingdom, employing over 80 people.
Zopa Ltd. is a British financial services company which offers deposit accounts, personal loans and credit cards. It began as the world's first peer-to-peer lending company in 2005 and gained a full banking licence in 2020. The peer-to-peer side of its business closed in December 2021.
Halifax Share Dealing is a British online broker, allowing customers to buy and sell shares in UK and international companies across a range of markets.
JPMorgan Chase is an American multinational banking corporation with a large presence in the United Kingdom. The corporation’s European subsidiaries J.P. Morgan Europe Limited, J.P. Morgan International Bank Limited and J.P. Morgan Securities plc are headquartered in London.
Utilico Emerging Markets Trust plc is a large British investment trust dedicated to investments in infrastructure, utility and related sectors in the emerging markets. Established in 2005, Utilico Emerging Markets Trust ('UEM') is a listed on the London Stock Exchange. The Chairman is John Rennocks.
The House Crowd was a UK peer to peer lending and crowdfunding platform that allowed people to invest in bridging loans and property development loans from £1,000. In 2018, the business achieved authorisation from the Financial Conduct Authority and launched their Innovative Finance ISA. As of January 2019, The House Crowd had funded 368 properties, raised over £93 million and paid investors returns in excess of £38 million. The House Crowd was placed into administration on 24 February 2021.
Wealthsimple Inc. is a Canadian online investment management service. The firm was founded in September 2014 by Michael Katchen, Brett Huneycutt and Rudy Adler and is based in Toronto. As of November 2021, the firm holds over C$15 billion in assets under management. It is primarily owned by Power Corporation indirectly at 42.5% through investments made through their holdings in Power Financial, IGM Financial and Portag3.
Killik & Co is a British retail investment company and independent Partnership, providing advice on savings, planning and investment to retail investors through a network of branches in the UK, managing assets on behalf of 19,000 clients.
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