Moss (company)

Last updated

Moss
Company type Private
IndustryFinancial technology
Founded2019
FoundersAnte Spittler
Anton Rummel
Ferdinand Meyer
Stephan Haslebacher
Headquarters,
Germany
ProductsSpend management software; corporate cards; invoice and expense management; accounts payable
Website www.getmoss.com

Moss is a Berlin-based financial technology (fintech) company that provides spend management software and corporate payment products for small and medium-sized enterprises (SMEs). [1] [2]

Contents

History

Moss was founded in 2019 by Ante Spittler, Anton Rummel, Ferdinand Meyer and Stephan Haslebacher. [3] [4] The company was previously known as Vanta and launched in mid-2020 with a corporate card product aimed at startups and digital companies in Germany. [5]

By 2021–2022, the company expanded beyond its initial corporate card offering into a broader spend management platform. It entered the Dutch market with an office in Amsterdam in 2021, followed by the UK market with an office in London in 2022. [4] [6] [7]

Products and services

Moss offers a range of spend management features including company payment cards and software to manage invoices, employee expenses, budgeting, and accounts payable automation. Media coverage has described Moss as providing modular functionality including issuing physical and virtual cards, invoice capture and approval, and expense reimbursement workflows. [4] [7] [6]

A 2023 Deutsche Bank case study described Moss as offering modules including issuance of physical and virtual cards, invoice approval, employee expense processing, budget and liquidity management, and pre-accounting functionality. [3]

Regulatory status and partnerships

Moss received a German e-money institution licence from the Federal Financial Supervisory Authority (BaFin) in June 2022. [3] A third-party register listing for e-money institutions states that Moss GmbH was granted BaFin authorisation on 29 June 2022 (reference number 159024). [8]

Moss also has a tech partnership with Deutsche Bank which uses APIs and virtual account numbers to enable real-time customer account top-ups and automated reconciliation. [3]

Funding

In January 2022, multiple outlets reported that Moss raised a €75 million Series B round led by Tiger Global with participation from A-Star, valuing the company at over €500 million (reported as approximately $573 million). [4] [2] [6]

Tech.eu reported that Moss raised $29 million in a Series A extension round in August 2021 led by Valar Ventures, with participation from Cherry Ventures and Global Founders Capital. [5]

Recognitions

Moss has been featured in Sifted's annual startup rankings multiple times, including the B2B SaaS Rising 100 (2024) and Sifted 100: DACH & CEE (2025) [9] [10] .

Corporate structure

The company’s German legal notice ( Impressum ) lists Nufin GmbH as responsible for the getmoss.com website and Moss platform, and Moss GmbH as an e-money institution and card issuer under BaFin supervision. [11]

References

  1. "Hyperscaling a fintech start-up: Lessons from Moss". McKinsey. 27 October 2022. Retrieved 18 December 2025.
  2. 1 2 "German fintech start-up Moss secures $86m Series B funding at $573m valuation". FinTech Futures. 25 January 2022. Retrieved 18 December 2025.
  3. 1 2 3 4 "APIs and virtual accounts, real-time benefits". Deutsche Bank (flow). 31 October 2023. Retrieved 18 December 2025.
  4. 1 2 3 4 "Berlin-based fintech soonicorn Moss scores €75 million for its holistic spend management platform". EU-Startups. 19 January 2022. Retrieved 18 December 2025.
  5. 1 2 "Berlin's Moss raises $29 million from Peter Thiel's Valar and others". Tech.eu. 19 August 2021. Retrieved 18 December 2025.
  6. 1 2 3 "Spend management startup Moss achieves €500 million valuation on €75m Series B". Finextra. 25 January 2022. Retrieved 18 December 2025.
  7. 1 2 "Introducing Moss, the all-in-one spend management system: an interview with CFO Christian Müller". Maddyness UK. 13 October 2022. Retrieved 18 December 2025.
  8. "Moss GmbH (Germany) – Company Profile and Review". TheBanks.eu. Retrieved 18 December 2025.
  9. "B2B SaaS Rising 100 (2024)". sifted.eu. Retrieved 9 January 2026.
  10. "Sifted 100: DACH & CEE — Fastest-Growing Startups 2025". sifted.eu. Retrieved 9 January 2026.
  11. "Impressum". Moss. Retrieved 18 December 2025.