National Association of State Charities Officials (NASCO) is an American association of state charity regulators and assistant attorneys general that provides an interstate forum for cooperative efforts on state charity regulation. [1]
In 1979 when NASCO was established, there was a "patchwork of state laws governing charities." [1] NASCO "informally merged" with the National Association of Attorneys General (NAAG) in 1984. [1]
NASCO works with the NAAG Charities Committee to facilitate training and annual seminars. The large annual conferences are considered to be the NASCO's "most significant activity." These conferences include a Public Day which includes participation from "nonprofit leaders, professional counselors and advisers, and academics" in conversations about "the latest trends and enforcement priorities of state-level charities regulators". [2]
In March 2017 NASCO and Federal Trade Commission (FTC) co-facilitated a conference entitled "Give & Take: Consumers, Contributions, and Charity Conference." [3]
The October 16, 2016 "Public Day" focused on "non-traditional models of philanthropy; regulation of donor-advised funds, endowments, and restricted gifts; top issues in corporate governance and the importance of nonprofit board education; new tools for the nonprofit sector; current trends in cybersecurity and how to handle data breaches." There was also an update on "the collaboration between the Federal Trade Commission (FTC) and regulators from all 50 states and the District of Columbia in the historic civil suit against four cancer charities in 2015". [4] The Reynolds cancer charities, were America's worst charities, a series of "sham charities" [5] run by James T. Reynolds along with friends and family members. The Cancer Fund of America was listed in the Times/CIR 2013 report as the second worst charity in the United States. The three others investigated by the FTC in 2015 were the Cancer Support Services, Children's Cancer Fund of America, and the Breast Cancer Society. [6] [7] [8]
At the Public Day of the 2015 Conference it was noted that the Internal Revenue Service had taken a " a less active role in the monitoring and regulation of the nation's nonprofits". The responsibility had shifted to State regulators who enforce State laws. [2]
In September - October 2010, the theme of the conference was "Charities & Regulators, Doing More With Less During Hard Economic Times" which included "an "Inside the Beltway" update of nonprofit initiatives from federal regulators and the U.S. Senate Finance Committee as well as panels addressing the role of government in oversight of nonprofit governance, how best to measure what makes an effective charity, and the creation and regulation of innovative fundraising strategies." [1]
The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) antitrust law and the promotion of consumer protection. The FTC shares jurisdiction over federal civil antitrust law enforcement with the Department of Justice Antitrust Division. The agency is headquartered in the Federal Trade Commission Building in Washington, DC.
A charitable organization or charity is an organization whose primary objectives are philanthropy and social well-being.
Credit counseling is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees. Regulations on credit counseling and Credit counseling agencies varies by country and sometimes within regions of the countries themselves. In the United States, individuals filing Chapter 13 bankruptcy are required to receive counseling.
The National Association of Attorneys General (NAAG) is a 501(c)(3) nonprofit organization of state and territory attorneys general in the United States.
Wiley Rein LLP, sometimes shortened to Wiley, is an American law firm based in Washington, D.C. With 240 lawyers, the firm represents clients in complex regulatory, litigation, and transactional matters. Many of the firm's lawyers and public policy advisors have held high-level positions in the White House, on Capitol Hill, and in federal agencies, including the U.S. Department of Defense, the U.S. Patent and Trademark Office, and the U.S. Department of Justice. The firm operates in industries including energy, manufacturing, defense, aerospace, intelligence, information technology, professional services, telecommunications, health care, architectural and engineering (A&E), and construction.
A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize the services of a third-party collection agency, repackage and resell portions of the purchased portfolio, or use any combination of these options.
Christine A. Varney is an American antitrust attorney who served as the U.S. assistant attorney general of the Antitrust Division for the Obama Administration and as a Federal Trade commissioner in the Clinton Administration. Since August 2011, Varney has been a partner of the New York law firm Cravath, Swaine & Moore, where she chairs the antitrust department.
Jonathan David Leibowitz is an American attorney who served under President Barack Obama as Chair of the Federal Trade Commission (FTC) from 2009 to 2013. Leibowitz was appointed to the commission in 2004, and resigned in 2013. During Leibowitz's tenure, the FTC brought privacy cases against Google, Facebook and others for violating consumer privacy, as well as enforcement against "pay-for-delay" deals in which pharmaceutical companies paid competitors to stay out of the market. Prior to joining the FTC, Leibowitz was Vice President for Congressional Affairs from 2000 to 2004 of the MPAA.
Form 990 is a United States Internal Revenue Service (IRS) form that provides the public with information about a nonprofit organization. It is also used by government agencies to prevent organizations from abusing their tax-exempt status. Some nonprofits, such as hospitals and other healthcare organizations, have more comprehensive reporting requirements.
Pamela LeDeyce Jones Harbour is an American lawyer who served as a member of the Federal Trade Commission (FTC) from 2003 to 2009. As of 2021, Harbour is one of just three African-Americans to have served as a member of the FTC. Additionally, she is one of the just three political independents to serve on the body as of 2017.
MyLife is an American information brokerage firm. The firm was founded by Jeffrey Tinsley in 2002 as Reunion.com and changed names following the 2008 merger with Wink.com.
Edith Ramirez is an American attorney who served as a member of the Federal Trade Commission from 2010 to 2017. Ramirez served as FTC Chair from 2013 to 2017, the first person of color to lead the agency.
Julie Simone Brill is an American lawyer who serves as Chief Privacy Officer and Corporate Vice President for Global Privacy, Safety and Regulatory Affairs at Microsoft. Prior to her role at Microsoft, Brill was nominated by President Barack Obama on November 16, 2009, and confirmed unanimously by the US Senate to serve as Commissioner of the US Federal Trade Commission on March 3, 2010. Brill served as a Commissioner of the Federal Trade Commission (FTC) from 2010 to 2016.
A charity regulator is a regulatory agency that regulates the charitable or wider nonprofit sectors in it respective jurisdiction. They can also be referred to as commissions, although that term can also refer specifically to the non-tax policy regulation of charitable organizations.
United Breast Cancer Foundation (UBCF), founded in October 2000, is a national nonprofit organization headquartered in Huntington Station, New York.
Institute of Competition Law is a think tank focused on bringing together government regulators, private practitioners, and academics to study and shape antitrust policy on an international scale.
Terrell McSweeny is an American attorney who served as a Commissioner of the Federal Trade Commission from 2014 until 2018.
The Reynolds cancer charities refer to the four "sham charities": the Cancer Fund of America, Inc. (CFA), Cancer Support Services Inc. (CSS), Children’s Cancer Fund of America Inc. (CCFOA), and The Breast Cancer Society Inc. (BCS) that began operations in 1984 and were shut down in 2016. They were run by James T. Reynolds, James Reynold II, Kyle Effler, Rose Perkins, Kristina Reynolds and other Reynolds family members and friends. The Federal Trade Commission (FTC) described the Reynolds cancer charities as "one of the largest charity fraud cases ever". They were listed as among America's worst charities, based on high management costs, high salaries to directors, and low (1%–2.5%) proportion of income disbursed to beneficiaries. The investigation of the Reynolds' sham charities, initiated by the FTC and all fifty states plus the District of Columbia, resulted in "one of the largest actions brought to date [2015] by enforcers against charity fraud." The May 2015 historic civil suit, alleged that CFA, CSS, CCFOA, and BCS had collected more than $187 million in donations from consumers and that an "overwhelming majority" of the money went to "the perpetrators, their families and friends", and for-profit fundraisers contracted by the charities. Reynolds' and associates contracted about ten of these for-profit solicitors who "earned more than 80 cents of every dollar donated" [to CFA] for a total of $80.4 million."
Circle of Friends for American Veterans (COFAV), also known as "American Homeless Veterans," was a 501(c)(3) organization that supported veterans and related causes. It was founded in 1993 in Falls Church, Virginia by Brian Arthur Hampton. The charity has faced criticism for allocating only about 10% of its income to charitable causes, with the remainder being paid to fundraisers.
Outreach Calling Inc is a for-profit fundraiser which was incorporated in 2009. It is headquartered in New Jersey and has offices in the United States and Canada with a virtual office in Reno, Nevada. The firm's telemarketers solicit funds on behalf of not-for-profit charities.