A building society is a financial institution owned by its members as a mutual organization, which offers banking and related financial services, especially savings and mortgage lending. They exist in the United Kingdom, Australia and New Zealand, and formerly in Ireland and several Commonwealth countries, including South Africa as mutual banks. They are similar to credit unions, but rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups.
The Royal County of Berkshire, commonly known as simply Berkshire, is a ceremonial county in South East England. It is bordered by Oxfordshire to the north, Buckinghamshire to the north-east, Greater London to the east, Surrey to the south-east, Hampshire to the south, and Wiltshire to the west. Reading is the largest settlement and the county town.
Newburyport is a coastal city in Essex County, Massachusetts, United States, 35 miles (56 km) northeast of Boston. The population was 18,289 at the 2020 census. A historic seaport with a vibrant tourism industry, Newburyport includes part of Plum Island. The mooring, winter storage, and maintenance of recreational boats, motor and sail, still contribute a large part of the city's income. A Coast Guard station oversees boating activity, especially in the sometimes dangerous tidal currents of the Merrimack River.
West Newbury is a town in Essex County, Massachusetts, United States. Situated on the Merrimack River, its population was 4,500 at the 2020 census.
Newbury is a market town in the West Berkshire unitary area in the ceremonial county of Berkshire, England. It is also where West Berkshire Council is located. Newbury is in the valley of the River Kennet, 26 mi (42 km) south of Oxford, 25 mi (40 km) north of Winchester, 27 mi (43 km) southeast of Swindon and 20 mi (32 km) west of Reading.
Nationwide Building Society is a British mutual financial institution, the seventh largest cooperative financial institution and the largest building society in the world with over 16 million members. Its headquarters are in Swindon, England.
St. Bartholomew's School has been a non-selective local comprehensive school since 1975. It is a co-educational state funded academy school whose predecessor schools were founded in 1466 in Newbury, Berkshire in the United Kingdom. It accepts students aged 11–18 within its local geographical catchment area, and has approximately 1,970 students on roll, including a sixth form of around 620. It is currently rated by Ofsted as "Outstanding".
Newbury Park is a London Underground station in Newbury Park, Ilford, East London. It is between Barkingside and Gants Hill stations on the Hainault loop of the Central line, in Travelcard Zone 4. The station was initially opened by the Great Eastern Railway on 1 May 1903 and subsequently transferred its services to the London & North Eastern Railway due to the amalgamation. Underground trains only started serving the station on 14 December 1947, operating via the Gants Hill tunnel. The line was extended to Hainault on 31 May 1948. The Grade II listed bus shelter designed by Oliver Hill opened on 6 July 1949. Lifts were fully installed at Newbury Park in November 2018 to provide step-free access to the station, approximately 10 years after TfL abandoned the project.
Yorkshire Building Society is the third largest building society in the UK, with its headquarters in Bradford, West Yorkshire, England. It is a member of the Building Societies Association.
Leeds Building Society is a building society based in Leeds, England. It serves approximately 719,000 customers across the United Kingdom, who together hold £9.9 billion in savings balances and is the fifth largest building society in the UK.
Chelsea Building Society is a trading name of Yorkshire Building Society based in Bradford, West Yorkshire. Chelsea merged with the Yorkshire in 2010, at which point Chelsea was the fourth largest building society in the United Kingdom, with assets in excess of £13 billion and 35 branches, mainly in the southern areas of England, particularly in London.
The Principality Building Society is a building society based in Cardiff, Wales. With assets of £11bn it is the largest building society in Wales and the sixth largest in the United Kingdom. Principality Building Society is mutual, which means it is owned by its members rather than shareholders. It serves clients through the internet and telephone as well as at high street branches. It is a member of the Building Societies Association.
The Coventry Building Society is a building society based in Coventry, England. It is the second largest in the United Kingdom with total assets of more than £61 billion at 30 June 2023, up from £58 billion at 31 December 2022. It is a member of the Building Societies Association. The society has 1.5 million saver-members and a further 350,000 borrower-members.
Derbyshire Building Society was a UK building society based in Duffield, Derbyshire in the East Midlands of England. It was the 9th largest building society in the United Kingdom based on total assets of £7.1 billion at 31 December 2007, until it was acquired by Nationwide Building Society on 1 December 2008. It operated as a trading division of the society, with 50 branches, until it was fully integrated into its parent in November 2014.
The Beverley Building Society is a British building society that was founded in 1866 and is based in the East Riding of Yorkshire town of Beverley.
The Melton Building Society is a building society based in Melton Mowbray, Leicestershire in the East Midlands. It was established in 1875 and is one of the oldest surviving building societies in the United Kingdom with over 65,000 members. It provides mortgages, savings, insurance and investment products from its principal office and three branches in Melton Mowbray, Oakham and Grantham. The society has a subsidiary, named MBS Lending Limited, which provides mortgage finance to customers who do not meet the criteria to become society members and accounts for approximately 14% of total outstanding loans.
The Cambridge Building Society is a UK mutual building society based in Cambridge, Cambridgeshire, England. It is the 13th largest in the United Kingdom based on total assets of £1,586 million at 31 December 2019. It is a member of the Building Societies Association. It was formed in 1850 as the Cambridgeshire Permanent Benefit Building Society, adopting its current name in 1945.
The Earl Shilton Building Society is a British building society, which has its head office in Earl Shilton, Leicestershire. It is the second-smallest in the United Kingdom based on total assets of £150 million as at 31 March 2022. The society has a branch in Barwell too.
Cheltenham & Gloucester plc (C&G) was a mortgage and savings provider in the United Kingdom, a subsidiary of Lloyds Banking Group. C&G specialised in mortgages and savings products. Previously, C&G was a building society, the Cheltenham and Gloucester Building Society. Its headquarters were in Barnwood, Gloucester, Gloucestershire, England. C&G was closed to new mortgage and savings business on 9 September 2013.
