Payments Associations

Payments Associations

Nacha Direct Member Logo
Founded	1972

Center for Payments

Founded	1972

U.S. Payments Associations are independently-run, U.S. not-for-profit trade associations that provide payments-related education, industry representation, and guidance to payments professionals. Each association is a direct member of Nacha and certified to provide ACH education.

Payments associations also partner with rule makers, regulators and other industry partners to provide guidance for other payments channels and support the evolution of the U.S. payment systems. U.S.

Payments associations provide education and expertise to support payments professionals in their pursuit and continuation of payments accreditations and certifications including the (list AAP, APRP, FPP, NCP).

List of Payments Associations

Source: ^[1]

Each Payments Association follows generally provide services to specific areas, depending on their available payments educational offerings.

Payments Association	Logo	Date Founded	Headquarters	Territory	Mergers
ePayResources		1974 [2]	Dallas, TX	Florida, Louisiana, New Mexico, North Carolina, Texas, Virginia, West Virginia	EastPay, SWACHA [3]
EPCOR		2009	Kansas City, MO	Arkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, West Virginia	Mid-America Payments Exchange (MPX), Payments Central [4]
Macha - Everything Payments - Everywhere		1975 [5]	Hanover, MD and Germantown, WI	Delaware, District of Columbia, Hawaii, Maryland, Pennsylvania, Virginia, West Virginia, Wisconsin	WACHA - Wisconsin Automated Clearinghouse Association [6]
NEACH		1973	Burlington, MA	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont
PaymentsFirst			Atlanta, GA	Alabama, Georgia, South Carolina, Tennessee	ALACHA, GACHA, SOCACHA, TACHA
SHAZAM, Inc.		1976 [7]	Johnston, IA	Iowa
Southern Financial Exchange		May 19, 1976 [8]	New Orleans, LA	Alabama, Arkansas, Louisiana, Mississippi, Tennessee	LAMACHA, MSACHA
The Clearing House Payments Authority [9]			New York, NY	Delaware, Illinois, Indiana, New Jersey, New York, Pennsylvania, Puerto Rico, U.S. Virgin Islands	The Clearing House, The Payments Authority
UMACHA		1974 [10]	Brooklyn Park, MN	Michigan, Minnesota, Montana, North Dakota, South Dakota, Wisconsin
WesPay		1972 [11]	San Francisco, CA	Alaska, American Samoa, Arizona, California, Colorado, Guam, Idaho, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming

References

1. "Payments Associations | centerforpayments". www.centerforpayments.org. Retrieved 2020-02-12.
2. "About ePayResources". 2024-07-04.
3. "About ePayResources". www.epayresources.org. Retrieved 2016-11-22.
4. "About EPCOR". 2024-07-04.
5. "Our Mission". www.macha.org. Retrieved 2016-11-22.
6. "FAQ: Updates & Answers to Questions Regarding MACHA & WACHA's Merger". www.macha.org. Retrieved 2021-03-03.
7. "SHAZAM Network EFT Provider: Debit and Credit Payment Processing". www.shazam.net. Retrieved 2016-11-22.
8. Louisiana-Alabama-Mississippi Automated Clearing House Association Articles of Incorporation
9. "About TCH Payments Authority | The Clearing House". www.theclearinghouse.org. Retrieved 2016-11-22.
10. "UMACHA | About UMACHA". umacha.org. Retrieved 2016-11-22.
11. "WesPay History". www.wespay.org. Retrieved 2016-11-22.