SyntheticFi

SyntheticFi LLC

Company type	Private
Industry	Financial technology
Founded	2023;2 years ago (2023)
Headquarters	San Francisco, California
Products	Securities-backed lending
Number of employees	10 (2025)
Website	www.syntheticfi.com

SyntheticFi LLC is a financial technology company based in San Francisco, California. Founded in 2023, the firm is registered with the U.S. Securities and Exchange Commission (SEC) as an investment advisor. It is funded by Y Combinator and backed by several principals of investment advisory firms (RIAs). ^[1]

The company offers an alternative to traditional securities-backed lending with synthetic loans structured through box spreads. Its platform is designed to serve financial advisors and high-net-worth individuals seeking portfolio-based liquidity without triggering asset sales. ^{[2] [3]}

References

1. "IAPD - Investment Adviser Public Disclosure - Homepage". adviserinfo.sec.gov. Retrieved 2025-06-19.
2. "Long-Dated Box Spreads: A Better Way to Buy a Home". Cboe. Retrieved 2025-06-19.
3. "SyntheticFi: Low cost securities-backed lending for independent financial advisors". Y Combinator. Retrieved 2025-06-19.