An individual savings account is a class of retail investment arrangement available to residents of the United Kingdom. First introduced in 1999, the accounts have favourable tax status. Payments into the account are made from after-tax income, then the account is exempt from income tax and capital gains tax on the investment returns, and no tax is payable on money withdrawn from the scheme.
Unschooling is an informal learning method that prioritizes learner-chosen activities as a primary means for learning. Unschoolers learn through their natural life experiences including play, household responsibilities, personal interests and curiosity, internships and work experience, travel, books, elective classes, family, mentors, and social interaction. Often considered a lesson- and curriculum-free implementation of homeschooling, unschooling encourages exploration of activities initiated by the children themselves, under the belief that the more personal learning is, the more meaningful, well-understood, and therefore useful it is to the child. While unschooled students may occasionally take courses, unschooling questions the usefulness of standard curricula, fixed times at which learning should take place, conventional grading methods in standardized tests, forced contact with children in their own age group, the compulsion to do homework regardless of whether it helps the learner in their individual situation, the effectiveness of listening to and obeying the orders of one authority figure for several hours each day, and other features of traditional schooling.
Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.
Robert Toru Kiyosaki is a Japanese-American entrepreneur, businessman and author. Kiyosaki is the founder of Rich Global LLC and the Rich Dad Company, a private financial education company that provides personal finance and business education to people through books and videos. The company's main revenues come from franchisees of the Rich Dad seminars that are conducted by independent individuals using Kiyosaki's brand name. He is also the creator of the Cashflow board and software games to educate adults and children about business and financial concepts.
Dissaving is negative saving. If spending is greater than disposable income, dissaving is taking place. This spending is financed by already accumulated savings, such as money in a savings account, or it can be borrowed. Household dissaving therefore corresponds to an absolute decrease in their financial investments.
Gail Vaz-Oxlade is a Jamaican-Canadian financial writer and television personality who lives in Brighton, Ontario, Canada. Vaz-Oxlade hosts the Canadian television series Til Debt Do Us Part, Princess and, most recently, Money Moron. Vaz-Oxlade is also a regular columnist for Yahoo! Canada Finance. Previously, she was a regular feature writer for The Globe and Mail, Chatelaine magazine, IE: Money and MoneySense.ca, among others. Gail most recently ventured into the divorce realm by offering financially based divorce services through Common Sense Divorce.
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt. The card issuer creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards, and a few gemstone-encrusted metal cards.
An allowance is an amount of money given or allotted usually at regular intervals for a specific purpose. In the context of children, parents may provide an allowance to their child for their miscellaneous personal spending. In the construction industry, an allowance may be an amount allocated to a specific item of work as part of an overall contract.
Jean Sherman Chatzky is an American journalist, a personal finance columnist, financial editor of NBC’s TODAY show, AARP’s personal finance ambassador, and the founder and CEO of the multimedia company HerMoney.
Arizona Saves is a non-profit organization offering free services to promote financial education throughout the state of Arizona. It partners with other non-profit and community development agencies, financial institutions, faith-based organizations, and city governments to provide no-cost financial education for low- to moderate-income individuals and families.
Susan Beacham, also known as “Mrs. Money”, is an American personal finance educator specializing in financial literacy for children. Her career in banking led her to found the company Money Savvy Generation. The company develops educational toys, curriculum, and resources to teach financial education to children of all ages. Through her blog, she offers financial expertise to her readers.
Rich Dad is a brand established by Robert Kiyosaki for a series of educational books and games about personal finance.
Consumer socialization is the process by which young people acquire skills, knowledge and attitudes relevant to their functioning as consumers in the marketplace. It has been argued, however, that consumer socialization occurs in the adult years as well. This field of study is a subdivision of consumer behavior as its main focus is on how childhood and adolescent experiences affect future consumer behavior. It attempts to understand how factors such as peers, mass media, family, gender, race, and culture play an influence in developing customer behavior.
Family Game Night is an American television game show based on Hasbro's family of board games and EA's video game franchise of the same name. The show was hosted by Todd Newton. Burton Richardson was the announcer for the first two seasons; he was replaced by Stacey J. Aswad in the third season, and Andrew Kishino was hired for the fourth season. The 60-minute program debuted on October 10, 2010, on The Hub ; it was previewed on October 9, 2010, on its sister channel, TLC. Seasons 1 and 2 contained 26 and 30 episodes respectively. Seasons 3, 4 and 5 each contained 15 episodes. Season 2 premiered on Friday, September 2, 2011, with additional games being added. The games added to the second season included Cranium Brain Breaks, Green Scream, Ratuki Go-Round, Simon Flash, Operation Sam Dunk, Trouble Pop Quiz, and Spelling Bee. However games from the previous season were still kept.
Butterflies founded by Rita Panicker is a registered voluntary organisation working with vulnerable children, especially street and working children in Delhi since 1989. With a rights based, participatory, non-institutional approach the organisation endeavours to educate and impart life skills to vulnerable children so that they become self-reliant.
Howard Dvorkin is a CPA, author, national columnist, philanthropist, and founder of the nation's fourth-largest credit counseling agency. The chairman of Debt.com, he has advocated a cash-only lifestyle without credit cards.
Rachel Cruze is an American author who specializes on the subject of personal finance. Her book Smart Money Smart Kids, co-authored with her father, Dave Ramsey, reached number one on The New York Times Best Seller list in 2014. Her second book Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want was published in 2016.
PromotionCode.org is a coupon website that provides promotional codes and print coupons to consumers. The corporation's headquarters is in Tallahassee, Florida and it has a west coast office in Las Vegas, Nevada.
Amanda Steinberg is the founder of DailyWorth, a financial media platform for professional women focusing on money and business, in 2009. She is also the author of the book Worth It: Your Life, Your Money, Your Terms
GoHenry is a US and UK-based financial technology company, that provides a Visa debit card and financial education app for children aged 6 to 18.
