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Agency overview | |
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Formed | 1 January 1987 |
Preceding agency |
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Employees | 947 (June 2018) |
Minister responsible |
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Key documents |
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Website | tac |
Agency ID | PROV VA 2892 |
The Transport Accident Commission (TAC) is the statutory insurer of third-party personal liability (CTP insurance in other states) for road accidents in the State of Victoria, Australia. It was established under the Transport Accident Act 1986. [1]
Its purpose is to fund treatment and support services for people injured in transport accidents. The TAC's support covers medical and non-medical expenses incurred as a result of an accident, for example income support for people whose injuries prevent them from performing normal job duties, or return to work programs, and equipment or aids, such as wheelchairs or crutches that are recommended by a healthcare professional. Funding used by the TAC to perform these functions comes from compulsory payments made by Victorian motorists when they register their vehicles each year with VicRoads. [2]
The TAC also has a duty to help reduce accidents on Victorian roads. It is responsible for the majority of road safety advertising in the state.
In 1973, the Parliament of Victoria passed the Motor Accidents Act, which established the Motor Accidents Board to pay compensation to people injured in motor vehicle accidents. The Act granted a form of no-fault insurance to Victorian residents in certain circumstances, but victims retained their common law right to sue other drivers for fault or negligence, and the Board was prevented from providing compensation in some situations, such as where the victim's blood alcohol content at the time of the accident was above 0.05%. [3]
Over the following decade, the compensation scheme was heavily criticised from two main perspectives: first, that the retention of common law rights discriminated between victims who could prove fault and those who could not; and second, that the scheme was financially unviable in the long term. In 1986, the Labor government under Premier John Cain proposed legislation that would re-establish the compensation scheme and completely eliminate the right of individuals to sue for damages in motor vehicle accidents. However, due to widespread political and public opposition, a compromise solution was arranged, whereby the no-fault compensation scheme would be radically expanded, but the most seriously injured victims would retain a right to damages. This solution was enshrined in law by the Transport Accident Act 1986, which established the Transport Accident Commission and became effective on 1 January 1987. [3]
The TAC is known for its powerful road safety public education campaigns which emphasize the personal costs of dangerous driving practices (such as speeding and drunk driving) using emotive, educational and enforcement based themes. [4]
In 1989, the increasing cost of accidents caused VicRoads and the TAC to adopt a new approach including:
For its part, the TAC funds television and billboards coupled with high-impact advertising.
The TAC's most well known slogan is "If you drink, then drive, you're a bloody idiot," which was introduced in 1989. This slogan has become a catchphrase in Australia, and has even been used in other countries (including Canada and New Zealand). It was replaced in 2011 with "Only a little bit over? You bloody idiot," to reflect the danger of low-level drink-driving. [5]
Another well known slogan is "Don't fool yourself, speed kills," which was introduced in 1994. This was modified in 2013 to reflect low-level speeding to "Wipe off 5." [6]
Other recognised TAC slogans from the 1990s include "Belt up, or suffer the pain," "Take a break, fatigue kills," "It's in your hands, concentrate or kill," and "Country people die on country roads."
A recent safety campaign drew attention to life-saving in-car technologies, such as Electronic Stability Control and curtain airbags. The aim of this campaign was to encourage car buyers to ask for these important safety features when purchasing their next car (the TAC has set up a website to promote this). The Victorian Government has mandated this as a future design requirement.
In 2016, the TAC commissioned the lifelike figure depicting what a human would look like if the species evolved to survive car crashes known as Project Graham.
On 10 March 2009, the TAC began in-game advertising in Saint's Row 2 , and have their slogans featured on banners in Trackmania Nations.
In Grand Theft Auto IV , there is a homage to the "bloody idiot" slogan. If the player gets Niko drunk and makes him drive, either he or his drinking partner will say "Niko, if you drink then drive, you're a bloody idiot".
The TAC has had partnerships with the Australian Football League and its teams to help road safety messages reach audiences at a grass-roots level. [7]
Most famously, the TAC was the major sponsor of Richmond for 16 years through the "Drink, drive, bloody idiot" campaign, which saw the "Drink drive" message displayed on the team's guernseys which was terminated when a Richmond player was caught drink-driving. [8] The TAC also sponsored Essendon from 1994 until 2000 with the "Don't fool yourself, speed kills" campaign, and Collingwood from 2002 until 2006 with the "Wipe off 5" message.
The TAC has been the major sponsor of the quasi-national under-18s Australian Rules Football league, known as the TAC Cup, since its inception in 1992. Outside Australian Rules, the TAC has partnerships with A-League side Melbourne Victory and the Australian Formula One Grand Prix.
Driving is the controlled operation and movement of a land vehicle, including cars, motorcycles, trucks, and buses. A driver's permission to drive on public highways is granted based on a set of conditions being met, and drivers are required to follow the established road and traffic laws in the location they are driving. The word "driving" has etymology dating back to the 15th century. Its meaning has changed from primarily driving working animals in the 15th century to automobiles in the 1800s. Driving skills have also developed since the 15th century, with physical, mental and safety skills being required to drive. This evolution of the skills required to drive have been accompanied by the introduction of driving laws which relate not only to the driver but also to the driveability of a car.
Road traffic safety refers to the methods and measures, such as traffic calming, to prevent road users from being killed or seriously injured. Typical road users include pedestrians, cyclists, motorists, passengers of vehicles, and passengers of on-road public transport, mainly buses and trams.
Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as vandalism, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.
Risk compensation is a theory which suggests that people typically adjust their behavior in response to perceived levels of risk, becoming more careful where they sense greater risk and less careful if they feel more protected. Although usually small in comparison to the fundamental benefits of safety interventions, it may result in a lower net benefit than expected or even higher risks.
IAM RoadSmart, formerly called the Institute of Advanced Motorists (IAM), is a charity based in the United Kingdom, whose objective is to improve car driving standards, motorcycle riding standards, and enhance road safety by using the British police's system of car and motorcycle control. The System was devised in 1937 by racing driver Mark Everard Pepys, 6th Earl of Cottenham, to reduce accidents in police pursuits.
A hoon is an Australian and New Zealand term describing a person who deliberately drives a vehicle in a reckless or dangerous manner, generally in order to provoke a reaction from onlookers.
Graduated driver licensing systems (GDLS) are designed to provide new drivers of motor vehicles with driving experience and skills gradually over time in low-risk environments. There are typically three steps or stages through which new drivers pass. They begin by acquiring a learner's permit, progress to a restricted, probationary or provisional license, followed by receipt of a full driver's license. Graduated drivers' licensing generally restricts nighttime, expressway, and unsupervised driving during initial stages, but lifts these restrictions with time and further testing of the individual, eventually concluding with the individual attaining a full driver's license.
Drinking And Driving Wrecks Lives is the tagline to a series of public information films (PIFs) that ran in the UK between 1987 and 1997 as part of the Government's Safety on the Move road safety campaign, addressing the problem of drink-driving.
Julie, also known as Julie knew her killer, is the title of a British public information film (PIF) about the importance of wearing a seatbelt in the rear of a car. It ran on national television from 1998 to 2003, and was so successful it was also shown in France, Germany and Australia, as well as being remade by Royal Dutch Shell for broadcast in Libya.
Many countries have adopted a penalty point or demerit point system under which a person's driving license is revoked or suspended based on the number of points they have accumulated over a specific period of time. Points are given for traffic offenses or infringements committed during that period. The demerit points schemes of each jurisdiction vary. These demerit schemes are usually in addition to fines or other penalties which may be imposed for a particular offence or infringement.
Transportation safety in the United States encompasses safety of transportation in the United States, including automobile crashes, airplane crashes, rail crashes, and other mass transit incidents, although the most fatalities are generated by road incidents annually killing 32,479 people in 2011 to over 42,000 people in 2022. The number of deaths per passenger-mile on commercial airlines in the United States between 2000 and 2010 was about 0.2 deaths per 10 billion passenger-miles. For driving, the rate was 150 per 10 billion vehicle-miles: 750 times higher per mile than for flying in a commercial airplane. For a person who drives a million miles in a lifetime this amounts to a 1.5% chance of death.
The Motor Insurers' Bureau (MIB) was founded in the UK in 1946 as a private company limited by guarantee and is the mechanism in the UK through which compensation is provided for victims of accidents caused by uninsured and untraced drivers, which is funded by an estimated £30 a year from every insured driver's premiums.
Intelligent speed assistance (ISA), or intelligent speed adaptation, also known as alerting, and intelligent authority, is any system that ensures that vehicle speed does not exceed a safe or legally enforced speed. In case of potential speeding, the driver can be alerted or the speed reduced automatically.
WorkSafe Victoria is the trading name of the Victorian WorkCover Authority, a statutory authority of the state government of Victoria, Australia.
A traffic collision, also known as a motor vehicle collision, or car crash, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other moving or stationary obstruction, such as a tree, pole or building. Traffic collisions often result in injury, disability, death, and property damage as well as financial costs to both society and the individuals involved. Road transport is statistically the most dangerous situation people deal with on a daily basis, but casualty figures from such incidents attract less media attention than other, less frequent types of tragedy. The commonly used term car accident is increasingly falling out of favor with many government departments and organizations, with the Associated Press style guide recommending caution before using the term and the National Union of Journalists advising against it in their Road Collision Reporting Guidelines. Some collisions are intentional vehicle-ramming attacks, staged crashes, vehicular homicide or vehicular suicide.
Road speed limit enforcement in the United Kingdom is the action taken by appropriately empowered authorities to attempt to persuade road vehicle users to comply with the speed limits in force on the UK's roads. Methods used include those for detection and prosecution of contraventions such as roadside fixed speed cameras, average speed cameras, and police-operated LIDAR speed guns or older radar speed guns. Vehicle activated signs and Community Speed Watch schemes are used to encourage compliance. Some classes of vehicles are fitted with speed limiters and intelligent speed adaptation is being trialled in some places on a voluntary basis.
SaveLIFE Foundation (SLF) is an independent, non-profit, non-governmental organization focused on improving road safety and emergency medical care across India. SLF combines evidence-based research with policy advocacy, communication, and on-ground execution of projects in the two areas of crash prevention as well as post-crash response. Over the past few years, SLF has facilitated the enactment of the Good Samaritan Law in India, which insulates lay rescuers of injured victims from ensuing legal and procedural hassles. It has also adopted the Mumbai Pune Expressway to transform it into a Zero Fatality Corridor, trained several thousand Police personnel and citizens in basic life-saving techniques, and built technology platforms to assist road users and those interested in road safety.
Kunhadi is a non-profit organization concerned with road safety in Lebanon. Kunhadi is aimed at raising road safety awareness, especially among young people. The organization was established in 2006 after Hady Gebrane died from a car crash at age 18.
Increases in the use of autonomous car technologies are causing incremental shifts in the control of driving. Liability for incidents involving self-driving cars is a developing area of law and policy that will determine who is liable when a car causes physical damage to persons or property. As autonomous cars shift the control of driving from humans to autonomous car technology, there is a need for existing liability laws to evolve to reasonably identify the appropriate remedies for damage and injury. As higher levels of autonomy are commercially introduced, the insurance industry may see higher proportions of commercial and product liability lines of business, while the personal automobile insurance line of business shrinks.
Project Graham is a lifelike figure depicting what a human would look like if the species evolved to survive car crashes. Created as part of a road safety campaign for the Transport Accident Commission (TAC) of Victoria, Australia, it was meant to symbolize the vulnerability of human bodies in such accidents.
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