United Heritage Credit Union

Last updated
United Heritage Credit Union
Type Credit union
Industry Financial services
Founded1957
Headquarters
Austin, Texas
Number of locations
11 branches
Area served
Texas
Products Savings accounts, checking accounts, consumer loans, Online Banking, Mobile Banking, ATMs, Insurance, Investments
Website uhcu.org

United Heritage Credit Union is a credit union headquartered in Austin, Texas, chartered and regulated under the authority of the Texas Credit Union Department [1] and federally insured by the National Credit Union Administration. United Heritage Credit Union has over $1 billion in assets.

Contents

History

United Heritage Credit Union was founded in 1957 as Military Federal Credit Union offering loans and savings to military personnel. In 1969, the credit union expanded as Bergstrom Federal Credit Union, at which time it was able to add more services and increase its membership base. In 1989, the credit union merged with Texas Hospital Association Credit Union, Texas National Guard Credit Union and Healthcare Federal Credit Union. Therefore, by 1993, the credit union was able to include hospitals, hospital affiliates and select employer groups (SEGs) to its growing membership base. In that same year the credit union changed its name to United Heritage Federal Credit Union. Then in 1997, the credit union switched from a federal charter to a state charter, officially changing the name to United Heritage Credit Union. [2]

United Heritage has repeatedly been named as one of Austin’s Top 5 Credit Unions by the Austin Business Journal 2019. [3]

In July 2013, United Heritage Credit Union launched an updated website at uhcu.org. Later in 2013, United Heritage competed in a Site of the Year contest organized by Kentico CMS. Sites built on the platform competed against one another in several categories, including Business Services, Consumer Goods, E-Commerce, Education, Financial Services and more. United Heritage competed in the Financial Services category and received the Best Financial Services Site title. The overall title of Site of the Year 2013 was awarded to the Canadian Red Cross website. [4]

In 2015, United Heritage Credit Union made The Financial Brand's list of "Top 100 Credit Unions Using Social Media." [5] That same year, the credit union nabbed a spot on The Financial Brand's list of "25 Inspirational & Responsive Banking Website Designs." [6]

In 2016, the credit union won a number of awards—including a CUNA Diamond Award, [7] Hermes Creative Award, [8] American Business Award [9] and Communicator Award [10] —for its Summer Showtime campaign, an annual social media contest that gives entrants the chance to win tickets to concerts, theme parks and more via entries on Facebook, Instagram and Twitter.

In 2018, United Heritage Credit Union reached $1 Billion in assets. [11]

Branch locations

Throughout the years, the credit union opened multiple branch locations. There are now 11 United Heritage Credit Union branches in Central Texas and Tyler, Texas. [12] In 1988, it opened the North Austin location off of Mopac Expressway. In 1992, it opened its first branch in Tyler, Texas, which has since moved to a different location in Tyler. The next year, in 1993, it opened a branch in Georgetown, Texas. A few years later, in 1996, it opened a branch off of Manchaca Rd in South Austin, which then received an extensive renovation completed in 2011. In 2004, the credit union opened its Round Rock location and opened its Cedar Park branch in 2006. [13] In 2008, the credit union opened 3 different locations, one in Lakeway, [14] one in Westlake [15] and one off of Slaughter Lane in Southwest Austin. [16] Then in 2009, the Kyle, Texas, location opened. [17] In 2011, the credit union opened a branch in River Place, a community located west of Austin at RM 2222 and RR 620. [18]

Membership and organization

United Heritage Credit Union is a state chartered member-owned financial cooperative with branches in the Austin area and Tyler, Texas. The credit union also provides business services, including checking, savings, investments, insurance and commercial loans.

United Heritage Credit Union is a member of the Alliance of Austin Credit Unions [19] and CO-OP Financial Services and participates as a CU Service Center. United Heritage is currently rated A+ by the Better Business Bureau (BBB). [20]

United Heritage Credit Union membership is available to anyone who lives, works, attends school, or has a business located in Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood county. Membership is also available to family members of current members or anyone who works for an employer on the select employer group list as well as those that join or are current members of the Texas Consumer Council (TXCC). [21]

Employees

United Heritage employs over 200 people in the Austin and Tyler, Texas, areas. [22]

Products and services

United Heritage Credit Union offers products and services found in many other financial institutions, including savings and checking accounts, multiple types of loan products and several investment products, insurance, as well as online and mobile banking services, including Mobile Deposit and Web BillPay. United Heritage also offers several unique products, including Instant Issue Debit Cards, [23] which are instantly issued debit cards that can be printed in minutes at any full-service UHCU branch location.

Related Research Articles

Navy Federal Credit Union Credit union in the United States

Navy Federal Credit Union is a global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Navy Federal is the largest natural member credit union in the United States, both in asset size and in membership. As of December 2021, Navy Federal has $151.1 billion USD in assets and has 11.1 million members.

Truliant Federal Credit Union

Truliant Federal Credit Union is a not-for-profit credit union serving North Carolina, South Carolina and Virginia. Truliant is insured by the National Credit Union Administration (NCUA) and is an equal housing lender.

Security Service Federal Credit Union

Security Service Federal Credit Union (SSFCU) is federally chartered and federally insured by the National Credit Union Administration (NCUA). With more than $9.8 billion in assets and more than 925,000 members, Security Service Federal Credit Union operates 66 locations throughout Texas, Colorado and Utah. Security Service is the largest credit union in San Antonio, Texas, and is among the largest credit unions in the United States. The credit union provides access to more than 5,000 credit union locations nationwide through the CU Service Centers shared branching network.

Desert Financial Credit Union Credit union in Arizona

Desert Financial Credit Union is a credit union based in Phoenix, Arizona, that operates 48 branches and service centers throughout Gila, Maricopa, and Pinal counties and now statewide in Arizona. Desert Financial remains federally insured by the NCUA and in addition will be regulated by the Arizona Department of Financial Institutions, which regulates state chartered credit unions in Arizona. Desert Financial is the largest credit union in Arizona, managing nearly $6 billion in assets as of March 2020.

Delta Community Credit Union is a credit union headquartered in Georgia, a state in the United States. Delta Community Credit Union has $8.5B in assets and more than 430,000 members. USA Credit Unions has ranked Delta Community as among the top 25 largest credit unions in the U.S. Members include residents in 16 Atlanta metro area counties. The credit union serves the following companies: Delta Air Lines, Chick-fil-A, RaceTrac and UPS. As a not-for-profit credit union, their earnings must be returned to their members. According to Credit Unions Online, "the largest credit union in Georgia is Delta Community Credit Union...". Delta Community is a state-chartered credit union organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund. There are 30 branch offices. It is a member of CO-OP, formerly known as CU Service Centers, a nationwide cooperative that has 3,500 member credit unions with +5,000 branches.

South Carolina Federal Credit Union

South Carolina Federal Credit Union is a credit union headquartered in North Charleston, South Carolina, that is supervised and insured by the National Credit Union Administration (NCUA), an agency of the U.S. government. South Carolina Federal is the largest, oldest, locally owned financial institution in the Charleston tri-county area. As of 2018, South Carolina Federal had over US$1.8 billion in assets and over 160,000 active members.

Altura Credit Union California financial institute

Altura Credit Union (Altura) is the largest credit union headquartered in Riverside County, California, with over 150,000 members and assets in excess of $2 billion. As a federally insured, state-chartered financial institution, Altura operates 19 full-service branches and its deposit assets are insured by the National Credit Union Share Insurance Fund (NCUSIF). Altura offers a wide range of financial products and services that include checking and savings accounts, new and used auto loans, commercial and residential mortgage loans, and wealth management services. Altura's banking platform includes online banking, mobile banking, web bill pay, and online/mobile loan applications. Altura also belongs to the CO-OP shared branching network, which provides its members with fee-free access to over 5,200 branches and more than 30,000 ATMs.

Firstmark Credit Union

Firstmark Credit Union is a federally insured, state-chartered, member-owned, not-for-profit financial cooperative. The credit union was founded by educators in 1932, and changed its name to Firstmark Credit Union in October 2002. Serving over 100,000 members and managing assets of more than US $1 billion, the Credit Union is the fourth largest in San Antonio, Texas’. With eleven financial centers(including the acquisition of Southside Credit Union and St. Joseph's Credit Union), the Credit Union offers a full range of financial products and services, both personal and commercial. Firstmark Credit Union is community-chartered. Membership is open to anyone who lives, works, worships or attends school in include all counties contiguous to Bexar County and Gillespie County. Under new field of membership, Firstmark has grown full community membership from 8 counties to 21 counties; Kerr County, which is contiguous to Gillespie County, is being added as the one county where Firstmark did not previously have any field of membership included in its bylaws. These new membership qualifications make it easier for individuals in these communities to become members of Firstmark Credit Union.

ESL Federal Credit Union

ESL Federal Credit Union is a full-service financial institution with headquarters in Rochester, New York. The locally owned financial institution employs more than 870 people in Rochester, New York and, includes more than 376,000 members and 11,800 businesses. The company has now appeared on the Great Place to Work Best Small and Medium Workplaces for 10 years. Access to the credit union includes 22 branch locations and more than 40 ATM locations, locally based telephone and internet chat centers, and online and mobile banking channels. Membership in ESL is open to employees of Eastman Kodak, members of the George Eastman House, and residents of Rochester, among others.

Tropical Financial Credit Union

Tropical Financial Credit Union (TCFU) is a member-owned credit union that was chartered in 1935 and is headquartered in Miramar, Florida. TFCU is regulated under the authority of the National Credit Union Administration (NCUA).

DFCU Financial is a state-chartered credit union headquartered in Dearborn, Michigan, regulated by Michigan's Department of Licensing and Regulatory Affairs (LARA). DFCU Financial is Michigan's second largest credit union behind Lake Michigan Credit Union. As of October 2010, DFCU Financial had approximately $3 billion in assets, 219,000 members, and 24 branches in Metro Detroit, Ann Arbor, Grand Rapids and Lansing.

Lafayette Federal Credit Union, is a credit union headquartered in Rockville, Maryland, chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. Federal government. As of September 2021, Lafayette Federal had over US$1.17 billion in assets, and over 42,000 members.

Call Federal Credit Union is a federally insured, not-for-profit financial cooperative headquartered in Richmond, Virginia. It is regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. federal government. Call Federal Credit Union is the second-largest Richmond-based credit union. As of December 31, 2018, Call Federal Credit Union had $400 million USD in assets and 33,000 members. In accordance with the Federal Credit Union Act of 1934, Call Federal Credit Union is a tax-exempt, federally chartered, federally insured, not-for-profit financial cooperative. Call Federal Credit Union accounts are insured up to $250,000 through the NCUA, which is comparable to the insurance provided to accounts at traditional banks via the Federal Deposit Insurance Corporation.

Wright-Patt Credit Union

Wright-Patt Credit Union (WPCU) is a US credit union or financial cooperative headquartered in Beavercreek, Ohio. The credit union was originally headquartered in Fairborn, Ohio; however, it relocated in early 2014. WPCU is registered as a state-chartered type credit union, is the largest member-owned credit union in Ohio, and is one of the 50 largest credit unions in the United States. As of May 2018, WPCU has over $4.3 billion in assets, and over 375,000 members. WPCU is federally insured by the National Credit Union Administration (NCUA), which insures accounts in federal and most state-chartered credit unions in the United States. Deposits with Wright-Patt Credit Union are insured to $250,000.

NavyArmy Community Credit Union

Navy Army Community Credit Union is a credit union headquartered in Corpus Christi, Texas, chartered and regulated under the authority of the Texas Credit Union Department of the U.S. federal government. NavyArmy is the largest credit union in the coastal bend. As of September 2020, NavyArmy has over $3.5 billion USD in assets, and over 196,000 members.

Randolph-Brooks Federal Credit Union

Randolph-Brooks Federal Credit Union (RBFCU) is a credit union headquartered in Live Oak, Texas, chartered and regulated under the authority of the National Credit Union Administration (NCUA). RBFCU serves more than 850,000 members from a network of full-service branch locations in Texas, and has more than $9.5 billion in assets as of June 2019, according to the NCUA. It is one of the largest credit unions in the United States; as of the end of 2018, it was the second largest credit union in Texas, and the 11th largest credit union in the United States, based on total assets.

Frontwave Credit Union is a not-for-profit credit union that is chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. federal government.

Telhio Credit Union

Telhio Credit Union or Telhio is a US Credit union or financial cooperative headquartered in Columbus, Ohio. Telhio is registered as a state-chartered type credit union and is the fifth largest credit union in Central Ohio. As of December 2020, Telhio has approximately $947Mil in assets, and 52,569 members. Telhio is federally insured by the National Credit Union Administration (NCUA), which insures accounts in federal and most state-chartered credit unions in the United States up to $250,000. Additionally, Telhio carries ESI Insurance, which insures personal accounts an additional $250,000, for a total of $500,000 in deposit insurance.

Air Force Federal Credit Union

AFFCU, A Federal Credit Union is a US credit union headquartered in San Antonio, Texas, chartered and regulated under the authority of the National Credit Union Administration (NCUA) in 1952. AFFCU's routing number for 314085504.

SkyOne Federal Credit Union

SkyOne Federal Credit Union is a US credit union, headquartered in Hawthorne, California, it is federally insured by the National Credit Union Administration and is an Equal Housing Lender. It offers financial services to air transportation employees and their families.

References

  1. ↑ "Texas Credit Union Department".
  2. ↑ "Our History". UHCU Website.
  3. ↑ "A look at the 5 largest credit unions in Austin". Austin Business Journal.
  4. ↑ "Site of the Year 2013". Kentico.
  5. ↑ "Top 100 Credit Unions Using Social Media". The Financial Brand (in American English). 2015-01-13.
  6. ↑ "25 Inspirational & Responsive Banking Website Designs". The Financial Brand (in American English). 2015-03-17.
  7. ↑ "2016 Diamond Awards". www.adque.com.
  8. ↑ "Hermes Creative Awards". enter.hermesawards.com.
  9. ↑ "2016 Marketing Award Winners | Stevie Awards". stevieawards.com.
  10. ↑ "The Communicator Awards". www.communicatorawards.com.
  11. ↑ "United Heritage Credit Union Reaches $1 Billion in Assets". UHCU website.
  12. ↑ "United Heritage Credit Union". UHCU website.
  13. ↑ "United Heritage CU Expands Branch Reach in Austin".
  14. ↑ "United Heritage CU Lakeway Grand Opening a Success".
  15. ↑ "United Heritage CU Opens Tenth Location".
  16. ↑ "United Heritage CU Opens Eleventh Location".
  17. ↑ "Central Texas Business Journal: Sept. 25, 2009". Austin Business Journal.
  18. ↑ "United Heritage CU Opens Much Anticipated Branch".
  19. ↑ "Alliance of Austin Credit Unions".
  20. ↑ "BBB BUSINESS REVIEW". Better Business Bureau.
  21. ↑ "Membership Eligibility".
  22. ↑ "2018 Annual Report". UHCU website.
  23. ↑ "Visa Enables Issuance of Unembossed Cards in U.S." Business Wire.
This page is based on this Wikipedia article
Text is available under the CC BY-SA 4.0 license; additional terms may apply.
Images, videos and audio are available under their respective licenses.