United Heritage Credit Union

Last updated
United Heritage Credit Union
Company type Credit union
Industry Financial services
Founded1957
Headquarters
Number of locations
11 branches
Area served
Texas
Products Savings accounts, checking accounts, consumer loans, Online Banking, Mobile Banking, ATMs, Insurance, Investments
Website uhcu.org

United Heritage Credit Union is a credit union headquartered in Austin, Texas, chartered and regulated under the authority of the Texas Credit Union Department [1] and federally insured by the National Credit Union Administration. United Heritage Credit Union has over $1 billion in assets.

Contents

History

United Heritage Credit Union was founded in 1957 as Military Federal Credit Union offering loans and savings to military personnel. In 1969, the credit union expanded as Bergstrom Federal Credit Union, at which time it was able to add more services and increase its membership base. In 1989, the credit union merged with Texas Hospital Association Credit Union, Texas National Guard Credit Union and Healthcare Federal Credit Union. Therefore, by 1993, the credit union was able to include hospitals, hospital affiliates and select employer groups (SEGs) to its growing membership base. In that same year the credit union changed its name to United Heritage Federal Credit Union. Then in 1997, the credit union switched from a federal charter to a state charter, officially changing the name to United Heritage Credit Union. [2]

United Heritage has repeatedly been named as one of Austin’s Top 5 Credit Unions by the Austin Business Journal 2019. [3]

In July 2013, United Heritage Credit Union launched an updated website at uhcu.org. Later in 2013, United Heritage competed in a Site of the Year contest organized by Kentico CMS. Sites built on the platform competed against one another in several categories, including Business Services, Consumer Goods, E-Commerce, Education, Financial Services and more. United Heritage competed in the Financial Services category and received the Best Financial Services Site title. The overall title of Site of the Year 2013 was awarded to the Canadian Red Cross website. [4]

In 2015, United Heritage Credit Union made The Financial Brand's list of "Top 100 Credit Unions Using Social Media." [5] That same year, the credit union nabbed a spot on The Financial Brand's list of "25 Inspirational & Responsive Banking Website Designs." [6]

In 2016, the credit union won a number of awards—including a CUNA Diamond Award, [7] Hermes Creative Award, [8] American Business Award [9] and Communicator Award [10] —for its Summer Showtime campaign, an annual social media contest that gives entrants the chance to win tickets to concerts, theme parks and more via entries on Facebook, Instagram and Twitter.

In 2018, United Heritage Credit Union reached $1 Billion in assets. [11]

Branch locations

Throughout the years, the credit union opened multiple branch locations. There are now 10 United Heritage Credit Union branches in Central Texas and Tyler, Texas. [12]
UHCU Branch Locations:
North Austin (Mopac Expressway)
Georgetown
South Austin (Menchaca Rd.)
Round Rock
Cedar Park
Lakeway
Southwest Austin (Slaughter Ln.)
Kyle
River Place
Tyler

Membership and organization

United Heritage Credit Union is a state chartered member-owned financial cooperative with branches in the Austin area and Tyler, Texas. The credit union also provides business services, including checking, savings, investments, insurance and commercial loans.

United Heritage Credit Union is a member of the Alliance of Austin Credit Unions [13] and CO-OP Financial Services and participates as a CU Service Center. United Heritage is currently rated A+ by the Better Business Bureau (BBB). [14]

United Heritage Credit Union membership is available to anyone who lives, works, attends school, or has a business located in Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood county. Membership is also available to family members of current members or anyone who works for an employer on the select employer group list as well as those that join or are current members of the Texas Consumer Council (TXCC). [15]

Employees

United Heritage employs over 200 people in the Austin and Tyler, Texas, areas. [16]

Products and services

United Heritage Credit Union offers products and services found in many other financial institutions, including savings and checking accounts, multiple types of loan products and several investment products, insurance, as well as online and mobile banking services, including Mobile Deposit and Web BillPay. United Heritage also offers several unique products, including Instant Issue Debit Cards, [17] which are instantly issued debit cards that can be printed in minutes at any full-service UHCU branch location.

Related Research Articles

Manulife Bank of Canada is a wholly-owned subsidiary of Manulife. As a direct bank, it offers high-interest chequing & savings accounts, credit cards, lines of credit and mortgages, including Manulife One. Since it was established in 1993, Manulife Bank has grown to more than $29 billion in assets and serves customers across Canada. Manulife Bank headquarters are in Waterloo, Ontario.

<span class="mw-page-title-main">President's Choice Financial</span> Subsidiary of the Loblaw Companies

President's Choice Financial, commonly shortened to PC Financial, is the financial service brand of the Canadian supermarket chain Loblaw Companies.

<span class="mw-page-title-main">Coast Capital Savings</span> Canadian financial co-operative

Coast Capital Savings Federal Credit Union is a member-owned financial co-operative headquartered in Surrey, British Columbia. It has nearly 600,000 members through its 45-location branch network. In 2023, Coast Capital's net income was at $58.5 million. and has branches located in British Columbia, including Metro Vancouver, Fraser Valley, Okanagan and Vancouver Island regions.

<span class="mw-page-title-main">Security Service Federal Credit Union</span>

Security Service Federal Credit Union (SSFCU) is a credit union headquartered in San Antonio, Texas, federally chartered and federally insured by the National Credit Union Administration (NCUA). With more than $10.5 billion in assets, Security Service serves more than 800,000 members, and operates 66 locations throughout Texas, Colorado and Utah. Security Service is the largest credit union in San Antonio, Texas, and is among the largest credit unions in the United States. The credit union provides access to more than 5,000 credit union locations nationwide through the CU Service Centers shared branching network.

<span class="mw-page-title-main">Desert Financial Credit Union</span> Credit union in Arizona

Desert Financial Credit Union is a credit union based in Phoenix, Arizona, that operates 47 branches and service centers throughout Coconino, Gila, Maricopa, Pinal, and Yavapai counties and now statewide in Arizona. Desert Financial remains federally insured by the NCUA and in addition will be regulated by the Arizona Department of Financial Institutions, which regulates state chartered credit unions in Arizona. Desert Financial is the largest credit union in Arizona, managing nearly $8.5 billion in assets as of October 2022.

One Nevada Credit Union, headquartered in Winchester, Nevada, is the largest locally based federally insured, state-chartered credit union in Nevada with locations in Las Vegas, Henderson, Reno, and North Las Vegas.

<span class="mw-page-title-main">South Carolina Federal Credit Union</span>

South Carolina Federal Credit Union is a credit union headquartered in North Charleston, South Carolina, that is supervised and insured by the National Credit Union Administration (NCUA), an agency of the U.S. government. South Carolina Federal is the largest, oldest, locally owned financial institution in the Charleston tri-county area. As of 2024, South Carolina Federal had over US$2.5 billion in assets and over 175,000 active members.

<span class="mw-page-title-main">Meridian Credit Union</span> Canadian credit union

Meridian Credit Union Ltd. is a Canadian credit union. It was formed on 1 April 2005 through the merger of Niagara Credit Union and HEPCOE Credit Union. It is insured by the Financial Services Regulatory Authority of Ontario.

Altura Credit Union (Altura) is the largest credit union headquartered in Riverside County, California, with over 175,000 members and assets in excess of $2 billion, as of December 2022. It is a federally insured, state-chartered financial institution, offering financial products and services that include checking and savings accounts, commercial and residential mortgage loans, and wealth management services. It also belongs to the CO-OP Financial Services and CU Service Centers interbank networks.

<span class="mw-page-title-main">USA Federal Credit Union</span>

United Services of America Federal Credit Union was a credit union headquartered in San Diego, California, chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. federal government.

Lafayette Federal Credit Union, is a credit union headquartered at the Norman Cohen Financial Service Center in Rockville, Maryland, chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. Federal government. As of June 2024, Lafayette Federal had over US$2.00 billion in assets, and over 57,700 members.

Call Federal Credit Union is a federally insured, not-for-profit financial cooperative headquartered in Richmond, Virginia. It is regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. federal government. Call Federal Credit Union is the second-largest Richmond-based credit union. As of December 31, 2022, Call Federal Credit Union had US$522 million in assets and 30,000 members. In accordance with the Federal Credit Union Act of 1934, Call Federal Credit Union is a tax-exempt, federally chartered, federally insured, not-for-profit financial cooperative. Call Federal Credit Union accounts are insured up to $250,000 through the NCUA, which is comparable to the insurance provided to accounts at traditional banks via the Federal Deposit Insurance Corporation.

<span class="mw-page-title-main">Wright-Patt Credit Union</span>

Wright-Patt Credit Union (WPCU) is a US credit union or financial cooperative headquartered in Beavercreek, Ohio. The credit union was originally headquartered in Fairborn, Ohio; however, it relocated in early 2014. WPCU is registered as a state-chartered credit union, is the largest member-owned credit union in Ohio, and is one of the 50 largest credit unions in the United States. As of February 2022, WPCU has over $7.1 billion in assets, and over 446,000 members. WPCU is federally insured by the National Credit Union Administration (NCUA), which insures accounts in federal and most state-chartered credit unions in the United States. Deposits with Wright-Patt Credit Union are insured to $250,000.

<span class="mw-page-title-main">Georgetown University Alumni & Student Federal Credit Union</span> Credit union run by Georgetown University students

Georgetown University Alumni & Student Federal Credit Union (GUASFCU) is a credit union headquartered in Washington, D.C., chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the US federal government. GUASFCU is the oldest and largest entirely student-run credit union in the country, both in asset size and in membership.

<span class="mw-page-title-main">Randolph-Brooks Federal Credit Union</span> Credit union in Live Oak, Texas

Randolph-Brooks Federal Credit Union (RBFCU) is a credit union headquartered in Live Oak, Texas, chartered and regulated under the authority of the National Credit Union Administration (NCUA). RBFCU serves more than 1 million members from a network of full-service branch locations in Texas, and has more than $18 billion in assets as of March 2024. It is the largest credit union in Texas and the 10th largest credit union in the United States, based on total assets.

Frontwave Credit Union is a not-for-profit credit union that is licensed and regulated under the authority of the California Department of Financial Protection and Innovation.

<span class="mw-page-title-main">Telhio Credit Union</span>

Telhio Credit Union (Telhio) is an American Credit union or financial cooperative headquartered in Columbus, Ohio. Telhio offers banking services for both personal and business needs, including savings accounts, checking accounts, loans and certificates of deposit.

Tech CU (Technology Credit Union) is an American credit union that is based in the Bay Area, California. Tech CU provides banking services, such as checking accounts, savings accounts, investment services, loans and business banking solutions to its members.

<span class="mw-page-title-main">Simplii Financial</span> Banks of Canada

Simplii Financial is a Canadian direct bank and the digital banking division of the Canadian Imperial Bank of Commerce (CIBC). It offers no-fee chequing and savings accounts, a VISA credit card, Guaranteed Investment Certificates (GICs), mortgages and mutual funds. These savings and investment products are also eligible for registration under a Tax-Free Savings Account (TFSA) or a Registered Retirement Savings Plan (RRSP).

<span class="mw-page-title-main">SkyOne Federal Credit Union</span>

SkyOne Federal Credit Union is an American credit union that focus on employees working in the aeronautics and space sector and their relatives. The credit union is headquartered in Hawthorne, California and is federally insured by the National Credit Union Administration and is an Equal Housing Lender. It offers financial services to all who qualify.

References

  1. "Texas Credit Union Department".
  2. "Our History". UHCU Website.
  3. "A look at the 5 largest credit unions in Austin". Austin Business Journal.
  4. "Site of the Year 2013". Kentico.
  5. "Top 100 Credit Unions Using Social Media". The Financial Brand. 2015-01-13.
  6. "25 Inspirational & Responsive Banking Website Designs". The Financial Brand. 2015-03-17.
  7. "2016 Diamond Awards". www.adque.com.
  8. "Hermes Creative Awards". enter.hermesawards.com.
  9. "2016 Marketing Award Winners | Stevie Awards". stevieawards.com.
  10. "The Communicator Awards". www.communicatorawards.com.
  11. "United Heritage Credit Union Reaches $1 Billion in Assets". UHCU website.
  12. "United Heritage Credit Union". UHCU website.
  13. "Alliance of Austin Credit Unions".
  14. "BBB BUSINESS REVIEW". Better Business Bureau.
  15. "Membership Eligibility".
  16. "2018 Annual Report". UHCU website.
  17. "Visa Enables Issuance of Unembossed Cards in U.S." Business Wire.