The People's Bank of China is the central bank of the People's Republic of China. It is responsible for carrying out monetary policy as determined by the People's Bank Law and the Commercial Bank Law.
A credit union is a member-owned nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts, share draft accounts, credit cards, credit, share term certificates, and online banking. Normally, only a member of a credit union may deposit or borrow money. In several African countries, credit unions are commonly referred to as SACCOs.
Wallingford is a neighborhood in north central Seattle, lying on a hill above the north shore of Lake Union about four miles from the downtown core. The neighborhood developed quickly during the early 20th century after the establishment of the University of Washington to the east. With trolley tracks laid through the neighborhood as early as 1907, Wallingford is a classic streetcar suburb, typified by its many 1920s era box houses and bungalows. Commercial development is primarily concentrated along North 45th Street where a number of iconic structures stand including the neon "WALLINGFORD" sign, the Wallingford Center, and the original Dick's Drive-In. With its central location, numerous public amenities, including the Gas Works Park, and views of both the Olympic and Cascade mountains, Wallingford has long been home to many middle and upper-class families. While Wallingford is mostly residential in nature, the neighborhood's southern edge, along Lake Union, has historically been an industrial and commercial business strip. In recent years, numerous office buildings have been developed as an extension of the burgeoning business center in neighboring Fremont. In 2014 Brooks Sports moved its headquarters from Bothell to a new six-story office building at the southwestern edge of Wallingford.
The National Credit Union Administration (NCUA) is an American government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation (FDIC), which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liquidity Facility (CLF), and the Community Development Revolving Loan Fund (CDRLF). The NCUA Operating Fund, with the Share Insurance Fund, finances the agency's operations.
BECU is an American credit union based in Tukwila, Washington, in the Seattle metropolitan area. It was named the Boeing Employees' Credit Union for much of its history and originally served employees of The Boeing Company. Membership was later expanded to all residents of Washington and some counties in Oregon and Idaho. As of 2023, the credit union has 60 locations—primarily in the Puget Sound region of Western Washington—and 1.4 million members making it the largest credit union in Washington and fourth largest in the United States.
Mary Ann Gates was an American banker, civic activist, non-profit executive, and schoolteacher. She was the first female president of King County's United Way, the first woman to chair the national United Way’s executive committee where she served most notably with IBM's CEO, John Opel, and the first woman on the First Interstate Bank of Washington's board of directors.
The Foster School of Business is the business school of the University of Washington in Seattle. Founded in 1917 as the University of Washington School of Business Administration, the school was the second business school in the Western United States.
Truliant Federal Credit Union is a nonprofit financial institution based in Winston-Salem, North Carolina. Chartered in 1952, the credit union provides financial guidance and services to members in North Carolina, South Carolina and Virginia. As of September 2021, Truliant has more than 280,000 members and $3.6 billion in assets.
Washington State Employees Credit Union (WSECU) is an American not-for-profit financial cooperative and the second largest credit union in the state of Washington. Membership is open to those who live, work, or worship in the state, and their relatives.
Pentagon Federal Credit Union, widely known by its abbreviated name PenFed, is a United States federal credit union headquartered in McLean, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). PenFed is the nation's third largest federal credit union, with assets of $34.8 billion and more than 2.8 million members as of December 2023.
The Everett Public Library (EPL) serves the residents of Everett, Washington. EPL operates a main library at 2702 Hoyt Avenue and the Evergreen branch, at 9512 Evergreen Way. The main library overlooks Puget Sound and the southern end of Whidbey Island. The library has noteworthy artworks, including works by Dudley Pratt, Ransom Patrick, Guy Anderson, Jack Gunter, and Sonja Blomdahl. The library circulates over 900,000 items per year, provides book and media collections, reference services, on-line resources, in-home library services, and programs for adults, children and families. The library's staff includes specialists in adult reference, children's books, and local history. The Everett Public Library introduced a bookmobile service in May 1924; the first of its kind in Washington state, and the second in the West. It is also one of the few public library systems in the United States that has two full-time history specialists on staff. Northwest Room co-founders Margaret Riddle and David Dilgard retired after 31 and 40 years respectively, and their positions are currently filled by Lisa Labovitch with the second role waiting to be posted.
Desert Financial Credit Union is a credit union based in Phoenix, Arizona, that operates 47 branches and service centers throughout Coconino, Gila, Maricopa, Pinal, and Yavapai counties and now statewide in Arizona. Desert Financial remains federally insured by the NCUA and in addition will be regulated by the Arizona Department of Financial Institutions, which regulates state chartered credit unions in Arizona. Desert Financial is the largest credit union in Arizona, managing nearly $8.5 billion in assets as of October 2022.
iTHINK Financial was formed in 1969 to serve the employees of IBM. iTHINK Financial is a state chartered, federally insured credit union with more than $1.5 billion in assets and more than 95,000 Members. iTHINK Financial has 22 branches located throughout Florida and Georgia and approximately 380 employees. iTHINK Financial’s headquarters are located in Delray Beach, Florida.
The Michigan State University Federal Credit Union (MSUFCU) is a credit union headquartered in East Lansing, Michigan. Primarily serving students and alumni of Michigan State University and Oakland University, MSUFCU is federally chartered and regulated by the National Credit Union Administration (NCUA). MSUFCU is the largest university-based credit union in the world, and the second-largest credit union in Michigan.
Credit unions in the United States served 100 million members, comprising 43.7% of the economically active population, in 2014. U.S. credit unions are not-for-profit, cooperative, tax-exempt organizations. The clients of the credit unions become partners of the financial institution and their presence focuses in certain neighborhoods because they center their services in one specific community. As of March 2020, the largest American credit union was Navy Federal Credit Union, serving U.S. Department of Defense employees, contractors, and families of servicepeople, with over $125 billion in assets and over 9.1 million members. Total credit union assets in the U.S. reached $1 trillion as of March 2012. Approximately 236,000 people were directly employed by credit unions per data derived from the 2012 National Credit Union Administration (NCUA) Credit Union Directory. As of 2019, there were 5,236 federally insured credit unions with 120.4 million members, and deposits of $1.22 trillion.
VyStar Credit Union is a member-owned financial cooperative that is headquartered in Jacksonville, Florida. It offers a comprehensive selection of products, including deposit and loan services for consumers and businesses, as well as investments, insurance, retirement planning and financial counseling. Founded in 1952 as Jax Navy Federal Credit Union, VyStar is the largest mortgage lender and the fourth-largest financial institution in Northeast Florida. It is regulated by the Florida Office of Financial Regulation and federally insured by the National Credit Union Share Insurance (NCUSIF) offered by the National Credit Union Administration (NCUA).
Genisys Credit Union is a credit union based in Auburn Hills, Michigan.
United Heritage Credit Union is a credit union headquartered in Austin, Texas, chartered and regulated under the authority of the Texas Credit Union Department and federally insured by the National Credit Union Administration. United Heritage Credit Union has over $1 billion in assets.
Seattle Credit Union is a United States credit union headquartered in Seattle, Washington, chartered and regulated under the authority of the National Credit Union Administration (NCUA).
Salal Credit Union is a NCUA-insured credit union headquartered in Seattle, Washington. It is the 20th largest credit union in Washington with assets totaling $656.18 million and providing banking services to more than 40,000 members.
