This article is about the FCS (Division I-AA) championship game. For the FBS (Division I-A) championship game, see 2008 BCS National Championship Game.
Richmond finished their regular season with a 9–3 record (6–2 in conference), after starting their season 4–3 through their first seven games. The Spiders defeated Eastern Kentucky, second-seeded Appalachian State, and third-seeded Northern Iowa to reach the final. This was Richmond's first appearance in an FCS/Division I-AA championship game.
Montana finished their regular season with an 11–1 record (7–1 in conference). As the fourth-seed in the tournament, the Grizzlies defeated Texas State, Weber State (who had given Montana their only defeat during the regular season), and top-seeded James Madison to reach the final. This was Montana's sixth appearance in an FCS/Division I-AA championship game, having previously won in 1995 and 2001, and having lost in 1996, 2000, and 2004.
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