Bank of New South Wales building, Helidon

Bank of New South Wales Building, Helidon
Bank of New South Wales Building, Helidon
	Bank and attached residence, 2009
Location	7 Railway Street, Helidon, Lockyer Valley Region, Queensland, Australia
Coordinates	27°33′01″S152°07′23″E / 27.5502°S 152.1231°E Coordinates: 27°33′01″S152°07′23″E / 27.5502°S 152.1231°E
Design period	1900 - 1914 (early 20th century)
Built	c. 1915
Built for	Royal Bank of Queensland
Queensland Heritage Register
	Official name: Bank of New South Wales premises and attached residence (former), Bank of Commerce, Bank of Queensland Limited, The Royal Bank of Queensland Limited
Type	state heritage (built)
Designated	21 October 1992
Reference no.	600512
Significant period	1910s (fabric); c. 1915-1970 (historical use)
Significant components	banking chamber, residential accommodation - manager's house/quarters
	Location of Bank of New South Wales Building, Helidon in Queensland Bank of New South Wales building, Helidon (Australia)

Last updated March 13, 2019

Bank of New South Wales is a heritage-listed former bank building at 7 Railway Street, Helidon, Lockyer Valley Region, Queensland, Australia. It was built in c. 1915. It is also known as Bank of Commerce, Bank of Queensland Limited, and The Royal Bank of Queensland Limited. It was added to the Queensland Heritage Register on 21 October 1992.^[1]

A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

Helidon, Queensland Town in Queensland, Australia

Helidon is a town and locality in the Lockyer Valley region of southeast Queensland, Australia. Helidon is located on the Warrego Highway, 106 kilometres (66 mi) west of the state capital, Brisbane, and 21 kilometres (13 mi) east of Toowoomba. The town had a population of 1,053 at the 2011 census.

The Lockyer Valley Region is a local government area in the West Moreton region of South East Queensland, Australia, between the cities of Ipswich and Toowoomba. It was created in 2008 from a merger of the Shire of Gatton and the Shire of Laidley. Steve Jones, former mayor of Gatton, was elected as first mayor of the Lockyer Valley Region.

History

The former Bank of New South Wales building at Helidon was constructed for the Royal Bank of Queensland, probably in 1915-1916.^[1]

The Royal Bank of Queensland was a bank in Queensland, Australia.

Queensland's first indigenous bank, the Queensland National Bank, was established in 1872, by a group of prominent Queenslanders who wished to secure development capital free from overseas or inter-colonial control. The Royal Bank of Queensland Limited was established in 1885 when local investors were finding it hard to obtain loans from sources outside Queensland. By 1889 it had 20 branches and agencies including branches at London and Edinburgh. It did not achieve the importance of the Queensland National Bank, but was a competitor to it and, with the Bank of North Queensland, was one of the three 19th-century banks formed in the colony.^[1]

The Queensland National Bank is a former bank in Queensland, Australia.

The Royal Bank of Queensland Limited established a Receiving Office, operated by its Gatton Branch, on this site in 1906. In May 1910, when it was realised that a rival bank, the Australian Joint Stock Bank, was about to open in premises directly across the street, this office was upgraded to a full branch in order to retain its sizeable business in the town. The Australian Bank of Commerce absorbed the Australian Joint Stock Bank in the same year.^[1]

Gatton, Queensland Town in Queensland, Australia

Gatton is a town and the administrative centre of the Lockyer Valley local government area situated in the Lockyer Valley of South East Queensland, Australia. At the 2006 census, Gatton had a population of 6,869.

The Australian Joint Stock Bank was a bank in Australia. It operated from 1852 to 1910, after which it became the Australian Bank of Commerce and then was taken over by the Bank of New South Wales in 1931.

In 1911, the Royal Bank held a mortgage on this land from the owner, Mary Ellen Barry, but did not acquire the land until 1915, when it is thought that the combined bank and residence was constructed. In 1917 the Royal Bank of Queensland merged with the Bank of North Queensland to the Bank of Queensland Limited. The National Bank of Australasia absorbed this bank in 1922. Possibly in anticipation of this merger the Helidon branch was sold in 1921. It was purchased by the Australian Bank of Commerce, and so passed into the hands of its original competitor.^[1]

The next change of name occurred in 1932 following the acquisition of the Australian Bank of Commerce by the Bank of New South Wales. It was as the Bank of New South Wales that this branch traded until 1970 when it was closed and the building passed into private ownership in 1971. It has since been used as a residence.^[1]

Description

The former bank building is located on the western side of Railway Street, Helidon approximately 50 metres (160 ft) from the street.^[1]

It is a timber structure on low stumps consisting of a banking chamber with manager's residence at the rear. The facade of the banking chamber features a central arch above the entry with the pediment above supported on double timber corbels and fluted timber pilasters. Above the pediment is a gable clad with pressed metal sheeting. The verandahs to the manager's residence have been built in. The roof is clad with corrugated iron and the intersection of the gabled roof of the former banking chamber and the pyramid-roofed residence is unusual in form, being a striking feature of the building.^[1]

There are other buildings on site including a house to the rear of the bank building. These are not included in this entry.^[1]

Heritage listing

The former Bank of New South Wales premises and attached residence was listed on the Queensland Heritage Register on 21 October 1992 having satisfied the following criteria.^[1]

The place is important in demonstrating the evolution or pattern of Queensland's history.

The former bank building was constructed for the Royal Bank of Queensland Limited and is important in illustrating the development of Queensland because it was purpose built as premises for a bank formed to serve Queensland interests and needs when the state was a self-governing colony. It also illustrates the development of Helidon, which was a refreshment stop on the main railway line between Brisbane and Wallangarra, the state border interchange. The former bank is important for its association with the Royal Bank of Queensland, one of Queensland's three indigenous banks.^[1]

The place is important in demonstrating the principal characteristics of a particular class of cultural places.

The building is a good example, adapted for a small rural town, of a combined banking chamber and manager's residence. This residential arrangement was common in bank buildings from the nineteenth century until World War Two.^[1]

The place is important because of its aesthetic significance.

The former Bank of New South Wales building is important for its architectural appeal, which makes a major contribution to the townscape of Helidon.^[1]

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References

1 2 3 4 5 6 7 8 9 10 11 12 13 "Bank of New South Wales premises and attached residence (former) (entry 600512)". Queensland Heritage Register . Queensland Heritage Council. Retrieved 1 August 2014.

Attribution

This Wikipedia article was originally based on "The Queensland heritage register" published by the State of Queensland under CC-BY 3.0 AU licence (accessed on 7 July 2014, archived on 8 October 2014). The geo-coordinates were originally computed from the "Queensland heritage register boundaries" published by the State of Queensland under CC-BY 3.0 AU licence (accessed on 5 September 2014, archived on 15 October 2014).

External links

Media related to Bank of New South Wales building, Helidon at Wikimedia Commons

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[qhr-1] 1 2 3 4 5 6 7 8 9 10 11 12 13 "Bank of New South Wales premises and attached residence (former) (entry 600512)". Queensland Heritage Register . Queensland Heritage Council. Retrieved 1 August 2014.