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A mutual fund is an investment fund that pools money from many investors to purchase securities. The term is typically used in the United States, Canada, and India, while similar structures across the globe include the SICAV in Europe, and the open-ended investment company (OEIC) in the UK.
An expense is an item requiring an outflow of money, or any form of fortune in general, to another person or group as payment for an item, service, or other category of costs. For a tenant, rent is an expense. For students or parents, tuition is an expense. Buying food, clothing, furniture, or an automobile is often referred to as an expense. An expense is a cost that is "paid" or "remitted", usually in exchange for something of value. Something that seems to cost a great deal is "expensive". Something that seems to cost little is "inexpensive". "Expenses of the table" are expenses for dining, refreshments, a feast, etc.
Personal finance is the financial management that an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.
A budget is a calculation plan, usually but not always financial, for a defined period, often one year or a month. A budget may include anticipated sales volumes and revenues, resource quantities including time, costs and expenses, environmental impacts such as greenhouse gas emissions, other impacts, assets, liabilities and cash flows. Companies, governments, families, and other organizations use budgets to express strategic plans of activities in measurable terms.
A medical savings account (MSA) is an account into which tax-deferred amounts from income can be deposited. The amounts are often called contributions and may be made by a worker, an employer, or both, depending on a country's laws.
Canadian Journalists for Free Expression (CJFE) is a Canadian non-governmental organization supported by Canadian journalists and advocates of freedom of expression. The purpose of the organization is to defend the rights of journalists and contribute to the development of press freedom throughout the world. CJFE recognizes that these rights are not confined to journalists and strongly supports and defends the broader objective of freedom of expression in Canada and around the world.
The expense ratio of a stock or asset fund is the total percentage of fund assets used for administrative, management, advertising (12b-1), and all other expenses. An expense ratio of 1% per annum means that each year 1% of the fund's total assets will be used to cover expenses. The expense ratio does not include sales loads or brokerage commissions.
A personal budgets or household budget is a plan for the coordination of the resource (income) and expenses of an individual or a household.
An out-of-pocket expense is the direct payment of money that may or may not be later reimbursed from a third-party source.
Health policy can be defined as the "decisions, plans, and actions that are undertaken to achieve specific healthcare goals within a society". According to the World Health Organization, an explicit health policy can achieve several things: it defines a vision for the future; it outlines priorities and the expected roles of different groups; and it builds consensus and informs people.
Financial management is the business function concerned with profitability, expenses, cash and credit. These are often grouped together under the rubric of maximizing the value of the firm for stockholders. The discipline is then tasked with the "efficient acquisition and deployment" of both short- and long-term financial resources, to ensure the objectives of the enterprise are achieved.
Health care in Poland is insurance based, delivered through a publicly funded health care system called the Narodowy Fundusz Zdrowia, which is free for all the citizens of Poland provided they fall into the "insured" category. According to Article 68 of the Polish Constitution everyone has a right to have access to health care. Citizens are granted equal access to the publicly funded healthcare system. In particular, the government is obliged to provide free health care to young children, pregnant women, disabled people, and the elderly. However, private health care use is very extensive in Poland. Patients who are uninsured have to pay the full cost of medical services. According to a study conducted by CBOS in 2016, out of 84% patients taking part in the survey, 40% declared use of both private and public health services, 37% use only public health care, and 7% use only private health services. 77% of all responders declared using private health care is caused by long waiting for public health care services.
Legal financing is the mechanism or process through which litigants can finance their litigation or other legal costs through a third party funding company.
Iceland has a state-centred, publicly funded universal healthcare system and health insurance that covers the whole population. The number of private providers in Iceland has increased. The healthcare system is largely paid for by taxes (84%) and to some extent by service fees (16%) and is administered by the Ministry of Health. A considerable portion of government spending is assigned to healthcare. There is almost no private health insurance in Iceland and no private hospitals. In very limited cases, access to a private provider can be reimbursement for services provided that the conditions are met.
Capital Good Fund is a 501(c)(3) non-profit organization based in Providence, Rhode Island that provides loans and financial coaching to residents of Rhode Island, Florida, Massachusetts, and Delaware. Capital Good Fund offers loans for car purchase/refinance, immigration costs, weatherization, security deposits, and other consumer purposes.
The Social Fund in the UK was a form of welfare benefit provision payable for exceptional or intermittent needs, in addition to regular payments such as Jobseeker's Allowance or Income Support.
Jean-François Joly de Fleury (1718-1802) was a minor figure serving in the French government as finance minister within a decade of the French Revolution. He was a member of the influential Joly de Fleury family.
The Total Money Makeover: A Proven Plan for Financial Fitness is a personal finance book written by Dave Ramsey that was first published in 2003. An updated edition was published in 2007 and 2013. It proposes methods of getting out of debt, staying out of debt, and corrects myths about money.
MusiCares' COVID-19 relief effort was a charitable initiative aimed at providing financial and other forms of assistance to musicians and music industry professionals affected by the COVID-19 pandemic. The initiative was established by MusiCares, a non-profit organization that was founded in 1989 by the Recording Academy, the organization behind the GRAMMY Awards.
The Government of Canada introduced multiple temporary social security and financial aid programs in response to the economic impacts of the COVID-19 pandemic in Canada. The initial CA$82-billion aid package was announced on March 18, 2020 by Justin Trudeau.
References
- ↑ "Emergency Fund - Economic Times".
- ↑ Daniel, Kurt. "Emergency fund". Investopedia .