PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial users, for which it charges a fee.
A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. The payment gateway may be provided by a bank to its customers, but can be provided by a specialised financial service provider as a separate service, such as a payment service provider.
A payment service provider (PSP) is a third-party company that assists businesses to accept electronic payments, such as credit cards and debit cards payments. PSPs act as intermediaries between those who make payments, i.e. consumers, and those who accept them, i.e. retailers.
TBC Bank is a Georgian bank headquartered in Tbilisi, Georgia. The name, TBC Bank, traces its root to its original name, Tbilisi Business Centre, dating back to 1992. Currently, TBC is registered as the official name of the bank, not just an abbreviation of the original name.
Adyen is a Dutch payment company with the status of an acquiring bank that allows businesses to accept e-commerce, mobile, and point-of-sale payments. It is listed on the stock exchange Euronext Amsterdam.
Spice Digital Limited is an Indian telecommunications company headquartered in Noida, India, a subsidiary of Spice Connect. The company deals in Mobile Value Added Services, along with Telco Solutions, enterprise solutions, financial technology, GST Suvidha Provider (GSP), and digital transformation products and services.
Klarna Bank AB, commonly referred to as Klarna, is a Swedish fintech company that provides online financial services such as payments for online storefronts and direct payments along with post-purchase payments.
Payoneer Global Inc. is an American financial services company that provides online money transfer, digital payment services and provides customers with working capital.
Kabbage, Inc., is an online financial technology company based in Atlanta, Georgia. The company provides funding directly to small businesses and consumers through an automated lending platform. American Express acquired the company in 2020.
Worldpay, Inc. was an American payment processing company and technology provider. In June 2019 it was acquired and merged into Fidelity National Information Services (FIS). Before its acquisition, it was headquartered in the greater Cincinnati, Ohio area. Worldpay, was the largest U.S. merchant acquirer ranked by general-purpose transaction volume.
Stripe, Inc. is an Irish-American financial services and software as a service (SaaS) company dual-headquartered in South San Francisco, California, United States and Dublin, Ireland. The company primarily offers payment processing software and application programming interfaces (APIs) for e-commerce websites and mobile applications.
Viva Wallet is a European Neobank entirely based in Microsoft Azure with presence in 24 European countries. Viva Wallet Holdings owns a Banking License. In January 2022, international media reported that Viva Wallet was the first Greek unicorn startup company after an agreement with JP Morgan Chase was announced. Viva Wallet is part of the Viva Wallet Group, consisting of the subsidiaries Viva Services SA, Viva Payment Services and Vivabank.
Trustly Group is a Swedish fintech company founded in 2008. Trustly is an open banking payment method that allows customers to shop and pay from their online bank account, without the use of a card or app. Its account-to-account network supports 6,300 banks, reaching 525 million consumers and bypassing the card networks.
PayU is a Netherlands-based payment service provider to online merchants. The company was founded in 2002, and is headquartered in Hoofddorp. It allows online businesses to accept and process payments through payment methods that can be integrated with web and mobile applications. As of 2018, the service is available in 17 countries. The firm is owned by the Naspers Group, which also owns a stake in one of its sister companies, Tencent.
Solarisbank is a Berlin-based fintech company that offers a banking-as-a-service platform with its German banking license.
TymeBank is an exclusively digital retail bank based in South Africa.
Ozow, previously known as i-Pay, is a fintech company based in South Africa.
Flutterwave is a Nigerian fintech company that provides a payment infrastructure for global merchants and payment service providers across the continent.
Rewire is a multinational fintech company that provides online financial services tailored to the unique needs of millions of migrant foreign workers worldwide. Rewire was founded by CEO Guy Kashtan, CTO Saar Yahalom, VP of R&D Adi Ben Dayan, and Or Benoz.
Airwallex is a multinational financial technology company offering financial services and software as a service (SaaS). Founded in 2015 in Melbourne, Australia, the company is a financial services platform providing foreign exchange transactions to businesses through a proprietary banking network and its API. It also provides bank accounts among other services. It is Australia's third technology unicorn company overall. With a valuation of US$5.5 billion, as of 2021, the company processed $20 billion at an annualized volume.
