List of banks in the euro area

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The following is a list of banks in the euro area. The euro area is a single jurisdiction in terms of many (though not all) aspects of banking sector policy, including an integrated system of European banking supervision as well as a semi-integrated system of crisis response, known as the Single Resolution Mechanism (SRM). From 1 January 2026, with the adoption by Bulgaria of the euro as its currency, the geographical scope of the euro area is identical to that of the European banking union policy framework.

Contents

The euro area is the world's second-largest banking jurisdiction measured by total banking assets, behind China and ahead of the United States. [1] : 81 

Allocation of authorities

European banking supervision distinguishes between significant institutions (SIs) and less significant institutions (LSIs), with SI/LSI designations updated several times every year by the European Central Bank (ECB). Significant institutions are directly supervised by the ECB using joint supervisory teams that involve the National Competent Authorities (NCAs) of individual participating countries. Less significant institutions are supervised by the relevant NCA on a day-to-day basis, under the supervisory oversight of the ECB. [1]

Under the SRM framework, the Single Resolution Board is the resolution authority under the EU Bank Recovery and Resolution Directive (BRRD) for all SI, plus any LSIs specifically designated by the SRB as falling under its remit. For all other LSIs, the National Resolution Authority (NRA), which in most but not all countries is the supervisory NCA, is responsible for any resolution under BRRD. Deposit Guarantee Schemes are established only at the national level. [1]

Anti–money laundering supervision is carried out by national authorities. The Anti-Money Laundering Authority of the EU is scheduled to take over AML supervision of the largest banking groups in 2028, including in EU countries outside the euro area. [2]

Significant Institutions

As of 1 September 2025, the list of supervised institutions maintained by the ECB included the following banking groups as SIs, with names and countries as indicated by the ECB for each group's consolidating entity. [3] Global systemically important banks (G-SIBs, as designated on 26 November 2024 by the Financial Stability Board) are shown first, then the other SIs are tiered by size bands based on the ECB's list. In each subsection, banks are listed by alphabetical order of name.

Global systemically important banks

Assets in €500-999 billion range

Assets in €100-499 billion range

Assets in €30-99 billion range

Other significant institutions

See also

References

  1. 1 2 3 Nicolas Véron (June 2024), Europe’s banking union at ten: unfinished yet transformative, Brussels: Bruegel
  2. ↑ "AMLA begins". KPMG. April 2025.
  3. ↑ List of supervised entities - Cut-off date for changes in group structures: 1 September 2025 (PDF), European Central Bank, 24 October 2025
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