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Carter v Boehm (1766) 3 Burr 1905 is a landmark English contract law case, in which Lord Mansfield established the duty of utmost good faith or uberrimae fidei in insurance contracts.
Legal protection insurance (LPI), also known as legal expenses insurance (LEI) or simply legal insurance, is a particular class of insurance which facilitates access to law and justice by providing legal advice and covering the legal costs of a dispute, regardless of whether the case is brought by or against the policyholder. Depending on the national rules, legal protection insurers can also represent the policyholder out-of-court or even in-court.
In the United States, individually purchased health insurance is health insurance purchased directly by individuals, and not those provided through employers. Self-employed individuals receive a tax deduction for their health insurance and can buy health insurance with additional tax benefits. According to the US Census Bureau, about 9% of Americans are covered under individual health insurance. In the individual market, consumers pay the entire premium without an employer contribution, and most do not receive any tax benefit. The range of products available is similar to those provided through employers. However, average out-of-pocket spending is higher in the individual market, with higher deductibles, co-payments and other cost-sharing provisions. Major medical is the most commonly purchased form of individual health insurance.
Cancer insurance is a type of supplemental health insurance that is meant to manage the risks associated with the cancer disease and its numerous manifestations. Cancer insurance is a relatively new trend within the insurance industry. It is meant to mitigate the costs of cancer treatment and provide policyholders with a degree of financial support. This support is based upon the terms written into a particular policy by an insurance company. As with other forms of insurance, cancer insurance is subject to charges, called premiums, which change depending on the risk associated with covering the disease.
References
- 1 2 "MIB Group, Inc. Consumer Guide". mib.com. Archived from the original on 6 August 2011. Retrieved 10 February 2011.
- ↑ Carrns, Ann (15 January 2014). "Consumers Can Check on Data Beyond Their Credit Reports". New York Times .
- ↑ Hinerman, Ed. "Is MIB the Life Insurance Bad Guy or Good Guy?". Hinerman Group.
- ↑ "Nation's Largest Insurance Reporting Agency Agrees To Expand Consumer Rights". Ftc.gov. 2011-06-24. Archived from the original on 2013-10-04. Retrieved 2013-10-02.
- ↑ MIBgroup.com
- ↑ Littell, Bob (2000-02-07). "The Mysterious MIB – Not Any More". The National Underwriter. Archived from the original on 2006-07-05. Retrieved 2006-08-04.
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