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Adyen is a Dutch payment company with the status of an acquiring bank that allows businesses to accept e-commerce, mobile, and point-of-sale payments. It is listed on the stock exchange Euronext Amsterdam.
Nacha, originally the National Automated Clearinghouse Association, manages the ACH Network, the backbone for the electronic movement of money and data in the United States, and is an association for the payments industry. The ACH Network serves as a network for direct consumer, business, and government payments, and annually facilitates billions of payments such as Direct Deposit and Direct Payment. The ACH Network is governed by the Nacha Operating Rules.
PayMate is a business-to-business (B2B) digital and financial services company headquartered in Mumbai.
Fintech, a clipped compound of "financial technology", refers to firms using new technology to compete with traditional financial methods in the delivery of financial services. Artificial intelligence, blockchain, cloud computing, and big data are regarded as the "ABCD" of fintech. The use of smartphones for mobile banking, investing, borrowing services, and cryptocurrency are examples of technologies designed to make financial services more accessible to the general public. Fintech companies consist of both startups and established financial institutions and technology companies trying to replace or enhance the usage of financial services provided by existing financial companies.
Revolut is a global neobank and financial technology company that offers banking services. Headquartered in London, it was founded in 2015 by Nikolay Storonsky and Vlad Yatsenko. It offers accounts featuring currency exchange, debit cards, virtual cards, Apple Pay, interest-bearing "vaults", stock trading, crypto, commodities, and other services.
OakNorth Bank is a UK bank for scaling businesses that provides loans and both business and personal savings accounts. The bank, which gained regulatory approval in early 2015, was founded by entrepreneurs Rishi Khosla and Joel Perlman, who had previously founded Copal Amba. The bank focuses on providing loans of £0.5m–£25m as well as savings accounts.
Tandem Money is a company that owns Tandem Bank, one of the UK's original challenger banks. Tandem Bank is a digital bank with a mobile app, and no branches.
SumUp is a global financial technology company headquartered in London, United Kingdom. SumUp supports more than 3.5 million merchants in over 30 markets worldwide, and operates a product suite of tailor-made business tools created specifically for the micro and nano segment.
Meniga is a software company founded in Reykjavík, Iceland in 2009 by Georg Ludviksson and brothers Asgeir Asgeirsson and Viggo Asgeirsson.
ID Finance is a financial technology company founded in 2012 by Boris Batine and Alexander Dunaev. It is predominantly focused on emerging markets, which are characterized by noncompetitive financial services, limited availability of credit and high barriers to entry.
Nuri is a blockchain banking service, headquartered in Berlin, Germany, that was founded by Jörg von Minckwitz, Jan Goslicki, and Benjamin P. Jones in October 2015.
PayU is a Netherlands-based payment service provider to online merchants. The company was founded in 2002, and is headquartered in Hoofddorp. It allows online businesses to accept and process payments through payment methods that can be integrated with web and mobile applications. As of 2018, the service is available in 17 countries. The firm is owned by the Naspers Group, which also owns a stake in one of its sister companies, Tencent.
Auka is a Norwegian, VC-backed financial technology company. Its PSD2 compliant technology platform enables banks to issue white label mobile payments products to their private and merchant customers.
Nium is a Singapore-headquartered cross-border payments company. Initially founded by Prajit Nanu and Michael Bermingham, and launched as consumer-remittance platform Instarem in 2014. In 2016, the company introduced its B2B payments platform and rebranded as Nium in 2019, subsequently elevating Pratik Gandhi to co-founder in 2021.
Entersekt is a Stellenbosch, South Africa-based fintech provider of mobile-based authentication and app security software protecting online and mobile banking and transactions.
Solaris SE is a credit institution licensed in Germany, with headquarters in Berlin and branches in London, Paris, Milan, Madrid and Vilnius.
Upgrade, Inc. is an American neobank founded in 2016. It has raised $600 million in equity funding and made over $10 billion in loans since its launch in 2017. Upgrade is headquartered in San Francisco, California with offices in Phoenix, Arizona and Montreal, Quebec, Canada. The company offers credit and banking products to consumers and delivers fixed-rate credit cards and loans. The company's other services include credit monitoring and education tools.
bunq B.V. is a Dutch fintech and neobank licensed in the Netherlands within the European Union and operating in 30 European countries. It was founded in Amsterdam where its headquarters are currently located.
Airwallex is a multinational financial technology company offering financial services and software as a service (SaaS). Founded in 2015 in Melbourne, Australia and currently based in Singapore, the company is a financial technology platform providing cross-border payments and financial services to businesses through a proprietary banking network and its API. It also provides services and products such as business accounts, expense cards, and payroll, among others. It was Australia's third technology unicorn company overall. With a valuation of US$5.5 billion, as of 2022, the company processed $50 billion in annualized transactions.
GoCardless is a fintech company that specialises in bank payments including recurring payments, Direct Debit processing and Open Banking. GoCardless is headquartered in London.
References
- ↑ "AI-powered lender Qred wins banking license in Sweden". IBS Intelligence. Retrieved 2023-10-21.
- ↑ "AI-powered lender Qred to be Europe's newest bank". ffnews.com. Retrieved 2023-10-21.
- 1 2 "Swedish fintech Qred lands full banking licence".
- ↑ Staff, L. F. W. (2016-01-20). "RGB Lasersystems to present portable NIR spectrometer at SPIE BiOS and Photonics West 2016". Laser Focus World. Retrieved 2023-10-21.
- ↑ "Sweden's Qred Now One of Europe's Newest Banks, Appoints Mattias Carlsson as Chair of the Board".
- ↑ "Swedish AI-powered lender Qred to become Europe's newest bank". Global Relay Intelligence & Practice. 2023-05-30. Retrieved 2023-10-21.
- ↑ "Qred drar igång bankverksamhet och väljer om nygammal ordförande". nyheter24.se (in Swedish). 2023-10-02. Retrieved 2023-10-21.
- 1 2 Woffenden, Claire (2023-05-28). "Qred Becomes Europe's Newest Bank, Boosting Small Business Financing". The Fintech Times. Retrieved 2023-10-21.
- ↑ Muhn (@julieschicktanz), Julie (2022-04-04). "Qred Launches New B2B Payments Platform, Raises $11 Million". Finovate. Retrieved 2023-10-21.
- ↑ "Qred drar igång bankverksamhet och väljer om nygammal ordförande". Realtid (in Swedish). 2023-10-02. Retrieved 2023-10-21.
- ↑ PYMNTS (2022-04-04). "Sweden's Qred Unveils B2B Payments Platform With Visa Option; Raises €10M". www.pymnts.com. Retrieved 2023-10-21.
- ↑ "Qred wins banking licence". Finextra Research. 2023-05-25. Retrieved 2023-10-21.
- ↑ "Swedish finteh Qred activates banking licence". Finextra Research. 2023-10-02. Retrieved 2023-10-21.