Sima Kamil is a Pakistani banker, and since August 2020 the deputy governor of State Bank of Pakistan. In May 2017 she became the president and chief executive of United Bank Limited, [1] the first woman to lead a major Pakistani bank. [1] [2]
Sima Kamil is a Pakistani banker, and since August 2020 the deputy governor of State Bank of Pakistan. In May 2017 she became the president and chief executive of United Bank Limited, [1] the first woman to lead a major Pakistani bank. [1] [2]
Kamil grew up in Karachi; her father was also from Karachi, and her mother's family moved from East Punjab to Lahore during the Partition of India. [3] Her parents met at a poetry reading in Lahore. [3]
Kamil attended Karachi Grammar School, where she developed an interest in literature and history, before moving to the United Kingdom to attend university, [3] [1] graduating with a degree in business from Kingston University in 1983, [4] [1] and a Master of Business Administration (MBA) from City, University of London. [1] She was offered a place to study development economics at Oxford University, but as her family could not afford to pay, she returned to Karachi to work. [3]
Her first career role was working as a corporate relationship manager for American Express in Karachi (1986-88), [3] [1] before she moved to a position at ANZ Grindlays Bank, first in Karachi and then Lahore. [3] [5] During 11 years at ANZ Grindlays, Kamil gradually rose up through the company ranks, spending two years working in Melbourne in the mid-1990s, [3] before returning to Pakistan to become the head of credit for the bank, and subsequently corporate regional executive. [3] [5]
When ANZ sold its regional Grindlays operations to Standard Chartered Bank in 2000, Kamil moved to the new parent company to a role as a senior credit officer. [3] [5] [1] In April 2001, Kamil joined Habib Bank Limited (HBL) to run a regional corporate banking unit, being promoted to head the corporate and investment banking division in 2004. [3] [5] She also headed the bank's wealth management division, HBL Asset Management Company Ltd. [1] Under the mentorship of Rafiuddin Zakir Mahmood, chief executive of HBL, Kamil was prepared for management of other areas of the business, [3] and in January 2011, Kamil was appointed as head of HBL's branch banking network, [3] [1] [5] managing thousands of employees and overseeing a large expansion of their bank's branch network. [3] [1] While Kamil was managing the branch banking division, the bank recorded the highest annual average current account deposit growth in the industry, placing it first among Pakistan's banks. [3] In 2016 she also developed and launched HBL Nisa, the bank's Women's Market Program, an attempt to promote HBL services to women, [1] [6] for which the bank was awarded the title of GBA Women's Champion by the Global Banking Alliance for Women. [6]
In March 2017, Kamil was included in Pakistan Today's list of "Pakistan's Only Powerful Women in Business", one of 18 women on the list. [6] [7]
In March 2017, Kamil was appointed Deputy CEO of United Bank Limited (UBL), [2] [5] and it was announced that she would be taking over as president and CEO of the bank on 1 June 2017, replacing Wajahat Hussain. [1] She is the first woman to lead a major Pakistani bank. [1] [2] In 2018, she was recognised as an "Influential Leader" by the Association to Advance Collegiate Schools of Business (AACSB), for her impact on diversity and inclusion. [6] [4]
Kamil has been a board member of the bank since February 2019. [5]
On 25 August 2020, Kamil was appointed deputy governor of the State Bank of Pakistan, for a period of three years. [8] She is the first woman to hold this position. [9] [10]
Kamil was also the director of First MicroFinance Bank, a microfinance provider. [1]
Kamil is the chair of the board of governors of Karachi Grammar School, [1] [11] and is a board member of the Notre Dame Institute of Education, [1] [5] and the governing body of Holy Family Hospital in Karachi. [5]
Kamil's husband is a lawyer in Karachi. [3]
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