Tanvir Mishuk

Last updated
Tanvir Mishuk
Tanvir-A-Mishuk-The-InCAP.jpg
Born
Bangladesh
Education North South University (BBA)
OccupationEntrepreneur
Known forFounder of Nagad, RegTech Bangladesh

Tanvir Mishuk is a Bangladeshi entrepreneur known for his involvement in the digital financial services and regulatory technology sectors. [1] He is the founder and former Managing Director of Nagad, [2] a mobile financial service provider launched in partnership with the Bangladesh Post Office, [3] and the founder and CEO of RegTech Bangladesh, a company focused on compliance automation and financial technology solutions. [4]

Contents

Early life and education

Mishuk graduated with a degree in Business Administration from North South University in Dhaka, Bangladesh. He began his career in telecommunications, founding Telekom Asia in Singapore in 2009. The company grew to become a notable mobile operator in the region. [5] He later served as Managing Director of Sigma Telecom, which, during his tenure, became one of the leading international gateway (IGW) operators in Bangladesh. [6]

Career

In 2019, Mishuk played a key role in the launch of Nagad, a mobile financial service (MFS) that aimed to increase financial inclusion in Bangladesh. [7] Operated as a public-private partnership with the Bangladesh Post Office, Nagad introduced several innovations, including a digital know your customer (e-KYC) onboarding process using national identification, USSD-based access for feature phone users, and a system enabling transfers to non-registered recipients. [8] The platform was also used for distributing government disbursements such as social welfare benefits and COVID-19 relief payments through a secure biometric system. [9]

Following his work at Nagad, Mishuk established RegTech Bangladesh, a company that provides technology solutions for regulatory compliance, including real-time KYC/AML screening, identity verification, and digital onboarding. [10] In 2025, the company expanded internationally by securing a government contract in Turkey. [4]

In addition to his work in mobile finance and regulatory technology, Mishuk has been involved in the development of Nagad Digital Bank PLC, the country's first digital bank. [11] The initiative is designed to provide mobile-based banking services, with features such as AI-driven credit scoring, micro-savings, and collateral-free lending. [12] [13]

A Dhaka court dismissed a general diary filed on 12 September 2024 by Nagad Administrator Badiuzzaman Dider against Mishuk, citing a WhatsApp message as threatening. [14] The general diary was dismissed during a hearing on 20 October 2024, according to Banani Police Station. [14] On 4 June 2025, the Anti-Corruption Commission filed a case against nine individuals, including Mishuk, for allegedly embezzling Tk 645 crore through e-money forgery between March 2021 and November 2024. [15] ACC Assistant Director Mohammad Shahjahan Miraz filed the case at the Dhaka-1 integrated district office. [15]

Recognitions

References

  1. ↑ ব্রিটিশ পার্লামেন্টে নগদ এমডি তানভীর. Banglanews24.com (in Bengali). 4 February 2020.
  2. ↑ "Nagad strikes deal with Huawei". The Daily Star.
  3. ↑ "PM opens digital financial service 'Nagad'". The Daily Star (Bangladesh) .
  4. 1 2 "RegTech secures $12 million deal in Turkey". Gulf News. 3 June 2025.
  5. ↑ "NSU students to benefit from MoU with Nagad". The Financial Express (Bangladesh) .
  6. ↑ "'Interoperability needed to break monopoly of MFS market'". The Business Standard. 24 August 2020.
  7. ↑ কয়েক শ কোটি টাকার বিদেশি বিনিয়োগ এনেছে নগদ: তানভীর এ মিশুক. Ajker Patrika (in Bengali). 12 August 2024.
  8. ↑ "Nagad brings in several hundred crores of taka in foreign investment: CEO Tanvir A Mishuk". New Age (Bangladesh) . 11 June 2025.
  9. ↑ "Nagad ensures all services during emergency". The Business Standard. 24 July 2024.
  10. ↑ শত বাধার পরও বাজারে প্রতিযোগিতা নিশ্চিত করেছে নগদ : তানভীর এ মিশুক. The Daily Ittefaq (in Bengali).
  11. ↑ "Tanvir A Mishuk to be part of PM's entourage during China visit". Dhaka Tribune .
  12. ↑ স্বাধীনতার ৫০ বছরে বাজারের ৫০ শতাংশ হতে চাই আমরা: তানভীর এ মিশুক. Banglanews24.com (in Bengali). 9 January 2021.
  13. ↑ "TANVIR A MISHUK, Managing Director, Nagad". ICE Business Times. 8 September 2020.
  14. 1 2 "Court dismisses GD against former Nagad MD Tanvir A Mishuk". The Business Standard. 2024-12-14. Retrieved 2025-07-02.
  15. 1 2 "ACC files case against 9 including Tanvir Mishuk". Risingbd.com. Retrieved 2025-07-02.
  16. ↑ "Unicorn Nagad now plans to form subsidiary under digital bank: Tanvir A Mishuk". The Business Standard. 2 August 2023.
  17. ↑ Monisha, Nourin Ahmed (29 July 2023). "Nagad becomes Bangladesh's fastest unicorn". Prothom Alo .
  18. ↑ "WITSA honours Nagad as best innovation in fintech". Dhaka Tribune .
  19. ↑ "Nagad MD named 'Fintech Personality of the Year 2022'". The Business Standard . 6 April 2022.
  20. ↑ "Tanvir A Mishuk wins Kotler Iconic Achiever of the Year Award-2023". The Daily Messenger.
  21. ↑ "Nagad MD wins Kotler Iconic Achiever of the Year Award". The Business Standard . 23 May 2023.
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