Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. The process can secure a lower overall interest rate to the entire debt load and provide the convenience of servicing only one loan or debt.
Chiwetel Umeadi Ejiofor is a British actor. He is the recipient of various accolades, including a BAFTA Award, a Laurence Olivier Award, an NAACP Image Award, and nominations for an Academy Award, two Primetime Emmy Awards, three Screen Actors Guild Awards and five Golden Globe Awards.
Elizabeth Spilman Massie is an American author. She lives outside Waynesboro, Virginia with illustrator Cortney Skinner.
Isabelle Fuhrman is an American actress. She is best known for her roles as Esther in the 2009 psychological horror film Orphan and Clove in the 2012 dystopian adventure film The Hunger Games. She has been labelled a "horror icon" for her portrayal of Esther.
Brook Maurio, known professionally by the pen name Diablo Cody, is an American writer and producer. She gained recognition for her candid blog and subsequent memoir, Candy Girl: A Year in the Life of an Unlikely Stripper (2005). Cody received critical acclaim for her screenwriting debut film, Juno (2007), winning the Academy Award for Best Original Screenplay, the BAFTA Award for Best Original Screenplay, the Independent Spirit Award for Best First Screenplay, and the Writers Guild of America Award for Best Original Screenplay.
Student debt is a form of debt that is owed by an attending, formerly withdrawn, or graduated student to a lending institution, or to a financial institution.
Monsters University is a 2013 American computer-animated monster comedy film produced by Pixar Animation Studios and released by Walt Disney Pictures. It was directed by Dan Scanlon and produced by Kori Rae, with John Lasseter, Pete Docter, Andrew Stanton, and Lee Unkrich serving as executive producers. Scanlon also wrote the screenplay and story with Dan Gerson and Robert L. Baird. The music for the film was composed and conducted by Randy Newman, making it his seventh collaboration with Pixar. It is a prequel to Monsters, Inc. (2001), making it the only time Pixar has made a prequel film. Monsters University tells the story of the main characters of Monsters, Inc., James P. Sullivan and Mike Wazowski, and their time at college, where they start off as rivals, but slowly become best friends. During the time, they must learn to work together, along with Oozma Kappa members, in order to make his dream reality and things right. John Goodman, Billy Crystal, Steve Buscemi, Bob Peterson, and John Ratzenberger reprise their roles as James P. Sullivan, Mike Wazowski, Randall Boggs, Roz, and the Abominable Snowman, respectively, while the new cast were joined by Helen Mirren, Alfred Molina, Peter Sohn, Joel Murray, Sean Hayes, Dave Foley, Charlie Day, and Nathan Fillion. Bonnie Hunt, who voiced Ms. Flint in the first film, voices Mike's grade school teacher Ms. Karen Graves.
Alexander Andrew Russell is an Australian actor. He is best known for starring in the films Chronicle (2012) and Believe Me (2014). Since 2017, Russell portrays Jim Street in the crime action-drama reboot S.W.A.T..
12 Years a Slave is a 2013 biographical drama film directed by Steve McQueen from a screenplay by John Ridley, based on the 1853 slave memoir Twelve Years a Slave by African-American man named Solomon Northup, who was kidnapped in Washington, D.C. by two conmen in 1841 and sold into slavery. He was put to work on plantations in the state of Louisiana for 12 years before being released. The first scholarly edition of Wilsons version of Northup's story was co-edited in 1968 by Sue Eakin and Joseph Logsdon.
The Conjuring is a 2013 American supernatural horror film directed by James Wan and written by Chad Hayes and Carey W. Hayes. It is the inaugural film in the Conjuring Universe franchise. Patrick Wilson and Vera Farmiga star as Ed and Lorraine Warren, paranormal investigators and authors associated with prominent cases of haunting. Their purportedly real-life reports inspired The Amityville Horror story and film franchise. The Warrens come to the assistance of the Perron family, who experienced increasingly disturbing events in their farmhouse in Rhode Island in 1971.
Insidious: Chapter 2 is a 2013 American supernatural horror film directed by James Wan. The film is a sequel to the 2010 film Insidious, and the second installment in the Insidious franchise, and the fourth in terms of the series's in-story chronology. The film stars Patrick Wilson and Rose Byrne, reprising their roles as Josh and Renai Lambert, a husband and wife who seek to uncover the secret that has left them dangerously connected to the spirit world. The film was released September 13, 2013. A prequel film, Insidious: Chapter 3, was released on June 5, 2015.
V/H/S/2 is a 2013 found footage horror anthology film produced by Bloody Disgusting. A sequel to V/H/S, it comprises four found footage segments linked together by a fifth frame narrative. V/H/S/2 features a largely different group of directors: Jason Eisener, Gareth Evans, Timo Tjahjanto, Eduardo Sánchez, and Gregg Hale, and franchise returnees Simon Barrett and Adam Wingard.
Blumhouse Productions is an American film and television production company founded in 2000 by Jason Blum and Amy Israel. It is known mainly for producing horror films, such as Paranormal Activity, Insidious, The Purge, Split, Get Out, Happy Death Day, Halloween, Us, and The Invisible Man. It has also produced drama films, such as Whiplash and BlacKkKlansman, which both earned nominations for the Academy Award for Best Picture; Get Out and BlacKkKlansman won Academy Awards for Best Original Screenplay and Best Adapted Screenplay, respectively. It also produced The Normal Heart, which won the 2014 Primetime Emmy Award for Outstanding Television Movie. It has worked with directors such as Leigh Whannell, Jordan Peele, Christopher Landon, James Wan, Mike Flanagan, James DeMonaco, Damien Chazelle, M. Night Shyamalan and Spike Lee.
The Rewrite is a 2014 American romantic comedy film written and directed by Marc Lawrence. It stars Hugh Grant as a washed-up screenwriter who begins teaching at Binghamton University, and Marisa Tomei as a single mother with whom the screenwriter finds romance. It began development at Castle Rock Entertainment in October 2012, and filming began in New York in April 2013.
Whiplash is a 2014 American psychological drama film written and directed by Damien Chazelle, and starring Miles Teller, J. K. Simmons, Paul Reiser and Melissa Benoist. The film follows ambitious music student and jazz drummer Andrew Neiman (Teller), who is pushed to his limit by his abusive instructor Terence Fletcher (Simmons) at the fictional Shaffer Conservatory in New York City.
Patsey was an African-American enslaved woman. Solomon Northup wrote about her in his book Twelve Years a Slave, which is the source for most of the information known about her. The book was later adapted into a film, in which she was portrayed by Lupita Nyong'o, who won the Academy Award for Best Supporting Actress for her performance.
A jump scare is a technique often used in horror films and video games, intended to scare the audience by surprising them with an abrupt change in image or event, usually co-occurring with a loud, jarring sound. The jump scare has been described as "one of the most basic building blocks of horror movies". Jump scares can startle the viewer by appearing at a point in the film where the soundtrack is quiet and the viewer is not expecting anything alarming to happen, or can be the sudden payoff to a long period of suspense.
Mike Flanagan is an American filmmaker and partner in Intrepid Pictures. Flanagan's work has attracted the praise of critics for his directing and lack of reliance on jump scares; Stephen King, Quentin Tarantino and William Friedkin, among others, have praised him.
Antlers is a 2021 supernatural horror film directed by Scott Cooper, and stars Keri Russell, Jesse Plemons, Jeremy T. Thomas, Graham Greene, Scott Haze, Rory Cochrane, and Amy Madigan. The screenplay, written by C. Henry Chaisson, Nick Antosca, and Cooper, was adapted from Antosca's short story "The Quiet Boy," originally published in Guernica magazine in January 2019. The film follows a school teacher as she suspects one of her students is suffering from personal problems in his home life, not knowing that the student is harboring a dangerous entity in his house.
Daria "Dasha" Dmitrievna Nekrasova is a Belarusian-American actress, filmmaker and host of the Red Scare podcast with Anna Khachiyan.
