Graham Stephan | |
|---|---|
| Born | 1990 (age 34–35) |
| Occupation(s) | YouTuber, and financial commentator |
| Known for | Real estate investing social media personality |
| Spouse | Macy Savannah (Schmidt) (m. 2024) |
Graham Stephan (born 1990) is an American real estate investor, YouTuber, and financial commentator. Stephan posts about his experiences in real estate investing, frugal living and entrepreneurship. [1] As of 2021, his YouTube channel has over 3.5 million subscribers. [2]
In 2008, Stephan began his career in real estate at age 18, working as an agent in Los Angeles. [3] By his mid-20s, he was involved in closing $125 million in residential real estate transactions and purchased multiple rental properties. [3] By age 26, he became a millionaire, attributing this to his real estate investments, frugality, and content creation on YouTube. [4] [5]
In 2016, Stephan began posting content on YouTube, focusing on real estate topics and eventually posting content on personal finance such as budgeting, saving, and investing. [6] A theme of his videos was his refusal to buy coffee, instead brewing it at home for about 20 cents per cup. This inspired the name of his podcast, "Iced Coffee Hour." [7] As part of his channel he has discussed economic trends, including interest rates, inflation, and the housing market. [8] [9] [10] He has also discussed financial strategies such as how to strategize financially around policy changes such as with tariffs. [10] Stephan has also talked about using AI tools like ChatGPT as a way of regulatory compliance and making investing easier. [11]
By 2021, Stephan was earning $6 million annually from his online ventures, including ad revenue, sponsorships, and marketing. [2] He has also appeared on CNBC's Millennial Money, where he talked about his income, lifestyle, and savings strategy. [2] While he gained his fame from being frugal, he has since moderated this, stating that he was "overworked" and "taking on too much" to continue this strategy. [12]
Stephan's work has been reacted to by Kevin O'Leary and has appeared in interviews on CNBC , Yahoo Finance , Glamour and Nasdaq . [13] [14] [15] Stephan moved from Santa Monica to Las Vegas, and said that this was because of Santa Monica's homelessness, crime, and housing affordability as key contributors to the problem. [16] He said that the "2020 riots" were the "nail in the coffin." [16] This led to debate among the city officials, with councilwoman Caroline Torosis responding that the local economy was "thriving." [16]
Stephan lives in Las Vegas, Nevada. [16] He collects watches and cars as a reward for reaching his financial goals. [4]