List of countries by mobile banking usage

This is a list of countries by mobile banking usage as measured by the percentage of the population. Mobile banking is generally defined as a service provided a financial institution that allows its customers to conduct financial transactions remotely using a mobile device.

List of countries by mobile banking usage

Mobile Banking Usage by Country

Country	Mobile Banking Usage Percentage (2021)
Iceland	100.0
Denmark	100.0
Germany	99.98
Austria	99.95
United Kingdom	99.76
Netherlands	99.73
Sweden	99.69
Ireland	99.66
Canada	99.63
Finland	99.53
Switzerland	99.49
Norway	99.48
Estonia	99.38
Australia	99.32
France	99.24
Slovenia	99.05
Belgium	99.01
Luxembourg	98.77
New Zealand	98.75
South Korea	98.67
Japan	98.49
Mongolia	98.46
Spain	98.3
Hong Kong	97.8
Singapore	97.55
Italy	97.29
Latvia	96.62
Malta	96.45
Poland	95.72
Slovakia	95.62
Thailand	95.58
United States	94.95
Czech Republic	94.94
Greece	94.88
Lithuania	93.53
Cyprus	93.13
Israel	92.93
Portugal	92.65
Croatia	91.8
Mauritius	90.53
Iran	89.98
Russia	89.72
Serbia	89.42
Sri Lanka	89.27
China	88.71
Malaysia	88.37
Hungary	88.22
Chile	87.06
United Arab Emirates	85.74
South Africa	85.38
North Macedonia	85.29
Venezuela	84.39
Brazil	84.04
Bulgaria	83.97
Ukraine	83.56
Bahrain	82.61
Belarus	81.16
Kazakhstan	81.11
Trinidad and Tobago	80.78
Kuwait	79.84
Maldives	79.55
Bosnia and Herzegovina	79.34
Kenya	79.2
India	77.53
Saudi Arabia	74.32
Uruguay	74.13
Turkey	74.09
Oman	73.6
Jamaica	73.3
Argentina	71.63
Namibia	71.35
Georgia	70.5
Puerto Rico	69.74
Romania	69.12
Bolivia	68.89
Costa Rica	68.49
Montenegro	68.36
Ghana	68.23
Eswatini	66.18
Gabon	66.09
Uganda	65.91
Qatar	65.88
Libya	65.67
Moldova	64.25
Ecuador	64.18
Lesotho	63.63
Zimbabwe	59.75
Colombia	59.72
Botswana	58.76
Peru	57.5
Vietnam	56.27
Senegal	55.96
Armenia	55.35
Paraguay	54.42
Nepal	54.0
Bangladesh	52.81
Tanzania	52.43
Indonesia	51.76
Cameroon	51.65
Liberia	51.63
Philippines	51.37
Dominican Republic	51.3
Ivory Coast	50.76
Rwanda	50.02
Togo	49.61
Mozambique	49.49
Mexico	48.97
Benin	48.61
Zambia	48.52
Belize	48.21
Myanmar	47.79
Republic of the Congo	47.14
Jordan	47.12
Ethiopia	46.48
Azerbaijan	46.26
Nigeria	45.32
Kyrgyzstan	45.09
Panama	44.97
Morocco	44.37
Albania	44.17
Uzbekistan	44.13
Algeria	44.1
Mali	43.5
Malawi	42.71
Turkmenistan	40.58
Tajikistan	39.49
Somalia	38.66
Honduras	37.85
Laos	37.32
Guatemala	36.98
Tunisia	36.85
Burkina Faso	36.11
El Salvador	35.85
Comoros	34.25
Bhutan	33.67
Palestine	33.64
Cambodia	33.39
Gambia	33.01
Haiti	32.62
Guinea	30.44
Angola	29.32
Sierra Leone	28.85
Egypt	27.44
DR Congo	27.44
Madagascar	26.3
Nicaragua	26.03
Chad	23.65
Mauritania	23.46
Syria	23.25
Pakistan	20.98
Lebanon	20.7
Iraq	18.57
Sudan	15.27
Central African Republic	13.75
Djibouti	12.27
Yemen	11.9
Niger	11.69
Afghanistan	9.65
Burundi	7.11
South Sudan	5.83

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See also

• Banks portal

• List of countries by Internet connection speeds
• List of countries by smartphone penetration
• List of countries by number of mobile phones in use
• List of mobile network operators
• List of countries by number of Internet users

References

1. "Account ownership at a financial institution or with a mobile-money-service provider, total (% of population ages 15+)". World Bank Open Data. Archived from the original on 2025-07-22. Retrieved 2025-08-09.