List of countries by mobile banking usage

This is a list of countries by mobile banking usage as measured by the percentage of the population. Mobile banking is generally defined as a service provided a financial institution that allows its customers to conduct financial transactions remotely using a mobile device. This does not include website-based transactions using a web browser, as those would be considered online banking, instead.

List of countries by mobile banking usage

The following list indicates the percentages of banking customers who are reported to have used mobile banking applications at least once. Those who do not use banking services are not included in this percentage.

Country	Mobile banking adoption rate (2020s)
Kenya	88% [1]
Turkey	85% [2]
Nigeria	82% [2]
South Africa	82% [1] (2021)
Norway	>87% [3]
Denmark	>87% [3]
Sweden	>87% [3]
South Korea	76% [2]
Brazil	76% [2]
Australia	75% [4]
Russia	74% [5] (2022)
Canada	70% [6]
Ghana	67% [1] (2021)
United Kingdom	65% [2]
United States	55% [7]
Morocco	42% [1] (2021)
Egypt	38% [1] (2021)

^[8]

See also

• Banks portal

• List of countries by Internet connection speeds
• List of countries by smartphone penetration
• List of countries by number of mobile phones in use
• List of mobile network operators
• List of countries by number of Internet users

References

1. Rayaprolu, Aditya (2024-09-17). "The Rise of Mobile Banking in Africa" . Retrieved 2025-10-01.
2. Burnett, Steven (2025-05-08). "Mobile Banking Statistics 2025: How Digital Finance is Redefining Banking". CoinLaw. Retrieved 2025-09-28.
3. Namase, Rajesh (2025-09-09). "Mobile Banking Statistics 2025: Explosive Growth Uncovered • SQ Magazine". SQ Magazine. Archived from the original on 2025-09-16. Retrieved 2025-10-01.
4. "The Forrester Digital Experience Review™: Australian..." Forrester. Retrieved 2025-09-30.
5. Serra, Sergio (2024-09-02). "What percentage of adults in Russia use mobile banking applications" . Retrieved 2025-09-28.
6. "Focus: How Canadians are banking in 2024 – practices and preferences". cba.ca. Retrieved 2025-09-30.
7. "Consumer Survey Banking Methods 2024". www.aba.com. Retrieved 2025-09-28.
8. "Account ownership at a financial institution or with a mobile-money-service provider, total (% of population ages 15+)". World Bank Open Data. Archived from the original on 2025-07-22. Retrieved 2025-08-09.