Moneyview

Moneyview

Company type	Private
Industry	Financial technology Digital lending
Founded	2014(11 years ago) (2014)
Founder	Puneet Agarwal Sanjay Aggarwal
Headquarters	Bangalore, Karnataka, India [1]
Revenue	₹1,012 crore (US$120 million) (FY24) [2]
Net income	₹171.15 crore (US$20 million) (FY24) [2]
Website	moneyview.in

Moneyview is an Indian fintech company, operated by Whizdm Innovations Pvt Ltd, based in Bangalore. ^[3] Moneyview operates in digital lending and financial services. Moneyview provides products like personal loans, ^[4] personal finance manager, and credit score tracking. ^[5]

History

Moneyview was founded in 2014 by Puneet Agarwal ^[6] and Sanjay Aggarwal ^[7] with the aim of simplifying finances ^[8] and providing financial inclusion to all Indians. The company initially started with providing a financial management app for Android. ^[9]

Moneyview is a founding member of the Digital Lending Association of India (DLAI). ^[10]

As of December 2022, Moneyview had an annualized disbursal run-rate of $1.2 billion, ^[11] with over $800 million in assets under management.

Business model

Moneyview's digital lending works on a revenue-sharing arrangement with its lending partners, ^{[12] [13]} where the company bears the cost of acquiring and servicing customers, and the lender provides the capital. ^[14]

Moneyview has partnered with 15 financial institutions ^[15] to offer credit and financial products. These include DMI Finance, ^[16] Aditya Birla Capital, ^[17] IDFC First Bank, ^[18] Clix Capital, ^[19] Piramal Finance, ^[20] Whizdm Finance, ^[21] and others.

Funding

As of September 2023, Moneyview has participated in 8 funding rounds and has raised a total of $220M from 22 investors. ^[22] The latest funding was raised in December 2022 in a Series-E round. ^{[23] [24]} This round of funding focuses on advancing Moneyview’s primary business and expanding products like digital bank accounts, insurance, and wealth management solutions to its portfolio. ^[25]

Subsidiaries

On September 2024 , Moneyview acquired Bengaluru-based Jify, ^[26] an employee benefit startup. This acquisition propelled Moneyview to unicorn status ^{[27] [28]} following the allotment of shares worth ₹38.64 crore (approximately $4.65 million) ^[29] to Jify’s existing investors, Accel India and Nexus Ventures.

References

1. "Contact Us". Google Maps. Retrieved 10 February 2025.
2. K L, Krithika (30 Oct 2024). "Moneyview's FY24 Revenue Jumps 75% To INR 1,012 Cr". Inc42 Media. Retrieved 10 February 2025.
3. Rawat, Aman (12 September 2024). "Accel-Backed Moneyview Acquires Jify, Enters Unicorn Club". VCCircle.
4. "Moneyview becomes India's newest unicorn startup with a valuation of $1.2 billion". Indianstartupnews. 12 September 2024.
5. "Credit Score". Moneyview.
6. "Moneyview turns unicorn, buys start-up Jify". Newindianexpress. 13 September 2024.
7. Singh, Ayush (27 December 2022). "Money view; Bengaluru-based fintech company". Businessoutreach.
8. Modgil, Shweta (31 March 2016). "How Money View Is Changing Fintech For Good". inc42.
9. sengupta, Saumyajeet (14 April 2018). "Best Free Apps for Budgeting on Android". How2shout.
10. "Who Are We - Digital Lenders' Association of India". Digital Lenders' Association of India.
11. Dilipkumar, Bhavya (26 December 2022). "Lending firm Money View raises $75 million in Series E funding led by Apis Partners". Moneycontrol.
12. Upadhyay, Harsh (15 November 2022). "Money View turns profitable with 4X growth in scale during FY22". Entrackr.
13. Bhakta, Pratik (4 October 2025). "Consumer-lending fintechs report surging numbers in FY24". The Economic Times.
14. "Moneyview becomes India's newest unicorn startup". Indianstartupnews. 12 September 2024.
15. "Moneyview Lending Partners". Moneyview officials. 10 February 2025.
16. "Sourcing Partners". DMI Finance officials. 10 February 2025.
17. "Digital Lending Partners". Aditya Birla Capital Finance officials. 10 February 2025.
18. "IDFC FIRST Bank Lending Partners". IDFC FIRST Bank Officials. 10 February 2025.
19. "Lending Partners". Clix Capital officials. 10 February 2025.
20. "Lending Partners". Piramal Finance officials. 10 February 2025.
21. "Lending Partners". Whizdm Finance officials. 10 February 2025.
22. "Money View Funding & Investors". Tracxn. 10 February 2025.
23. "Money View raises $75 million led by Apis Partners, valuation jumps to $900 million". Economictimes. 26 December 2022.
24. "Lending firm Money View raises $75 million in Series E funding led by Apis Partners". Moneycontrol. 26 December 2022.
25. "Money View raises $75 mn in funding round led by Apis Partners". The Financial Express. 27 December 2022.
26. V, Akhil (13 September 2024). "Moneyview turns unicorn after acquiring Jify in a share swap deal". CNBC TV18.
27. "Six more unicorns added in 2024". Deccan Chronicle. 13 September 2024.
28. "Moneyview Becomes Sixth Unicorn in 2024 After Raising $4.6mn". Outlook Business. 13 September 2024.
29. Gupta, Bhawna (23 December 2024). "6 Indian startups have become unicorns". Zeebiz.

External links

• Official website