The Oregon Housing and Community Services Department (OHCS) is the housing finance agency of the government of the U.S. state of Oregon. It administers programs providing financing assistance for single family homes, new construction or rehabilitation of multi-family affordable housing developments, and grants and tax credits to promote affordable housing. Prior to 1991, when the Oregon Legislative Assembly merged the Housing Agency with State Community Services forming OHCS to eliminate duplicative costs and provide better coordination of related activities, financing and service programs were operated separately. [1]
The state housing agency was established in 1971 to set and administer overall state housing policies. Its scope was expanded in 1973 to include financing assistance for low income family housing through the issuance of tax-exempt bonds. [2]
The United States Department of Housing and Urban Development (HUD) is one of the executive departments of the U.S. federal government. It administers federal housing and urban development laws. It is headed by the secretary of housing and urban development, who reports directly to the president of the United States and is a member of the president's Cabinet.
The Community Planning and Development agency within the United States Department of Housing and Urban Development (HUD) administers the grant programs that help communities plan and finance their growth and development, increase their capacity to govern, and provide shelter and services for homeless people. HUD is a national program, and HUD provides funding directly to larger cities and counties, and for smaller cities and counties, generally to state government. HUD's programs include the Community Development Block Grant Program and the HOME program.
The Oklahoma Housing Finance Agency (OHFA) is a non-profit organization which serves the people of Oklahoma by offering affordable housing resources, including loans and rent assistance. OHFA was created in 1975 when Governor of Oklahoma David L. Boren approved the agency's first trust indenture. OHFA is a public trust with the State of Oklahoma as the beneficiary. The Trust was established to better the housing stock and the housing conditions in the State of Oklahoma and administers the Section 8 housing program along with other housing programs for the State.
The Wisconsin Department of Administration (DOA) is an agency of the Wisconsin state government which provides a range of services and programs, from operations, technology, and logistical support for the state, to assistance programs for low-income homes, to state gaming. The department's services to other state agencies and offices include personnel management, payroll, accounting systems, technology solutions, and legal services. The Department is central to the state budget process, advising the Governor and state agencies on their budget submissions and analyzing solutions to fiscal problems. The Department also administers state information systems, procurement policies and contracts, fleet transportation, and risk management, and oversees buildings owned and leased by the state, facilities planning projects, and the Wisconsin Capitol Police. The Department also administers the state's compensation plan, which includes the pay and benefit administration for most state employees.
The Oregon Department of Human Services (ODHS) is the principal human services agency of the government of the U.S. state of Oregon. DHS provides services to more than 1 million Oregonians each year.
The Oregon Department of Consumer and Business Services (DCBS) is the agency of the government of the U.S. state of Oregon, which has wide-ranging regulatory and consumer-protection authority in Oregon. It administers laws and rules governing workers' compensation benefits, workplace safety and health, building codes, and the operation of both insurance companies and financial institutions.
The Oregon Business Development Department (OBDD) dba Business Oregon is a government agency of the U.S. state of Oregon, providing support of economic and community development and cultural enhancement through administration of a variety of programs of incentives, financial support, and technical assistance to businesses, nonprofit organizations and community groups, industries, and local and regional governments and districts.
The Oregon Department of Aviation (ODAV) is an agency of the government of the U.S. state of Oregon chiefly responsible for matters relating to the continuing development of aviation as part of the state's transportation system, and the safety of its airways. In addition to operating the 28 airports owned by the State of Oregon, the department licenses more than 450 public or private airports, heliports and landing areas, and registers all pilots and non-military aircraft based within the state. Its activities include overseeing aviation system planning, providing administrative and technical support for community airport planning and development, administering an airport pavement maintenance program, providing small community aviation grants, and conducting aviation and public education programs.
The Oregon Department of Agriculture (ODA) is responsible for agriculture in Oregon. This agency of the government of the U.S. state of Oregon promotes and regulates food production and safety. It is headed by the director of agriculture, appointed by the governor of Oregon, subject to confirmation by the senate, advised by a board of ten members, and gubernatorial appointees. Through its nine divisions, it administers no fewer than 36 chapters of Oregon laws.
The Oregon Department of Land Conservation and Development (DLCD) is the chief land-use planning and regulatory agency of the government of the U.S. state of Oregon. The DLCD administers the statewide land use planning program. A seven-member volunteer citizen board known as the Land Conservation and Development Commission (LCDC) guides DLCD.
The Oregon Office of Community Colleges and Workforce Development (CCWD), formerly the Oregon Department of Community Colleges and Workforce Development, is an agency of the government of the U.S. state of Oregon which distributes state funds for community colleges and sets standards for those institutions, provides adult basic education and dislocated worker retraining, and manages the Oregon Youth Conservation Corps program. In addition, it administers, on behalf of the Governor of Oregon, the programs of the federal Workforce Investment Act and is responsible for state compliance with its requirements. Its educational role is overseen by the Oregon Higher Education Coordinating Commission.
The New York State Housing Finance Agency (HFA) is a New York State public-benefit corporation created in 1960 to increase the supply of rental housing for low-income people by issuing bonds and providing low-interest mortgage loans to regulated housing companies.
The Texas Department of Housing and Community Affairs (TDHCA) is the state's lead agency responsible for homeownership, affordable rental housing, community and energy assistance programs, and colonia activities serving primarily low income Texans. The Manufactured Housing Division of TDHCA regulates the manufactured housing industry in Texas. The Department annually administers more than $400 million through for-profit, nonprofit, and local government partnerships to deliver local housing and community-based opportunities and assistance to Texans in need. The department is headquartered at 221 East 11th Street in Austin.
The California Housing Finance Agency (CalHFA), established in 1975, is an independent California state agency within the California Department of Housing and Community Development that makes low-rate housing loans through the sale of taxable and tax exempt bonds.
The Pennsylvania Housing Finance Agency is a non-profit organization which serves the people of Pennsylvania by offering affordable housing resources, including loans and rent assistance. PHFA was created by an Executive Order by the Pennsylvania General Assembly in 1972.
Kentucky Housing Corporation (KHC), the Kentucky state housing agency, was created by the 1972 Kentucky General Assembly to provide affordable housing opportunities. KHC is a self-supporting, public corporation.
Housing trust funds are established sources of funding for affordable housing construction and other related purposes created by governments in the United States (U.S.). Housing Trust Funds (HTF) began as a way of funding affordable housing in the late 1970s. Since then, elected government officials from all levels of government in the U.S. have established housing trust funds to support the construction, acquisition, and preservation of affordable housing and related services to meet the housing needs of low-income households. Ideally, HTFs are funded through dedicated revenues like real estate transfer taxes or document recording fees to ensure a steady stream of funding rather than being dependent on regular budget processes. As of 2016, 400 state, local and county trust funds existed across the U.S.
Non-profit housing developers build affordable housing for individuals under-served by the private market. The non-profit housing sector is composed of community development corporations (CDC) and national and regional non-profit housing organizations whose mission is to provide for the needy, the elderly, working households, and others that the private housing market does not adequately serve. Of the total 4.6 million units in the social housing sector, non-profit developers have produced approximately 1.547 million units, or roughly one-third of the total stock. Since non-profit developers seldom have the financial resources or access to capital that for-profit entities do, they often use multiple layers of financing, usually from a variety of sources for both development and operation of these affordable housing units.
Howard County Housing is the umbrella organization for the Howard County Department of Housing and Community Development and the Howard County Housing Commission. The Department is Howard County Government’s housing agency, and the Commission is a public housing authority and non-profit. Both have boards that meet monthly.